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Testy email exchange reveals depth of UWM-TWO rift

Appeals court upholds CFPB mass layoffs freeze

President’s desk in sight for ROAD to Housing Act as Senate passes landmark bill

Senate approves legislation by a 85-5 tally, sending bipartisan bill one step closer to completion

U.S. housing increasingly becoming a buyer’s market in 2026: Redfin

Alan Greenspan, influential Fed chair, dies at 100

Single-family rent growth remains subdued in April

Generational housing reform bill nears the finish line

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The Myth of AI Madness: Practical Playbook for Commercial Lenders

High rates, uncertainty stall new-home mortgage demand

Home flippers see first rise in profit margins in two years

‘A new sheriff in town’: Warsh lays out sweeping reforms in first act as Fed chair

Adaptive reuse surges as office-to-residential conversions promise an influx of thousands of new apartment units nationwide..

Office-to-residential conversions gain traction

Lawmakers, housing groups pitch Basel III changes as comment period ends

Commercial and multifamily mortgage debt plows past $5 trillion in the first quarter

Stop Competing on Rate. Start Winning on Strategy

Asset-Based Lending in Commercial Real Estate: Why Ongoing Education Is No Longer Optional

Mortgage

Real Estate

Monetary Policy

President’s desk in sight for ROAD to Housing Act as Senate passes landmark bill

U.S. housing increasingly becoming a buyer’s market in 2026: Redfin

Alan Greenspan passes away at 100 years old

Alan Greenspan, influential Fed chair, dies at 100

Testy email exchange reveals depth of UWM-TWO rift

Appeals court upholds CFPB mass layoffs freeze

Generational housing reform bill nears the finish line

Lawmakers, housing groups pitch Basel III changes as comment period ends

Single-family rent growth remains subdued in April

Office-to-residential conversions gain traction

Home flippers see first rise in profit margins in two years

Existing-home sales forecast to rise 4% this year: NAR

‘A new sheriff in town’: Warsh lays out sweeping reforms in first act as Fed chair

No dissents as Fed keeps interest rates unchanged for fourth straight meeting

What to expect from Kevin Warsh’s first meeting as Fed chair

‘Relatively dour’ consumer sentiment brightens slightly in June

MORE ▸

Testy email exchange reveals depth of UWM-TWO rift

Appeals court upholds CFPB mass layoffs freeze

Generational housing reform bill nears the finish line

Lawmakers, housing groups pitch Basel III changes as comment period ends

Single-family rent growth remains subdued in April

Office-to-residential conversions gain traction

Home flippers see first rise in profit margins in two years

Existing-home sales forecast to rise 4% this year: NAR

‘A new sheriff in town’: Warsh lays out sweeping reforms in first act as Fed chair

No dissents as Fed keeps interest rates unchanged for fourth straight meeting

What to expect from Kevin Warsh’s first meeting as Fed chair

‘Relatively dour’ consumer sentiment brightens slightly in June

MORE ▸

Data & Analysis

Midwest, Southern states earn top housing grades for affordability and home building

New construction slowdown deepens in May

Housing starts fall sharply amid mounting pressures, pushing sales outlooks lower for builders in June

Increasing regulatory costs continue to deepen housing affordability crisis: NAHB

New study finds the cost of regulations has risen 40% in the past five years and now adds an estimated $131,734 to the price of the average home

U.S. housing increasingly becoming a buyer’s market in 2026: Redfin

Sellers offered concessions in more than 46% of home sales this spring

Investment Properties

Single-family rent growth remains subdued in April

Regional trends continue to drive performance amid post-pandemic shifts: Cotality

Home flippers see first rise in profit margins in two years

Investor homebuying plunges in first quarter amid market uncertainties

Ownership caps, geopolitical tensions and rate volatility all buffeted single-family investors

Multifamily leads all CRE sectors in first-quarter transactions

Deals to trade multifamily properties accounted for nearly 30% of all commercial transactions during the first three months of the year: Altus Group

Contributing Authors

DSCR lending is surging. Not all of it is a win.

