
Pulte instructs Fannie Mae and Freddie Mac to accept VantageScore for all lenders
FHFA director takes dead aim at credit bureaus, says bi-merge framework under consideration
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Residential construction spending falls 7.3% year over year in July
Residential construction spending fell 7.3% year over year in July, while total construction spending declined 3.8%, according to new U.S. Census Bureau data
Self-storage sector begins to stabilize after years of overbuilding
With new deliveries slowing, self-storage occupancy rates and in-place rents rose in the second quarter

First American downplays foreclosure risks as home prices soften
Low jobless rates and record levels of equity have eased concerns of widespread borrower distress

Home investors pull back, setting up third-quarter test
Cotality data shows a sharp decline in purchases by large and mega investors as new federal restrictions take effect
Foreclosure activity continues steady climb in July
Lender repossessions jumped from year-ago levels, with Texas metros leading major U.S. cities
‘Godfather’ of RTL securitizations breaks down Velocity’s $63M Toorak deal
Toorak founder John Beacham discusses what the move means and why his company decided to sell

Insurance is the new affordability challenge for mortgage originators
Insurance has become a bigger part of the borrower conversation — and originators are being forced to address it earlier
The new rules for protecting real estate investors
The mortgage industry’s operational reboot is underway
Real estate investors face ‘key test’ as sentiment falls to record low
Rental rates and home prices are falling in core markets as mortgage rates creep higher and investor restrictions take effect
Midwest bullishness offsets subdued investor confidence
Survey findings show investors brushing off Iran war impacts as conflict drags on
Home flippers see first rise in profit margins in two years
Total flipped-home sales were almost 9% lower than a year ago, however, as real estate investors adjust to a tricky market
Blockchain blockbuster: Top execs tout Figure-Kiavi deal
Kiavi to gain a wholesale distribution channel as Figure uses agentic AI to write a uniform language for non-agency capital markets
Home repair and renovation costs poised to surge amid Iran war pressures
Annual decline in first-quarter remodeling costs belies a rapid increase from the end of 2025
Meet Scotsman Guide’s 2026 Top Mortgage Lenders
Pennymac puts the pieces together to lead the way

Homebuyer retreat pushes seller-buyer gap near record high in July
80% of major U.S. metros are buyer’s markets, says Redfin. Who’s buying?
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Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.
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Pulte instructs Fannie Mae and Freddie Mac to accept VantageScore for all lenders
FHFA director takes dead aim at credit bureaus, says bi-merge framework under consideration
Trending
SPONSORED CONTENT
Residential construction spending falls 7.3% year over year in July
Residential construction spending fell 7.3% year over year in July, while total construction spending declined 3.8%, according to new U.S. Census Bureau data
Self-storage sector begins to stabilize after years of overbuilding
With new deliveries slowing, self-storage occupancy rates and in-place rents rose in the second quarter

Home investors pull back, setting up third-quarter test
Cotality data shows a sharp decline in purchases by large and mega investors as new federal restrictions take effect
Foreclosure activity continues steady climb in July
Lender repossessions jumped from year-ago levels, with Texas metros leading major U.S. cities
‘Godfather’ of RTL securitizations breaks down Velocity’s $63M Toorak deal
Toorak founder John Beacham discusses what the move means and why his company decided to sell

Insurance is the new affordability challenge for mortgage originators
Insurance has become a bigger part of the borrower conversation — and originators are being forced to address it earlier
The new rules for protecting real estate investors
The mortgage industry’s operational reboot is underway
Home flippers see first rise in profit margins in two years
Total flipped-home sales were almost 9% lower than a year ago, however, as real estate investors adjust to a tricky market
Real estate investors face ‘key test’ as sentiment falls to record low
Rental rates and home prices are falling in core markets as mortgage rates creep higher and investor restrictions take effect
Midwest bullishness offsets subdued investor confidence
Survey findings show investors brushing off Iran war impacts as conflict drags on
Price declines, demand uncertainty muddy outlook for fix-and-flip investors
Regional divides emerge as flippers in Texas and Florida face supply-side competition and price softening
Renovation lending lingering bright spot in dour home building outlook
Slow demand, trade uncertainty and shifting capital fuel market in flux
Home seller profit margins sink to five-year low
But after years of outsized returns, sellers still cashed in big during the first quarter
Meet Scotsman Guide’s 2026 Top Originators
For the first time ever, Scotsman Guide added Top Private Originators to our gold-standard rankings for top residential mortgage originators

Homebuyer retreat pushes seller-buyer gap near record high in July
80% of major U.S. metros are buyer’s markets, says Redfin. Who’s buying?

Figure expands blockchain lending marketplace with Kiavi acquisition
The deal brings residential transition and DSCR lending to Figure Connect
Did Chris Waller just torpedo a Fed rate hike in September?
Rate hike odds shift sharply after the central banker notes ‘signs of disinflation’
Figure expands blockchain lending marketplace with Kiavi acquisition
The deal brings residential transition and DSCR lending to Figure Connect
POPULAR TOPICS
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Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.
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Pulte instructs Fannie Mae and Freddie Mac to accept VantageScore for all lenders
FHFA director takes dead aim at credit bureaus, says bi-merge framework under consideration
Trending
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Pulte instructs Fannie Mae and Freddie Mac to accept VantageScore for all lenders
FHFA director takes dead aim at credit bureaus, says bi-merge framework under consideration
Trending
SPONSORED CONTENT
Residential construction spending falls 7.3% year over year in July
Residential construction spending fell 7.3% year over year in July, while total construction spending declined 3.8%, according to new U.S. Census Bureau data
Self-storage sector begins to stabilize after years of overbuilding
With new deliveries slowing, self-storage occupancy rates and in-place rents rose in the second quarter

Home investors pull back, setting up third-quarter test
Cotality data shows a sharp decline in purchases by large and mega investors as new federal restrictions take effect

DSCR shows if rental income can cover monthly debt through every season
A simple calculation can help investors compare deals, test market shifts and avoid costly surprises
DSCR shows if rental income can cover monthly debt through every season
Protect veterans by spotting these common VA lending red flags
Real estate investors face ‘key test’ as sentiment falls to record low
Rental rates and home prices are falling in core markets as mortgage rates creep higher and investor restrictions take effect
Midwest bullishness offsets subdued investor confidence
Survey findings show investors brushing off Iran war impacts as conflict drags on
Home flippers see first rise in profit margins in two years
Total flipped-home sales were almost 9% lower than a year ago, however, as real estate investors adjust to a tricky market
Blockchain blockbuster: Top execs tout Figure-Kiavi deal
Kiavi to gain a wholesale distribution channel as Figure uses agentic AI to write a uniform language for non-agency capital markets
Home repair and renovation costs poised to surge amid Iran war pressures
Annual decline in first-quarter remodeling costs belies a rapid increase from the end of 2025
Meet Scotsman Guide’s 2026 Top Mortgage Lenders
Pennymac puts the pieces together to lead the way
Did Chris Waller just torpedo a Fed rate hike in September?
Rate hike odds shift sharply after the central banker notes ‘signs of disinflation’
Figure expands blockchain lending marketplace with Kiavi acquisition
The deal brings residential transition and DSCR lending to Figure Connect
Daily News Straight To Your Inbox
Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.

















































