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Commercial properties pump more than $600B into the economy annually.

Commercial properties pump more than $600B into the U.S. economy annually

Beating inflation charts path to lower mortgage rates: Fed governor

Loan officers see e-closing momentum, but borrowers remain key to adoption

Survey highlights growing use of digital closings alongside continued demand for traditional processes

1 in 10 mortgage applicants opt for ARMs as rates hit highest level in two years

Federal Reserve eyes tightening cycle haunted by COVID-era housing stimulus

Fed’s Barkin signals more rate hikes may be coming

Move over AI, commercial real estate’s top concern may now be maturing property loans

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Inflation in ‘all aspects of the economy’ with ‘painful trade-off’ ahead, central bankers warn

Sagent names Sridhar Sharma CEO nine months after appointing Chris Marshall

Slow homebuyer demand pushes seller concessions to highest summer level in years

Waning demand cools home price growth in August

Hispanic wealth is surging, but new policies could put the gains at risk, report warns

Pulte’s VantageScore mandate shifts pressure to mortgage investors

The Power of Delegation: How Expert Support Teams Help Commercial Loan Brokers Grow Faster

Mortgage

Real Estate

Monetary Policy

Loan officers see e-closing momentum, but borrowers remain key to adoption

Commercial properties pump more than $600B into the U.S. economy annually

Beating inflation charts path to lower mortgage rates: Fed governor

1 in 10 mortgage applicants opt for ARMs as rates hit highest level in two years

Hispanic wealth is surging, but new policies could put the gains at risk, report warns

Pulte’s VantageScore mandate shifts pressure to mortgage investors

Sagent names Sridhar Sharma CEO nine months after appointing Chris Marshall

Move over AI, commercial real estate’s top concern may now be maturing property loans

Waning demand cools home price growth in August

Slow homebuyer demand pushes seller concessions to highest summer level in years

Office sector continues to feel pressure from ongoing loan maturities

Federal Reserve eyes tightening cycle haunted by COVID-era housing stimulus

Fed’s Barkin signals more rate hikes may be coming

Inflation in ‘all aspects of the economy’ with ‘painful trade-off’ ahead, central bankers warn

San Francisco Fed president joins cutting-edge panel to chart labor market’s AI transition

MORE ▸

1 in 10 mortgage applicants opt for ARMs as rates hit highest level in two years

Hispanic wealth is surging, but new policies could put the gains at risk, report warns

Pulte’s VantageScore mandate shifts pressure to mortgage investors

Sagent names Sridhar Sharma CEO nine months after appointing Chris Marshall

Move over AI, commercial real estate’s top concern may now be maturing property loans

Waning demand cools home price growth in August

Slow homebuyer demand pushes seller concessions to highest summer level in years

Office sector continues to feel pressure from ongoing loan maturities

Federal Reserve eyes tightening cycle haunted by COVID-era housing stimulus

Fed’s Barkin signals more rate hikes may be coming

Inflation in ‘all aspects of the economy’ with ‘painful trade-off’ ahead, central bankers warn

San Francisco Fed president joins cutting-edge panel to chart labor market’s AI transition

MORE ▸

Data & Analysis

Waning demand cools home price growth in August

Decline in new-home mortgage demand deepens in August

Applications fell well below year-ago levels for the second consecutive month: MBA

Rising renovation costs add new headwind for home flippers

More than 20 states recorded repair cost increases above 1% during the second quarter, new data shows

Commercial properties pump more than $600B into the U.S. economy annually

Every $1 spent nets $2.22 in economic return from commercial spaces: BOMA study

Investment Properties

Federal Reserve tightening is increasing refinancing pressure on commercial real estate, with trillions in loans coming due.