Fix‑and‑flip capital is slowing as rental lending is absorbing it — and lenders need to understand the difference

JJ Lunsford

Exponential income growth requires a shift away from small deals

Dan Page

DSCR is reshaping real estate financing in tighter credit environment

Kevin Rodman

SOFR-based hedging gains traction in non-agency lending

Geoffrey Sharp

Policy shifts revive attention on manufactured housing

Sam Landy

SBA 504 financing helps close deals when conventional falls short

Kurt Chambliss

Inclusive approach benefits buyers, but also strengthens competitive advantage

Tai Christensen

Home equity can help some borrowers strengthen retirement plans starting at 55

Steve Resch

How to become a loan originator without a banking background

Jesse Kennedy

Bridge financing’s beneficial role in repeat-buyer transactions

Tushar Garg

Why well-organized loan submissions matter more than ever

Lloyd Kagin

The LO accelerator: How AI helps originators do their job

John Cady

Housing underbuilding weakens wealth building

Michael Neal

Private Lending

Home flippers see first rise in profit margins in two years

Blockchain blockbuster: Top execs tout Figure-Kiavi deal

Meet Scotsman Guide’s 2026 Top Mortgage Lenders

Pennymac puts the pieces together to lead the way

Price declines, demand uncertainty muddy outlook for fix-and-flip investors

Regional divides emerge as flippers in Texas and Florida face supply-side competition and price softening

Renovation lending lingering bright spot in dour home building outlook

Slow demand, trade uncertainty and shifting capital fuel market in flux

Home seller profit margins sink to five-year low

But after years of outsized returns, sellers still cashed in big during the first quarter

Meet Scotsman Guide’s 2026 Top Originators

For the first time ever, Scotsman Guide added Top Private Originators to our gold-standard rankings for top residential mortgage originators

White House misses mark on Wall Street’s backing of single-family home investors

Industry revolt over Senate housing bill underscores how billion-dollar firms actually compete with first-time homebuyers

Non-QM

Non-QM, FHA channels power March mortgage lock volumes

Warnings flash in the low-doc, low credit score, high-LTV corner of non-QM lending

Non-QM loan performance seen as ‘rapidly deteriorating’ in February

Lenders dip their toes in crypto-backed mortgages, but eye deeper pools of digital reserves

Fitch flags mounting non-QM delinquencies in sign of ‘collateral deterioration’

Non-QM momentum cools in January, though bank statement volumes strengthen

CFPB flags immigration status as potential factor in repayment risk

Purchase mortgage activity holds ground in April

Non-QM delinquencies ease in March on seasonal drivers

Non-QM sector stabilizes in March amid deteriorating delinquency outlooks

Volatile mortgage market underscores non-agency strength

Volatile spring housing market underscores non-agency opportunities

Non-QM and home equity channels shine brighter as Fannie and Freddie rate-lock share falls below 50% for second straight month

Government-Sponsored Enterprises

Legislation

Government Loans

Technology

Investment Properties

Market Trends

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Servicing

✉️ Newsletter

Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.

Begin Tablet Layout

President’s desk in sight for ROAD to Housing Act as Senate passes landmark bill

Senate approves legislation by a 85-5 tally, sending bipartisan bill one step closer to completion

U.S. housing increasingly becoming a buyer’s market in 2026: Redfin

Alan Greenspan, influential Fed chair, dies at 100

Single-family rent growth remains subdued in April

Generational housing reform bill nears the finish line

Office-to-residential conversions gain traction

Home flippers see first rise in profit margins in two years

‘A new sheriff in town’: Warsh lays out sweeping reforms in first act as Fed chair

Pulte set to take charge as acting intel chief after Trump delays Clayton confirmation

The Myth of AI Madness: Practical Playbook for Commercial Lenders

Asset-Based Lending in Commercial Real Estate: Why Ongoing Education Is No Longer Optional

Testy email exchange reveals depth of UWM-TWO rift

Appeals court upholds CFPB mass layoffs freeze

U.S. housing increasingly becoming a buyer’s market in 2026: Redfin

Alan Greenspan, influential Fed chair, dies at 100

Lawmakers, housing groups pitch Basel III changes as comment period ends

Commercial and multifamily mortgage debt plows past $5 trillion in the first quarter

