
U.S. housing value doubles to $55 trillion since 2006 as supply shortages persist
Zillow’s 20-year retrospective reveals how price swings and construction gaps have reshaped the American housing landscape
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Home builders (and hopes for a housing supply recovery) remain stuck behind the eight ball
NAHB chief economist tells Scotsman Guide that new-home starts fell about 8% last year, with only a ‘slight uptick’ likely in 2026
Residential construction spending rebounds in October, despite annual decline
Census Bureau reports 6.1% annual dip in new single-family construction

U.S. housing value doubles to $55 trillion since 2006 as supply shortages persist
Zillow’s 20-year retrospective reveals how price swings and construction gaps have reshaped the American housing landscape

Home seller profit margins decline for third straight year in 2025
After pandemic-era peaks, seller gains show signs of normalization even amid strong cash‑buyer activity
Does rent control work? Mamdani’s Pinnacle setback revives housing debate
Soaring operating costs and capped revenue lead to capital flight, raising questions about the efficacy of regulating rents
Trump signs executive order to block large investors from single-family home market
The current lack of a definition for ‘large institutional investors’ makes it difficult to gauge the order’s impact

From likes to liability: How social media habits can trigger RESPA scrutiny
Digital transparency exposes patterns regulators track closely, making social media habits a source of scrutiny

The three lines of defense for cybersecurity compliance

From buzzword to business driver: AI in mortgages



The lender’s secret weapon

A real estate investor ban would yank the price floor out of the housing market
In a post-pandemic homebuying environment few can afford, single-family real estate investors are helping an entire mortgage market hold on to profitability
Stalling rents, climbing vacancies deal double blow to real estate investors
Rent growth at 15-year lows and rising vacancy rates are flashing warning signs
Industry Watch: UWM, Kiavi, Pennymac and others make headlines
A roundup of notable mortgage industry activity over the past two weeks
Exclusive: Fix-and-flip investors are still bleeding profitability
Returns for home flippers have fallen to 2008 levels as a ‘triple squeeze’ on profits sends some in the sector running for rentals
Repair, remodeling costs rise steadily in third quarter
Trump administration tariff policies ‘not apparent in material costs’ says analytics firm Verisk
Cost-burdened renter share doubles that of homeowners
Half of U.S. renters spend more than 30% of gross monthly income on rent, led by California, Florida and Nevada

Mortgage credit availability rises on refinance, jumbo demand in January
Conforming mortgage credit access remained near record lows for the second consecutive month
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U.S. housing value doubles to $55 trillion since 2006 as supply shortages persist
Zillow’s 20-year retrospective reveals how price swings and construction gaps have reshaped the American housing landscape
Trending
SPONSORED CONTENT
Home builders (and hopes for a housing supply recovery) remain stuck behind the eight ball
NAHB chief economist tells Scotsman Guide that new-home starts fell about 8% last year, with only a ‘slight uptick’ likely in 2026
Residential construction spending rebounds in October, despite annual decline
Census Bureau reports 6.1% annual dip in new single-family construction

Home seller profit margins decline for third straight year in 2025
After pandemic-era peaks, seller gains show signs of normalization even amid strong cash‑buyer activity
Does rent control work? Mamdani’s Pinnacle setback revives housing debate
Soaring operating costs and capped revenue lead to capital flight, raising questions about the efficacy of regulating rents
Trump signs executive order to block large investors from single-family home market
The current lack of a definition for ‘large institutional investors’ makes it difficult to gauge the order’s impact

From likes to liability: How social media habits can trigger RESPA scrutiny
Digital transparency exposes patterns regulators track closely, making social media habits a source of scrutiny

The three lines of defense for cybersecurity compliance

From buzzword to business driver: AI in mortgages



The lender’s secret weapon

Industry Watch: UWM, Kiavi, Pennymac and others make headlines
A roundup of notable mortgage industry activity over the past two weeks
A real estate investor ban would yank the price floor out of the housing market
In a post-pandemic homebuying environment few can afford, single-family real estate investors are helping an entire mortgage market hold on to profitability
Stalling rents, climbing vacancies deal double blow to real estate investors
Rent growth at 15-year lows and rising vacancy rates are flashing warning signs
‘Renting for the long run’ drives U.S. housing shift
Nevada, Texas and North Dakota have all seen more than 50% growth in renter households since 2000
Exclusive: Investors anchor housing market as non-QM loans surge
Entrenched affordability barriers have yielded 30% of the U.S. housing market to residential investors
Non-QM issuance hits record $20B in third quarter
Deals have accelerated as investor activity remains elevated
Softening rent prices signal easing housing inflation
Despite slowing rent increases nationwide, ‘significant local nuances’ persist

Mortgage credit availability rises on refinance, jumbo demand in January
Conforming mortgage credit access remained near record lows for the second consecutive month

Trimont takes top spot in MBA’s 2025 commercial and multifamily servicer rankings
The Mortgage Bankers Association’s annual survey identifies leading master and primary servicers
Appraisal Modernization Act has more ‘urgency’ after HUD task force disbanding
Six senators propose new appraisal tools to fight bias
Interagency leaders who developed PAVE call dismantling ‘partisan’ and ‘reckless’
Goal of reversal came from Project 2025, seeking to eliminate DEI efforts
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U.S. housing value doubles to $55 trillion since 2006 as supply shortages persist
Zillow’s 20-year retrospective reveals how price swings and construction gaps have reshaped the American housing landscape
Trending
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U.S. housing value doubles to $55 trillion since 2006 as supply shortages persist
Zillow’s 20-year retrospective reveals how price swings and construction gaps have reshaped the American housing landscape
Trending
SPONSORED CONTENT
Home builders (and hopes for a housing supply recovery) remain stuck behind the eight ball
NAHB chief economist tells Scotsman Guide that new-home starts fell about 8% last year, with only a ‘slight uptick’ likely in 2026
Residential construction spending rebounds in October, despite annual decline
Census Bureau reports 6.1% annual dip in new single-family construction

Home seller profit margins decline for third straight year in 2025
After pandemic-era peaks, seller gains show signs of normalization even amid strong cash‑buyer activity

How smarter tech can be used to usher in new industry standards
Why mortgage companies must embrace digital transformation, eliminate outdated workflows and deliver more secure lending experiences


The three lines of defense for cybersecurity compliance

From buzzword to business driver: AI in mortgages

A real estate investor ban would yank the price floor out of the housing market
In a post-pandemic homebuying environment few can afford, single-family real estate investors are helping an entire mortgage market hold on to profitability
Stalling rents, climbing vacancies deal double blow to real estate investors
Rent growth at 15-year lows and rising vacancy rates are flashing warning signs
Industry Watch: UWM, Kiavi, Pennymac and others make headlines
A roundup of notable mortgage industry activity over the past two weeks
Exclusive: Fix-and-flip investors are still bleeding profitability
Returns for home flippers have fallen to 2008 levels as a ‘triple squeeze’ on profits sends some in the sector running for rentals
Repair, remodeling costs rise steadily in third quarter
Trump administration tariff policies ‘not apparent in material costs’ says analytics firm Verisk
Cost-burdened renter share doubles that of homeowners
Half of U.S. renters spend more than 30% of gross monthly income on rent, led by California, Florida and Nevada
Appraisal Modernization Act has more ‘urgency’ after HUD task force disbanding
Six senators propose new appraisal tools to fight bias
Interagency leaders who developed PAVE call dismantling ‘partisan’ and ‘reckless’
Goal of reversal came from Project 2025, seeking to eliminate DEI efforts
Daily News Straight To Your Inbox
Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.






































