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Critics of credit report costs blast Equifax after bureau defends tri-merge reporting

U.S. office vacancies dip to 17.6% in May 2026.

Office vacancy rates fall, but the chances of sustained improvement are low

Consumer sentiment rebounds in June 2026 but remains far below prewar levels.

Consumer sentiment rebounds — but remains far below prewar levels

February feels like long ago for inflation-weary consumers

Mortgage lenders gain leverage with home builders under pressure

Homebuyer affordability takes a hit in May

Mortgage rates still stuck in the mid-6’s a week into Fed’s Warsh era

PCE inflation shatters 4% threshold in May

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The Myth of AI Madness: Practical Playbook for Commercial Lenders

Refinance demand lifts mortgage applications as rates hold firm

Rental affordability crisis could be solved within a generation, new report says

Congress passes housing affordability bill in bipartisan milestone

Fed stress test results: Big banks well positioned to weather severe recession

Experts fear accelerating slowdown as new-home sales plunge in May

Trump abruptly cancels signing ceremony for ROAD to Housing Act

Having a Mentor Matters No Matter the Skill Level

Asset-Based Lending in Commercial Real Estate: Why Ongoing Education Is No Longer Optional

Mortgage

Real Estate

Monetary Policy

Critics of credit report costs blast Equifax after bureau defends tri-merge reporting

Office vacancy rates fall, but the chances of sustained improvement are low

Consumer sentiment rebounds — but remains far below prewar levels

Mortgage lenders gain leverage with home builders under pressure

Homebuyer affordability takes a hit in May

Mortgage rates still stuck in the mid-6’s a week into Fed’s Warsh era

Fed stress test results: Big banks well positioned to weather severe recession

Experts fear accelerating slowdown as new-home sales plunge in May

Rental affordability crisis could be solved within a generation, new report says

Jobs-to-permits ratio offers granular look at local housing needs

U.S. housing increasingly becoming a buyer’s market in 2026: Redfin

PCE inflation shatters 4% threshold in May

Alan Greenspan, influential Fed chair, dies at 100

‘A new sheriff in town’: Warsh lays out sweeping reforms in first act as Fed chair

No dissents as Fed keeps interest rates unchanged for fourth straight meeting

MORE ▸

Mortgage lenders gain leverage with home builders under pressure

Homebuyer affordability takes a hit in May

Mortgage rates still stuck in the mid-6’s a week into Fed’s Warsh era

Fed stress test results: Big banks well positioned to weather severe recession

Experts fear accelerating slowdown as new-home sales plunge in May

Rental affordability crisis could be solved within a generation, new report says

Jobs-to-permits ratio offers granular look at local housing needs

U.S. housing increasingly becoming a buyer’s market in 2026: Redfin

PCE inflation shatters 4% threshold in May

Alan Greenspan, influential Fed chair, dies at 100

‘A new sheriff in town’: Warsh lays out sweeping reforms in first act as Fed chair

No dissents as Fed keeps interest rates unchanged for fourth straight meeting

MORE ▸

Data & Analysis

U.S. housing increasingly becoming a buyer’s market in 2026: Redfin

Jobs-to-permits ratio offers granular look at local housing needs

Mismatches between job creation and permitting trends underscore local impacts of housing supply crunch: NAHB

Office-to-residential conversions gain traction

Developers planning more than 90,000 new housing units from repurposed office space: RentCafe

U.S. housing demand is slowing as supply grows, immigration falls and an aging population reshapes the market, MBA analysis shows.

U.S. housing demand may continue slowing due to changing market dynamics

An aging population, less immigration and greater inventory could result in lower demand in the future: MBA white paper

Investment Properties

Housing bill tweaks unlikely to dent single-family home investor activity

With the 21st Century ROAD to Housing Act nearing the finish line, experts say it will do little to curb investor appetite

Single-family rent growth remains subdued in April

Home flippers see first rise in profit margins in two years

Total flipped-home sales were almost 9% lower than a year ago, however, as real estate investors adjust to a tricky market

Investor homebuying plunges in first quarter amid market uncertainties

Ownership caps, geopolitical tensions and rate volatility all buffeted single-family investors

Contributing Authors

DSCR lending is surging. Not all of it is a win.