High rates, uncertainty stall new-home mortgage demand

Mortgage

President’s desk in sight for ROAD to Housing Act as Senate passes landmark bill

Testy email exchange reveals depth of UWM-TWO rift

Appeals court upholds CFPB mass layoffs freeze

Generational housing reform bill nears the finish line

Lawmakers, housing groups pitch Basel III changes as comment period ends

MORE ▸

Real Estate

U.S. housing increasingly becoming a buyer’s market in 2026: Redfin

Single-family rent growth remains subdued in April

Office-to-residential conversions gain traction

Home flippers see first rise in profit margins in two years

Existing-home sales forecast to rise 4% this year: NAR

MORE ▸

Monetary Policy

Alan Greenspan, influential Fed chair, dies at 100

‘A new sheriff in town’: Warsh lays out sweeping reforms in first act as Fed chair

No dissents as Fed keeps interest rates unchanged for fourth straight meeting

What to expect from Kevin Warsh’s first meeting as Fed chair

‘Relatively dour’ consumer sentiment brightens slightly in June

MORE ▸

Data & Analysis

Midwest, Southern states earn top housing grades for affordability and home building

New construction slowdown deepens in May

Housing starts fall sharply amid mounting pressures, pushing sales outlooks lower for builders in June

U.S. housing increasingly becoming a buyer’s market in 2026: Redfin

Increasing regulatory costs continue to deepen housing affordability crisis: NAHB

New study finds the cost of regulations has risen 40% in the past five years and now adds an estimated $131,734 to the price of the average home

Investment Properties

Single-family rent growth remains subdued in April

Regional trends continue to drive performance amid post-pandemic shifts: Cotality

Home flippers see first rise in profit margins in two years

Investor homebuying plunges in first quarter amid market uncertainties

Ownership caps, geopolitical tensions and rate volatility all buffeted single-family investors

Multifamily leads all CRE sectors in first-quarter transactions

Deals to trade multifamily properties accounted for nearly 30% of all commercial transactions during the first three months of the year: Altus Group

Contributing Authors

DSCR lending is surging. Not all of it is a win.

Fix‑and‑flip capital is slowing as rental lending is absorbing it — and lenders need to understand the difference

JJ Lunsford

Exponential income growth requires a shift away from small deals

Dan Page

DSCR is reshaping real estate financing in tighter credit environment

Kevin Rodman

SOFR-based hedging gains traction in non-agency lending

Geoffrey Sharp

Policy shifts revive attention on manufactured housing

Sam Landy

SBA 504 financing helps close deals when conventional falls short

Kurt Chambliss

Inclusive approach benefits buyers, but also strengthens competitive advantage

Tai Christensen

Home equity can help some borrowers strengthen retirement plans starting at 55

Steve Resch

How to become a loan originator without a banking background

Jesse Kennedy

Bridge financing’s beneficial role in repeat-buyer transactions

Tushar Garg

Why well-organized loan submissions matter more than ever

Lloyd Kagin

The LO accelerator: How AI helps originators do their job

John Cady

Housing underbuilding weakens wealth building

Michael Neal

Private Lending

Home flippers see first rise in profit margins in two years

Renovation lending lingering bright spot in dour home building outlook

Slow demand, trade uncertainty and shifting capital fuel market in flux

Blockchain blockbuster: Top execs tout Figure-Kiavi deal

Meet Scotsman Guide’s 2026 Top Mortgage Lenders

Pennymac puts the pieces together to lead the way

Price declines, demand uncertainty muddy outlook for fix-and-flip investors

Regional divides emerge as flippers in Texas and Florida face supply-side competition and price softening

Homeowners increasingly turn to ‘buy now, pay later’ to manage budgets

BNPL has become a financial lifeline for homeowners managing tight budgets and liquidity shocks — though it comes with risks

Midwest emerges as rental cash cow in barren market for real estate investors

As investor margins tighten, wage growth and home price gains are under scrutiny

‘Unpredictable’ housing market drives need for hybrid investor strategies

With home flipping profits shrinking and rental performance softening, savvy investors are keeping their exit strategies open

Real estate investors report mixed outlook for acquisitions in 2026

Twice as many fix-and-flippers than rental investors expect investment conditions to improve in 2026, revealing a widening confidence gap

Non-QM

Mortgage credit availability rises on ARM, cash-out demand in January.