Move over AI, commercial real estate’s top concern may now be maturing property loans

The longtime problem of refinancing maturing debt is receiving more intense scrutiny after the recent Fed rate hike

Hispanic wealth is surging, but new policies could put the gains at risk, report warns

Office sector continues to feel pressure from ongoing loan maturities

An estimated 14,000 properties with loans worth nearly $290 billion will mature by the end of 2028

Foreclosure starts slacken as completed sales accelerate

Overall foreclosure volumes ‘remain well below historical norms’: Attom

Contributing Authors

Insurance is the new affordability challenge for mortgage originators

Insurance has become a bigger part of the borrower conversation — and originators are being forced to address it earlier

Todd Bevington

The new rules for protecting real estate investors

Bryan Lysikowski

The homeowners of 2023 are the hidden face of foreclosure risk

Brian Fox

The mortgage industry’s operational reboot is underway

Suresh Ramakrishnan

Credit scoring shift giving lenders new choices — and new risks

Jeff Gentry

In development finance, execution matters more than points

Jerry Sager

Appraisal reporting entering a new era with UAD 3.6

Liz Green

Loan originators have become transaction processors — but this doesn’t have to be

Tricia McIntosh

AI bringing speed, scale and new insights to CRE underwriting

Garry Barnes

DSCR shows if rental income can cover monthly debt through every season

Michele Kryczkowski

When easy volume disappears, the truth about a business emerges

Monty Felts

Protect veterans by spotting these common VA lending red flags

Jennifer Beeston

Operational certainty is the key to protecting correspondent margins

Jason Mac Gloan

Private Lending

Figure expands blockchain lending marketplace with Kiavi acquisition

‘Godfather’ of RTL securitizations breaks down Velocity’s $63M Toorak deal

Real estate investors face ‘key test’ as sentiment falls to record low

Rental rates and home prices are falling in core markets as mortgage rates creep higher and investor restrictions take effect

Midwest bullishness offsets subdued investor confidence

Survey findings show investors brushing off Iran war impacts as conflict drags on

Home flippers see first rise in profit margins in two years

Total flipped-home sales were almost 9% lower than a year ago, however, as real estate investors adjust to a tricky market

Blockchain blockbuster: Top execs tout Figure-Kiavi deal

Kiavi to gain a wholesale distribution channel as Figure uses agentic AI to write a uniform language for non-agency capital markets

Home repair and renovation costs poised to surge amid Iran war pressures

Annual decline in first-quarter remodeling costs belies a rapid increase from the end of 2025

Meet Scotsman Guide’s 2026 Top Mortgage Lenders

Pennymac puts the pieces together to lead the way

Non-QM

Mortgage lenders bullish on origination outlook for second half of 2026

Mortgage credit access falls to six-month low in June

Agency mortgage locks slip as non-QM gains ground in June

Non-QM gaps widen between full-doc and alt-doc loans

Volatile spring housing market underscores non-agency opportunities

CFPB flags immigration status as potential factor in repayment risk

Mortgage credit availability slips after July surge

Mortgage credit availability slips after July swell

Homebuyer retreat pushes seller-buyer gap near record high in July

Mortgage rate locks tumble as July rate spike curbs demand

Mortgage credit access hits highest level in four years

Non-QM boom may be telling lenders the wrong story

As non-QM lending expands, critics question how performance and risk are being measured

Government-Sponsored Enterprises

Legislation

Government Loans

Technology

Investment Properties

Market Trends

Wholesale

Servicing

✉️ Newsletter

Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.

Begin Tablet Layout

Loan officers see e-closing momentum, but borrowers remain key to adoption

Survey highlights growing use of digital closings alongside continued demand for traditional processes

1 in 10 mortgage applicants opt for ARMs as rates hit highest level in two years

Federal Reserve eyes tightening cycle haunted by COVID-era housing stimulus

Fed’s Barkin signals more rate hikes may be coming

Move over AI, commercial real estate’s top concern may now be maturing property loans

Waning demand cools home price growth in August

Sagent names Sridhar Sharma CEO nine months after appointing Chris Marshall

Slow homebuyer demand pushes seller concessions to highest summer level in years

About half of consumers are OK with AI having the final say on their mortgage application

The Myth of AI Madness: Practical Playbook for Commercial Lenders

Asset-Based Lending in Commercial Real Estate: Why Ongoing Education Is No Longer Optional

Commercial properties pump more than $600B into the U.S. economy annually

Beating inflation charts path to lower mortgage rates: Fed governor

1 in 10 mortgage applicants opt for ARMs as rates hit highest level in two years

Fed eyes tightening cycle haunted by COVID-era housing stimulus

Federal Reserve eyes tightening cycle haunted by COVID-era housing stimulus

Hispanic wealth is surging, but new policies could put the gains at risk, report warns

Pulte’s VantageScore mandate shifts pressure to mortgage investors

Inflation in all aspects of the economy with painful trade-off ahead, Federal Reserve officials Neel Kashkari and Austan Goolsbee warn.