Fix‑and‑flip capital is slowing as rental lending is absorbing it — and lenders need to understand the difference

JJ Lunsford

Exponential income growth requires a shift away from small deals

Dan Page

DSCR is reshaping real estate financing in tighter credit environment

Kevin Rodman

SOFR-based hedging gains traction in non-agency lending

Geoffrey Sharp

Policy shifts revive attention on manufactured housing

Sam Landy

SBA 504 financing helps close deals when conventional falls short

Kurt Chambliss

Inclusive approach benefits buyers, but also strengthens competitive advantage

Tai Christensen

Home equity can help some borrowers strengthen retirement plans starting at 55

Steve Resch

How to become a loan originator without a banking background

Jesse Kennedy

Bridge financing’s beneficial role in repeat-buyer transactions

Tushar Garg

Why well-organized loan submissions matter more than ever

Lloyd Kagin

The LO accelerator: How AI helps originators do their job

John Cady

Housing underbuilding weakens wealth building

Michael Neal

Private Lending

Home flippers see first rise in profit margins in two years

Blockchain blockbuster: Top execs tout Figure-Kiavi deal

Meet Scotsman Guide’s 2026 Top Mortgage Lenders

Pennymac puts the pieces together to lead the way

Price declines, demand uncertainty muddy outlook for fix-and-flip investors

Regional divides emerge as flippers in Texas and Florida face supply-side competition and price softening

Renovation lending lingering bright spot in dour home building outlook

Slow demand, trade uncertainty and shifting capital fuel market in flux

Home seller profit margins sink to five-year low

But after years of outsized returns, sellers still cashed in big during the first quarter

Meet Scotsman Guide’s 2026 Top Originators

For the first time ever, Scotsman Guide added Top Private Originators to our gold-standard rankings for top residential mortgage originators

White House misses mark on Wall Street’s backing of single-family home investors

Industry revolt over Senate housing bill underscores how billion-dollar firms actually compete with first-time homebuyers

Non-QM

Non-QM, FHA channels power March mortgage lock volumes

Warnings flash in the low-doc, low credit score, high-LTV corner of non-QM lending

Non-QM loan performance seen as ‘rapidly deteriorating’ in February

Lenders dip their toes in crypto-backed mortgages, but eye deeper pools of digital reserves

Fitch flags mounting non-QM delinquencies in sign of ‘collateral deterioration’

Non-QM momentum cools in January, though bank statement volumes strengthen

CFPB flags immigration status as potential factor in repayment risk

Purchase mortgage activity holds ground in April

Non-QM delinquencies ease in March on seasonal drivers

Non-QM sector stabilizes in March amid deteriorating delinquency outlooks

Volatile mortgage market underscores non-agency strength

Volatile spring housing market underscores non-agency opportunities

Non-QM and home equity channels shine brighter as Fannie and Freddie rate-lock share falls below 50% for second straight month

Government-Sponsored Enterprises

Legislation

Government Loans

Technology

Investment Properties

Market Trends

Wholesale

Servicing

✉️ Newsletter

Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.

Begin Tablet Layout

Consumer sentiment rebounds — but remains far below prewar levels

February feels like long ago for inflation-weary consumers

Mortgage lenders gain leverage with home builders under pressure

Homebuyer affordability takes a hit in May

Mortgage rates still stuck in the mid-6’s a week into Fed’s Warsh era

PCE inflation shatters 4% threshold in May

Fed stress test results: Big banks well positioned to weather severe recession

Rental affordability crisis could be solved within a generation, new report says

Congress passes housing affordability bill in bipartisan milestone

Jobs-to-permits ratio offers granular look at local housing needs

The Myth of AI Madness: Practical Playbook for Commercial Lenders

Asset-Based Lending in Commercial Real Estate: Why Ongoing Education Is No Longer Optional

Critics of credit report costs blast Equifax after bureau defends tri-merge reporting

Office vacancy rates fall, but the chances of sustained improvement are low

Mortgage lenders gain leverage with home builders under pressure

Homebuyer affordability takes a hit in May

Experts fear accelerating slowdown as new-home sales plunge in May

Trump abruptly cancels signing ceremony for ROAD to Housing Act

Refinance demand lifts mortgage applications as rates hold firm

Mortgage

Critics of credit report costs blast Equifax after bureau defends tri-merge reporting

