
Mortgage industry AI adoption lags financial services sector
A wide-reaching industry survey found most lenders have yet to see real gains from artificial intelligence
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Home builder sentiment slides to 12-month low in September
Six-month sales expectations declined sharply this month as mortgage rates climbed steadily higher
Decline in new-home mortgage demand deepens in August
Applications fell well below year-ago levels for the second consecutive month: MBA

Declining loan amounts push new mortgage payments lower in August
Affordability pressures persist, however, with borrowing costs well above year-ago levels

Self-storage woes continue as sector works through oversupply
All but four of the nation’s largest metropolitan areas saw advertised rates fall in August: Yardi Matrix
Hispanic wealth is surging, but new policies could put the gains at risk, report warns
Immigration and lending changes could slow future progress after run of record homeownership and household formation
Office sector continues to feel pressure from ongoing loan maturities
An estimated 14,000 properties with loans worth nearly $290 billion will mature by the end of 2028

Insurance is the new affordability challenge for mortgage originators
Insurance has become a bigger part of the borrower conversation — and originators are being forced to address it earlier
The new rules for protecting real estate investors
The mortgage industry’s operational reboot is underway
Real estate investors face ‘key test’ as sentiment falls to record low
Rental rates and home prices are falling in core markets as mortgage rates creep higher and investor restrictions take effect
Midwest bullishness offsets subdued investor confidence
Survey findings show investors brushing off Iran war impacts as conflict drags on
Home flippers see first rise in profit margins in two years
Total flipped-home sales were almost 9% lower than a year ago, however, as real estate investors adjust to a tricky market
Blockchain blockbuster: Top execs tout Figure-Kiavi deal
Kiavi to gain a wholesale distribution channel as Figure uses agentic AI to write a uniform language for non-agency capital markets
Home repair and renovation costs poised to surge amid Iran war pressures
Annual decline in first-quarter remodeling costs belies a rapid increase from the end of 2025
Meet Scotsman Guide’s 2026 Top Mortgage Lenders
Pennymac puts the pieces together to lead the way

Non-QM delinquencies stabilizing across recent vintages
Bank statement performance improving relative to DSCR loans: Fitch Ratings
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Mortgage industry AI adoption lags financial services sector
A wide-reaching industry survey found most lenders have yet to see real gains from artificial intelligence
Trending
SPONSORED CONTENT
Home builder sentiment slides to 12-month low in September
Six-month sales expectations declined sharply this month as mortgage rates climbed steadily higher
Decline in new-home mortgage demand deepens in August
Applications fell well below year-ago levels for the second consecutive month: MBA

Self-storage woes continue as sector works through oversupply
All but four of the nation’s largest metropolitan areas saw advertised rates fall in August: Yardi Matrix
Hispanic wealth is surging, but new policies could put the gains at risk, report warns
Immigration and lending changes could slow future progress after run of record homeownership and household formation
Office sector continues to feel pressure from ongoing loan maturities
An estimated 14,000 properties with loans worth nearly $290 billion will mature by the end of 2028

Insurance is the new affordability challenge for mortgage originators
Insurance has become a bigger part of the borrower conversation — and originators are being forced to address it earlier
The new rules for protecting real estate investors
The mortgage industry’s operational reboot is underway
Home flippers see first rise in profit margins in two years
Total flipped-home sales were almost 9% lower than a year ago, however, as real estate investors adjust to a tricky market
Real estate investors face ‘key test’ as sentiment falls to record low
Rental rates and home prices are falling in core markets as mortgage rates creep higher and investor restrictions take effect
Midwest bullishness offsets subdued investor confidence
Survey findings show investors brushing off Iran war impacts as conflict drags on
Price declines, demand uncertainty muddy outlook for fix-and-flip investors
Regional divides emerge as flippers in Texas and Florida face supply-side competition and price softening
Renovation lending lingering bright spot in dour home building outlook
Slow demand, trade uncertainty and shifting capital fuel market in flux
Home seller profit margins sink to five-year low
But after years of outsized returns, sellers still cashed in big during the first quarter
Meet Scotsman Guide’s 2026 Top Originators
For the first time ever, Scotsman Guide added Top Private Originators to our gold-standard rankings for top residential mortgage originators

Non-QM delinquencies stabilizing across recent vintages
Bank statement performance improving relative to DSCR loans: Fitch Ratings

Loan officers see e-closing momentum, but borrowers remain key to adoption
Survey highlights growing use of digital closings alongside continued demand for traditional processes
Non-QM delinquencies stabilizing across recent vintages
Bank statement performance improving relative to DSCR loans: Fitch Ratings
Why rising Treasury yields aren’t entirely bad news for mortgage rates
Experts examine the contradiction driving yields and rates higher
POPULAR TOPICS
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Mortgage industry AI adoption lags financial services sector
A wide-reaching industry survey found most lenders have yet to see real gains from artificial intelligence
Trending
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Mortgage industry AI adoption lags financial services sector
A wide-reaching industry survey found most lenders have yet to see real gains from artificial intelligence
Trending
SPONSORED CONTENT
Home builder sentiment slides to 12-month low in September
Six-month sales expectations declined sharply this month as mortgage rates climbed steadily higher
Decline in new-home mortgage demand deepens in August
Applications fell well below year-ago levels for the second consecutive month: MBA

Self-storage woes continue as sector works through oversupply
All but four of the nation’s largest metropolitan areas saw advertised rates fall in August: Yardi Matrix

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Real estate investors face ‘key test’ as sentiment falls to record low
Rental rates and home prices are falling in core markets as mortgage rates creep higher and investor restrictions take effect
Midwest bullishness offsets subdued investor confidence
Survey findings show investors brushing off Iran war impacts as conflict drags on
Home flippers see first rise in profit margins in two years
Total flipped-home sales were almost 9% lower than a year ago, however, as real estate investors adjust to a tricky market
Blockchain blockbuster: Top execs tout Figure-Kiavi deal
Kiavi to gain a wholesale distribution channel as Figure uses agentic AI to write a uniform language for non-agency capital markets
Home repair and renovation costs poised to surge amid Iran war pressures
Annual decline in first-quarter remodeling costs belies a rapid increase from the end of 2025
Meet Scotsman Guide’s 2026 Top Mortgage Lenders
Pennymac puts the pieces together to lead the way
Non-QM delinquencies stabilizing across recent vintages
Bank statement performance improving relative to DSCR loans: Fitch Ratings
Why rising Treasury yields aren’t entirely bad news for mortgage rates
Experts examine the contradiction driving yields and rates higher
Daily News Straight To Your Inbox
Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.




















