Inflation in ‘all aspects of the economy’ with ‘painful trade-off’ ahead, central bankers warn

Mortgage

Loan officers see e-closing momentum, but borrowers remain key to adoption

1 in 10 mortgage applicants opt for ARMs as rates hit highest level in two years

Hispanic wealth is surging, but new policies could put the gains at risk, report warns

Pulte’s VantageScore mandate shifts pressure to mortgage investors

Sagent names Sridhar Sharma CEO nine months after appointing Chris Marshall

MORE ▸

Real Estate

Commercial properties pump more than $600B into the U.S. economy annually

Move over AI, commercial real estate’s top concern may now be maturing property loans

Waning demand cools home price growth in August

Slow homebuyer demand pushes seller concessions to highest summer level in years

Office sector continues to feel pressure from ongoing loan maturities

MORE ▸

Monetary Policy

Beating inflation charts path to lower mortgage rates: Fed governor

Federal Reserve eyes tightening cycle haunted by COVID-era housing stimulus

Fed’s Barkin signals more rate hikes may be coming

Inflation in ‘all aspects of the economy’ with ‘painful trade-off’ ahead, central bankers warn

San Francisco Fed president joins cutting-edge panel to chart labor market’s AI transition

MORE ▸

Data & Analysis

Waning demand cools home price growth in August

Decline in new-home mortgage demand deepens in August

Applications fell well below year-ago levels for the second consecutive month: MBA

Commercial properties pump more than $600B into the U.S. economy annually

Rising renovation costs add new headwind for home flippers

More than 20 states recorded repair cost increases above 1% during the second quarter, new data shows

Investment Properties

Move over AI, commercial real estate’s top concern may now be maturing property loans

The longtime problem of refinancing maturing debt is receiving more intense scrutiny after the recent Fed rate hike

Hispanic wealth is surging, but new policies could put the gains at risk, report warns

Office sector continues to feel pressure from ongoing loan maturities

An estimated 14,000 properties with loans worth nearly $290 billion will mature by the end of 2028

Foreclosure starts slacken as completed sales accelerate

Overall foreclosure volumes ‘remain well below historical norms’: Attom

Contributing Authors

Insurance is the new affordability challenge for mortgage originators

Insurance has become a bigger part of the borrower conversation — and originators are being forced to address it earlier

Todd Bevington

The new rules for protecting real estate investors

Bryan Lysikowski

The homeowners of 2023 are the hidden face of foreclosure risk

Brian Fox

The mortgage industry’s operational reboot is underway

Suresh Ramakrishnan

Credit scoring shift giving lenders new choices — and new risks

Jeff Gentry

In development finance, execution matters more than points

Jerry Sager

Appraisal reporting entering a new era with UAD 3.6

Liz Green

Loan originators have become transaction processors — but this doesn’t have to be

Tricia McIntosh

AI bringing speed, scale and new insights to CRE underwriting

Garry Barnes

DSCR shows if rental income can cover monthly debt through every season

Michele Kryczkowski

When easy volume disappears, the truth about a business emerges

Monty Felts

Protect veterans by spotting these common VA lending red flags

Jennifer Beeston

Operational certainty is the key to protecting correspondent margins

Jason Mac Gloan

Private Lending

Figure expands blockchain lending marketplace with Kiavi acquisition

Home flippers see first rise in profit margins in two years

Total flipped-home sales were almost 9% lower than a year ago, however, as real estate investors adjust to a tricky market

‘Godfather’ of RTL securitizations breaks down Velocity’s $63M Toorak deal

Real estate investors face ‘key test’ as sentiment falls to record low

Rental rates and home prices are falling in core markets as mortgage rates creep higher and investor restrictions take effect

Midwest bullishness offsets subdued investor confidence

Survey findings show investors brushing off Iran war impacts as conflict drags on

Price declines, demand uncertainty muddy outlook for fix-and-flip investors

Regional divides emerge as flippers in Texas and Florida face supply-side competition and price softening

Renovation lending lingering bright spot in dour home building outlook

Slow demand, trade uncertainty and shifting capital fuel market in flux

Home seller profit margins sink to five-year low

But after years of outsized returns, sellers still cashed in big during the first quarter