Mortgage lenders gain leverage with home builders under pressure

Homebuyer affordability takes a hit in May

Mortgage rates still stuck in the mid-6’s a week into Fed’s Warsh era

Fed stress test results: Big banks well positioned to weather severe recession

MORE ▸

Real Estate

Office vacancy rates fall, but the chances of sustained improvement are low

Experts fear accelerating slowdown as new-home sales plunge in May

Rental affordability crisis could be solved within a generation, new report says

Jobs-to-permits ratio offers granular look at local housing needs

U.S. housing increasingly becoming a buyer’s market in 2026: Redfin

MORE ▸

Monetary Policy

Consumer sentiment rebounds — but remains far below prewar levels

PCE inflation shatters 4% threshold in May

Alan Greenspan, influential Fed chair, dies at 100

‘A new sheriff in town’: Warsh lays out sweeping reforms in first act as Fed chair

No dissents as Fed keeps interest rates unchanged for fourth straight meeting

MORE ▸

Data & Analysis

U.S. housing increasingly becoming a buyer’s market in 2026: Redfin

Jobs-to-permits ratio offers granular look at local housing needs

Mismatches between job creation and permitting trends underscore local impacts of housing supply crunch: NAHB

U.S. housing demand may continue slowing due to changing market dynamics

Office-to-residential conversions gain traction

Developers planning more than 90,000 new housing units from repurposed office space: RentCafe

Investment Properties

Housing bill tweaks unlikely to dent single-family home investor activity

With the 21st Century ROAD to Housing Act nearing the finish line, experts say it will do little to curb investor appetite

Single-family rent growth remains subdued in April

Home flippers see first rise in profit margins in two years

Total flipped-home sales were almost 9% lower than a year ago, however, as real estate investors adjust to a tricky market

Investor homebuying plunges in first quarter amid market uncertainties

Ownership caps, geopolitical tensions and rate volatility all buffeted single-family investors

Contributing Authors

DSCR lending is surging. Not all of it is a win.

Fix‑and‑flip capital is slowing as rental lending is absorbing it — and lenders need to understand the difference

JJ Lunsford

Exponential income growth requires a shift away from small deals

Dan Page

DSCR is reshaping real estate financing in tighter credit environment

Kevin Rodman

SOFR-based hedging gains traction in non-agency lending

Geoffrey Sharp

Policy shifts revive attention on manufactured housing

Sam Landy

SBA 504 financing helps close deals when conventional falls short

Kurt Chambliss

Inclusive approach benefits buyers, but also strengthens competitive advantage

Tai Christensen

Home equity can help some borrowers strengthen retirement plans starting at 55

Steve Resch

How to become a loan originator without a banking background

Jesse Kennedy

Bridge financing’s beneficial role in repeat-buyer transactions

Tushar Garg

Why well-organized loan submissions matter more than ever

Lloyd Kagin

The LO accelerator: How AI helps originators do their job

John Cady

Housing underbuilding weakens wealth building

Michael Neal

Private Lending

Home flippers see first rise in profit margins in two years

Renovation lending lingering bright spot in dour home building outlook

Slow demand, trade uncertainty and shifting capital fuel market in flux

Blockchain blockbuster: Top execs tout Figure-Kiavi deal

Meet Scotsman Guide’s 2026 Top Mortgage Lenders

Pennymac puts the pieces together to lead the way

Price declines, demand uncertainty muddy outlook for fix-and-flip investors

Regional divides emerge as flippers in Texas and Florida face supply-side competition and price softening

Homeowners increasingly turn to ‘buy now, pay later’ to manage budgets

BNPL has become a financial lifeline for homeowners managing tight budgets and liquidity shocks — though it comes with risks

Midwest emerges as rental cash cow in barren market for real estate investors

As investor margins tighten, wage growth and home price gains are under scrutiny

‘Unpredictable’ housing market drives need for hybrid investor strategies

With home flipping profits shrinking and rental performance softening, savvy investors are keeping their exit strategies open

Real estate investors report mixed outlook for acquisitions in 2026

Twice as many fix-and-flippers than rental investors expect investment conditions to improve in 2026, revealing a widening confidence gap

Non-QM

Mortgage credit availability rises on ARM, cash-out demand in January.