Mortgage credit availability rises on refinance, jumbo demand in January

November’s steep rise in non-QM loan impairments persists into December

December marks new record for non-QM volumes

Non-QM impairments hit record pace in November

Volatile spring housing market underscores non-agency opportunities

Non-QM and home equity channels shine brighter as Fannie and Freddie rate-lock share falls below 50% for second straight month

Non-QM, FHA channels power March mortgage lock volumes

Warnings flash in the low-doc, low credit score, high-LTV corner of non-QM lending

Non-QM loan performance seen as ‘rapidly deteriorating’ in February

Lenders dip their toes in crypto-backed mortgages, but eye deeper pools of digital reserves

Fitch flags mounting non-QM delinquencies in sign of ‘collateral deterioration’

Non-QM momentum cools in January, though bank statement volumes strengthen

Company News

Testy email exchange reveals depth of UWM-TWO rift

Luke Baynes

Execs spar following Zoom call, with special shareholder meeting set for Tuesday

UWM and Two Harbors continue public spat with key shareholder meeting approaching

Power Moves: MBA, Farmer Mac, CCM and others make notable personnel decisions

‘Enough is enough’: Credit bureau double standard assailed by BAC chief

TWO ‘challenges’ UWM with all-cash dare, warns ‘no deal at all’ if CCM offer rejected

Regulation and Compliance

Testy email exchange reveals depth of UWM-TWO rift

President’s desk in sight for ROAD to Housing Act as Senate passes landmark bill

Appeals court upholds CFPB mass layoffs freeze

A revised plan for mass layoffs was remanded back to district court as key case drags on

U.S. housing increasingly becoming a buyer’s market in 2026: Redfin

Sellers offered concessions in more than 46% of home sales this spring

Government-Sponsored Enterprises

Legislation

Government Loans

Technology

Investment Properties

Market Trends

Wholesale

Servicing

✉️

Daily News Straight To Your Inbox

Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.

Begin Mobile Layout

U.S. housing increasingly becoming a buyer’s market in 2026: Redfin

Alan Greenspan, influential Fed chair, dies at 100

Single-family rent growth remains subdued in April

Generational housing reform bill nears the finish line

Office-to-residential conversions gain traction

Lawmakers, housing groups pitch Basel III changes as comment period ends

Commercial and multifamily mortgage debt plows past $5 trillion in the first quarter

High rates, uncertainty stall new-home mortgage demand

Home flippers see first rise in profit margins in two years

‘A new sheriff in town’: Warsh lays out sweeping reforms in first act as Fed chair

Pulte set to take charge as acting intel chief after Trump delays Clayton confirmation

Lawmakers, housing groups pitch Basel III changes as comment period ends

Commercial and multifamily mortgage debt plows past $5 trillion in the first quarter

High rates, uncertainty stall new-home mortgage demand

Home flippers see first rise in profit margins in two years

UWM and Two Harbors continue public spat with key shareholder meeting approaching

President’s desk in sight for ROAD to Housing Act as Senate passes landmark bill

Senate approves legislation by a 85-5 tally, sending bipartisan bill one step closer to completion

Testy email exchange reveals depth of UWM-TWO rift

Appeals court upholds CFPB mass layoffs freeze

U.S. housing increasingly becoming a buyer’s market in 2026: Redfin

Alan Greenspan, influential Fed chair, dies at 100

Single-family rent growth remains subdued in April

Generational housing reform bill nears the finish line

Office-to-residential conversions gain traction

Lawmakers, housing groups pitch Basel III changes as comment period ends

Commercial and multifamily mortgage debt plows past $5 trillion in the first quarter

High rates, uncertainty stall new-home mortgage demand

UWM and Two Harbors continue public spat with key shareholder meeting approaching

Home flippers see first rise in profit margins in two years

‘A new sheriff in town’: Warsh lays out sweeping reforms in first act as Fed chair

Pulte set to take charge as acting intel chief after Trump delays Clayton confirmation

Daily News Straight To Your Inbox

Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.

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