Meet Scotsman Guide’s 2026 Top Originators

For the first time ever, Scotsman Guide added Top Private Originators to our gold-standard rankings for top residential mortgage originators

Non-QM

Volatility ripples through non-QM sector as loan performance wobbles

Non-QM delinquencies ease in March on seasonal drivers

Non-QM sector stabilizes in March amid deteriorating delinquency outlooks

Non-QM, FHA channels power March mortgage lock volumes

Non-QM boom may be telling lenders the wrong story

As non-QM lending expands, critics question how performance and risk are being measured

Mortgage lenders bullish on origination outlook for second half of 2026

Mortgage credit access falls to six-month low in June

Agency mortgage locks slip as non-QM gains ground in June

Non-QM gaps widen between full-doc and alt-doc loans

Volatile spring housing market underscores non-agency opportunities

CFPB flags immigration status as potential factor in repayment risk

Company News

Loan officers see e-closing momentum, but borrowers remain key to adoption

Eric Souza

Survey highlights growing use of digital closings alongside continued demand for traditional processes

Sagent names Sridhar Sharma CEO nine months after appointing Chris Marshall

Pulte says Fannie and Freddie will begin ramping up MBS purchases

Vishal Garg taking his battle with Better to shareholders

Power Moves: Rocket, MISMO, Nexa, BAC and others make major personnel decisions

Regulation and Compliance

Commercial properties pump more than $600B into the U.S. economy annually

Loan officers see e-closing momentum, but borrowers remain key to adoption

Beating inflation charts path to lower mortgage rates: Fed governor

Mortgage rate lock-in effects remain underlying driver of housing inflation, Michael Barr believes

1 in 10 mortgage applicants opt for ARMs as rates hit highest level in two years

Mortgage demand falls to its lowest mark since May 2025 as home financing costs spiral higher

Government-Sponsored Enterprises

Legislation

Government Loans

Technology

Investment Properties

Market Trends

Wholesale

Servicing

✉️

Daily News Straight To Your Inbox

Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.

Begin Mobile Layout

1 in 10 mortgage applicants opt for ARMs as rates hit highest level in two years

Federal Reserve eyes tightening cycle haunted by COVID-era housing stimulus

Fed’s Barkin signals more rate hikes may be coming

Move over AI, commercial real estate’s top concern may now be maturing property loans

Waning demand cools home price growth in August

Hispanic wealth is surging, but new policies could put the gains at risk, report warns

Pulte’s VantageScore mandate shifts pressure to mortgage investors

Inflation in ‘all aspects of the economy’ with ‘painful trade-off’ ahead, central bankers warn

Sagent names Sridhar Sharma CEO nine months after appointing Chris Marshall

Slow homebuyer demand pushes seller concessions to highest summer level in years

About half of consumers are OK with AI having the final say on their mortgage application

Hispanic wealth is surging, but new policies could put the gains at risk, report warns

Pulte’s VantageScore mandate shifts pressure to mortgage investors

Inflation in ‘all aspects of the economy’ with ‘painful trade-off’ ahead, central bankers warn

Sagent names Sridhar Sharma CEO nine months after appointing Chris Marshall

Loan officers see e-closing momentum, but borrowers remain key to adoption

Survey highlights growing use of digital closings alongside continued demand for traditional processes

Commercial properties pump more than $600B into the U.S. economy annually

Beating inflation charts path to lower mortgage rates: Fed governor

1 in 10 mortgage applicants opt for ARMs as rates hit highest level in two years

Federal Reserve eyes tightening cycle haunted by COVID-era housing stimulus

Fed’s Barkin signals more rate hikes may be coming

Move over AI, commercial real estate’s top concern may now be maturing property loans

Waning demand cools home price growth in August

Hispanic wealth is surging, but new policies could put the gains at risk, report warns

Pulte’s VantageScore mandate shifts pressure to mortgage investors

Inflation in ‘all aspects of the economy’ with ‘painful trade-off’ ahead, central bankers warn

Sagent names Sridhar Sharma CEO nine months after appointing Chris Marshall

Slow homebuyer demand pushes seller concessions to highest summer level in years

About half of consumers are OK with AI having the final say on their mortgage application

Daily News Straight To Your Inbox

Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.