
Barney Frank, key Wall Street reformer, remembered as consumer champion
In exclusive interviews, first CFPB head Richard Cordray and CHLA leader Scott Olson recall working with co-author of the Dodd-Frank Act
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Government loans gain ground amid faltering new-home mortgage demand
A third year of ‘higher rates for longer’ has home builders leaning on FHA mortgages to offload unsold inventory
Credit still tightening for home builders, though getting closer to easing
NAHB’s quarterly survey on land acquisition, development and construction shows index closest to zero in four years

Mortgage defect rate improves in fourth quarter
For the full year, the average critical defect rate was essentially flat in 2025

Price declines, demand uncertainty muddy outlook for fix-and-flip investors
Regional divides emerge as flippers in Texas and Florida face supply-side competition and price softening
Iran war shatters real estate investor outlook
New survey shows souring mood across fix-and-flip and rental channels
CRE lending has banner year in 2025
Multifamily properties led the charge with $413 billion in loan volume

Housing underbuilding weakens wealth building
Insufficient single-family construction limits ownership gains, disproportionately impacting Black households’ ability to build wealth
Meet Scotsman Guide’s 2026 Top Originators
For the first time ever, Scotsman Guide added Top Private Originators to our gold-standard rankings for top residential mortgage originators
White House misses mark on Wall Street’s backing of single-family home investors
Industry revolt over Senate housing bill underscores how billion-dollar firms actually compete with first-time homebuyers
Homeowners increasingly turn to ‘buy now, pay later’ to manage budgets
BNPL has become a financial lifeline for homeowners managing tight budgets and liquidity shocks — though it comes with risks
Midwest emerges as rental cash cow in barren market for real estate investors
As investor margins tighten, wage growth and home price gains are under scrutiny
‘Unpredictable’ housing market drives need for hybrid investor strategies
With home flipping profits shrinking and rental performance softening, savvy investors are keeping their exit strategies open
Real estate investors report mixed outlook for acquisitions in 2026
Twice as many fix-and-flippers than rental investors expect investment conditions to improve in 2026, revealing a widening confidence gap

Purchase mortgage activity holds ground in April
Mortgage rate volatility drove down refinance share, but lock volumes continued streak of annual gains: Optimal Blue
POPULAR TOPICS
Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.
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Barney Frank, key Wall Street reformer, remembered as consumer champion
In exclusive interviews, first CFPB head Richard Cordray and CHLA leader Scott Olson recall working with co-author of the Dodd-Frank Act
Trending
SPONSORED CONTENT
Government loans gain ground amid faltering new-home mortgage demand
A third year of ‘higher rates for longer’ has home builders leaning on FHA mortgages to offload unsold inventory
Credit still tightening for home builders, though getting closer to easing
NAHB’s quarterly survey on land acquisition, development and construction shows index closest to zero in four years

Price declines, demand uncertainty muddy outlook for fix-and-flip investors
Regional divides emerge as flippers in Texas and Florida face supply-side competition and price softening
Iran war shatters real estate investor outlook
New survey shows souring mood across fix-and-flip and rental channels
CRE lending has banner year in 2025
Multifamily properties led the charge with $413 billion in loan volume

Housing underbuilding weakens wealth building
Insufficient single-family construction limits ownership gains, disproportionately impacting Black households’ ability to build wealth
Homeowners increasingly turn to ‘buy now, pay later’ to manage budgets
BNPL has become a financial lifeline for homeowners managing tight budgets and liquidity shocks — though it comes with risks
Meet Scotsman Guide’s 2026 Top Originators
For the first time ever, Scotsman Guide added Top Private Originators to our gold-standard rankings for top residential mortgage originators
White House misses mark on Wall Street’s backing of single-family home investors
Industry revolt over Senate housing bill underscores how billion-dollar firms actually compete with first-time homebuyers
Single-family rent growth deteriorates for fifth straight month in November
Rents for the least expensive price tier averaged no annual growth, while luxury rentals held up
Small landlords control the buy-for-rent market, not the mega-investors targeted by Trump
Investors owning fewer than 11 rentals bought over 1 million homes through the first three quarters of 2025
A real estate investor ban would yank the price floor out of the housing market
In a post-pandemic homebuying environment few can afford, single-family real estate investors are helping an entire mortgage market hold on to profitability
Stalling rents, climbing vacancies deal double blow to real estate investors
Rent growth at 15-year lows and rising vacancy rates are flashing warning signs

Purchase mortgage activity holds ground in April
Mortgage rate volatility drove down refinance share, but lock volumes continued streak of annual gains: Optimal Blue

Two Harbors adjourns stockholder meeting, delaying vote on CrossCountry merger
The move buys time to gather additional shareholder support for the deal
HUD issues blueprint for cutting red tape to spur home building
The ‘best practices’ framework calls for slashing permitting timelines and easing zoning restrictions
Fed minutes reveal inflation concerns, unease over ‘easing bias’
‘Many participants’ would have preferred striking controversial policy language, minutes show
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Barney Frank, key Wall Street reformer, remembered as consumer champion
In exclusive interviews, first CFPB head Richard Cordray and CHLA leader Scott Olson recall working with co-author of the Dodd-Frank Act
Trending
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Barney Frank, key Wall Street reformer, remembered as consumer champion
In exclusive interviews, first CFPB head Richard Cordray and CHLA leader Scott Olson recall working with co-author of the Dodd-Frank Act
Trending
SPONSORED CONTENT
Government loans gain ground amid faltering new-home mortgage demand
A third year of ‘higher rates for longer’ has home builders leaning on FHA mortgages to offload unsold inventory
Credit still tightening for home builders, though getting closer to easing
NAHB’s quarterly survey on land acquisition, development and construction shows index closest to zero in four years

Price declines, demand uncertainty muddy outlook for fix-and-flip investors
Regional divides emerge as flippers in Texas and Florida face supply-side competition and price softening

Exponential income growth requires a shift away from small deals
Shifting focus from volume to value can dramatically increase income without working longer hours
Meet Scotsman Guide’s 2026 Top Originators
For the first time ever, Scotsman Guide added Top Private Originators to our gold-standard rankings for top residential mortgage originators
White House misses mark on Wall Street’s backing of single-family home investors
Industry revolt over Senate housing bill underscores how billion-dollar firms actually compete with first-time homebuyers
Homeowners increasingly turn to ‘buy now, pay later’ to manage budgets
BNPL has become a financial lifeline for homeowners managing tight budgets and liquidity shocks — though it comes with risks
Midwest emerges as rental cash cow in barren market for real estate investors
As investor margins tighten, wage growth and home price gains are under scrutiny
‘Unpredictable’ housing market drives need for hybrid investor strategies
With home flipping profits shrinking and rental performance softening, savvy investors are keeping their exit strategies open
Real estate investors report mixed outlook for acquisitions in 2026
Twice as many fix-and-flippers than rental investors expect investment conditions to improve in 2026, revealing a widening confidence gap
HUD issues blueprint for cutting red tape to spur home building
The ‘best practices’ framework calls for slashing permitting timelines and easing zoning restrictions
Fed minutes reveal inflation concerns, unease over ‘easing bias’
‘Many participants’ would have preferred striking controversial policy language, minutes show
Daily News Straight To Your Inbox
Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.
















