Mortgage credit availability rises on refinance, jumbo demand in January

November’s steep rise in non-QM loan impairments persists into December

December marks new record for non-QM volumes

Non-QM impairments hit record pace in November

Volatile spring housing market underscores non-agency opportunities

Non-QM and home equity channels shine brighter as Fannie and Freddie rate-lock share falls below 50% for second straight month

Non-QM, FHA channels power March mortgage lock volumes

Warnings flash in the low-doc, low credit score, high-LTV corner of non-QM lending

Non-QM loan performance seen as ‘rapidly deteriorating’ in February

Lenders dip their toes in crypto-backed mortgages, but eye deeper pools of digital reserves

Fitch flags mounting non-QM delinquencies in sign of ‘collateral deterioration’

Non-QM momentum cools in January, though bank statement volumes strengthen

Company News

Critics of credit report costs blast Equifax after bureau defends tri-merge reporting

Eric Souza

Recent paid content calls single-file proposal a ‘cutting corners’ option that creates a ‘dangerous blind spot’

Two Harbors delays shareholder vote on CrossCountry merger for the fourth time

Testy email exchange reveals depth of UWM-TWO rift

UWM and Two Harbors continue public spat with key shareholder meeting approaching

Power Moves: MBA, Farmer Mac, CCM and others make notable personnel decisions

Regulation and Compliance

Critics of credit report costs blast Equifax after bureau defends tri-merge reporting

Consumer sentiment rebounds — but remains far below prewar levels

Office vacancy rates fall, but the chances of sustained improvement are low

Hybrid work schedules and declining white-collar jobs are slowing the office market’s recovery and leading to more distressed property transactions: Yardi Matrix

Mortgage lenders gain leverage with home builders under pressure

Builders and IMBs are inking new deals, deploying aggressive incentive strategies to fill production gaps

Government-Sponsored Enterprises

Legislation

Government Loans

Technology

Investment Properties

Market Trends

Wholesale

Servicing

✉️

Daily News Straight To Your Inbox

Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.

Begin Mobile Layout

Mortgage lenders gain leverage with home builders under pressure

Homebuyer affordability takes a hit in May

Mortgage rates still stuck in the mid-6’s a week into Fed’s Warsh era

PCE inflation shatters 4% threshold in May

Fed stress test results: Big banks well positioned to weather severe recession

Experts fear accelerating slowdown as new-home sales plunge in May

Trump abruptly cancels signing ceremony for ROAD to Housing Act

Refinance demand lifts mortgage applications as rates hold firm

Rental affordability crisis could be solved within a generation, new report says

Congress passes housing affordability bill in bipartisan milestone

Jobs-to-permits ratio offers granular look at local housing needs

Experts fear accelerating slowdown as new-home sales plunge in May

Trump abruptly cancels signing ceremony for ROAD to Housing Act

Refinance demand lifts mortgage applications as rates hold firm

Rental affordability crisis could be solved within a generation, new report says

Two Harbors delays shareholder vote on CrossCountry merger for the fourth time

Consumer sentiment rebounds — but remains far below prewar levels

February feels like long ago for inflation-weary consumers

Critics of credit report costs blast Equifax after bureau defends tri-merge reporting

Office vacancy rates fall, but the chances of sustained improvement are low

Mortgage lenders gain leverage with home builders under pressure

Homebuyer affordability takes a hit in May

Mortgage rates still stuck in the mid-6’s a week into Fed’s Warsh era

PCE inflation shatters 4% threshold in May

Fed stress test results: Big banks well positioned to weather severe recession

Experts fear accelerating slowdown as new-home sales plunge in May

Trump abruptly cancels signing ceremony for ROAD to Housing Act

Refinance demand lifts mortgage applications as rates hold firm

Two Harbors delays shareholder vote on CrossCountry merger for the fourth time

Rental affordability crisis could be solved within a generation, new report says

Congress passes housing affordability bill in bipartisan milestone

Jobs-to-permits ratio offers granular look at local housing needs

Daily News Straight To Your Inbox

Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.