
Turning vacant lots into homes will require more than new housing legislation
As a landmark housing bill takes effect, millions of buildable lots sit for sale as single-family construction continues to slide
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Price gaps for starter homes underscore structural supply imbalances
Uneven construction and listing activity are driving starkly different purchase conditions for first-time buyers across the U.S.
The growing multifamily sector helps June’s housing starts rise 19%
Single-family starts edged lower in June, but a surge in multifamily construction pushed overall housing starts sharply higher

Black and Hispanic homeowners face much higher insurance premiums
New study says Black and Hispanic households pay substantially more; insurance trade group disputes the report’s methodology

Midwest bullishness offsets subdued investor confidence
Survey findings show investors brushing off Iran war impacts as conflict drags on
Retail sector enters mid-cycle sweet spot with strong demand and limited supply: JLL
New survey finds investors are more interested in buying retail properties than at any time in more than a decade
Fix-and-flip profitability relies on price spread, new analysis finds
Returns vary widely across metros, according to first-quarter data review from Attom and Backflip

New strategies reshaping how lenders expand housing access
After restrictions on special purpose credit programs, local housing partnerships help lenders empower future homeowners


The hidden psychology inside every loan request




Fractional ownership changes the real estate investment equation
Home repair and renovation costs poised to surge amid Iran war pressures
Annual decline in first-quarter remodeling costs belies a rapid increase from the end of 2025
Meet Scotsman Guide’s 2026 Top Mortgage Lenders
Pennymac puts the pieces together to lead the way
Price declines, demand uncertainty muddy outlook for fix-and-flip investors
Regional divides emerge as flippers in Texas and Florida face supply-side competition and price softening
Renovation lending lingering bright spot in dour home building outlook
Slow demand, trade uncertainty and shifting capital fuel market in flux
Home seller profit margins sink to five-year low
But after years of outsized returns, sellers still cashed in big during the first quarter
Meet Scotsman Guide’s 2026 Top Originators
For the first time ever, Scotsman Guide added Top Private Originators to our gold-standard rankings for top residential mortgage originators

Mortgage lenders bullish on origination outlook for second half of 2026
TMC survey reveals focus on internal growth and operational efficiencies, though AI adoption remains a wild card
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Turning vacant lots into homes will require more than new housing legislation
As a landmark housing bill takes effect, millions of buildable lots sit for sale as single-family construction continues to slide
Trending
SPONSORED CONTENT
Price gaps for starter homes underscore structural supply imbalances
Uneven construction and listing activity are driving starkly different purchase conditions for first-time buyers across the U.S.
The growing multifamily sector helps June’s housing starts rise 19%
Single-family starts edged lower in June, but a surge in multifamily construction pushed overall housing starts sharply higher

Midwest bullishness offsets subdued investor confidence
Survey findings show investors brushing off Iran war impacts as conflict drags on
Retail sector enters mid-cycle sweet spot with strong demand and limited supply: JLL
New survey finds investors are more interested in buying retail properties than at any time in more than a decade
Fix-and-flip profitability relies on price spread, new analysis finds
Returns vary widely across metros, according to first-quarter data review from Attom and Backflip

New strategies reshaping how lenders expand housing access
After restrictions on special purpose credit programs, local housing partnerships help lenders empower future homeowners


The hidden psychology inside every loan request




Fractional ownership changes the real estate investment equation
Price declines, demand uncertainty muddy outlook for fix-and-flip investors
Regional divides emerge as flippers in Texas and Florida face supply-side competition and price softening
Home repair and renovation costs poised to surge amid Iran war pressures
Annual decline in first-quarter remodeling costs belies a rapid increase from the end of 2025
Meet Scotsman Guide’s 2026 Top Mortgage Lenders
Pennymac puts the pieces together to lead the way
White House misses mark on Wall Street’s backing of single-family home investors
Industry revolt over Senate housing bill underscores how billion-dollar firms actually compete with first-time homebuyers
Homeowners increasingly turn to ‘buy now, pay later’ to manage budgets
BNPL has become a financial lifeline for homeowners managing tight budgets and liquidity shocks — though it comes with risks
Midwest emerges as rental cash cow in barren market for real estate investors
As investor margins tighten, wage growth and home price gains are under scrutiny
‘Unpredictable’ housing market drives need for hybrid investor strategies
With home flipping profits shrinking and rental performance softening, savvy investors are keeping their exit strategies open

Mortgage lenders bullish on origination outlook for second half of 2026
TMC survey reveals focus on internal growth and operational efficiencies, though AI adoption remains a wild card

Alternative credit data comes to TransUnion mortgage reports
Bureau says tool will help reduce risk sooner in the mortgage decisioning process
Congress presses FHLBs on housing focus amid accusations of mission drift
Just 3% of FHLB members have assets over $10 billion, but they do about three-quarters of FHLB borrowing
Mortgage lenders bullish on origination outlook for second half of 2026
TMC survey reveals focus on internal growth and operational efficiencies, though AI adoption remains a wild card
POPULAR TOPICS
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Turning vacant lots into homes will require more than new housing legislation
As a landmark housing bill takes effect, millions of buildable lots sit for sale as single-family construction continues to slide
Trending
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Turning vacant lots into homes will require more than new housing legislation
As a landmark housing bill takes effect, millions of buildable lots sit for sale as single-family construction continues to slide
Trending
SPONSORED CONTENT
Price gaps for starter homes underscore structural supply imbalances
Uneven construction and listing activity are driving starkly different purchase conditions for first-time buyers across the U.S.
The growing multifamily sector helps June’s housing starts rise 19%
Single-family starts edged lower in June, but a surge in multifamily construction pushed overall housing starts sharply higher

Midwest bullishness offsets subdued investor confidence
Survey findings show investors brushing off Iran war impacts as conflict drags on

The hidden psychology inside every loan request
Understanding borrower psychology through loan size helps brokers move beyond rate quotes and build deeper, longer‑lasting client relationships
Home repair and renovation costs poised to surge amid Iran war pressures
Annual decline in first-quarter remodeling costs belies a rapid increase from the end of 2025
Meet Scotsman Guide’s 2026 Top Mortgage Lenders
Pennymac puts the pieces together to lead the way
Price declines, demand uncertainty muddy outlook for fix-and-flip investors
Regional divides emerge as flippers in Texas and Florida face supply-side competition and price softening
Renovation lending lingering bright spot in dour home building outlook
Slow demand, trade uncertainty and shifting capital fuel market in flux
Home seller profit margins sink to five-year low
But after years of outsized returns, sellers still cashed in big during the first quarter
Meet Scotsman Guide’s 2026 Top Originators
For the first time ever, Scotsman Guide added Top Private Originators to our gold-standard rankings for top residential mortgage originators
Congress presses FHLBs on housing focus amid accusations of mission drift
Just 3% of FHLB members have assets over $10 billion, but they do about three-quarters of FHLB borrowing
Mortgage lenders bullish on origination outlook for second half of 2026
TMC survey reveals focus on internal growth and operational efficiencies, though AI adoption remains a wild card
Daily News Straight To Your Inbox
Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.












































