DataDecoded: Affordability still eludes many aspiring homeowners
Although recent dips in interest rates have eased pressures, historically high home prices continue to make buying a home difficult for the average worker. This past third quarter, median-priced single-family homes and condos were less affordable when compared to historical averages in a whopping 99% of counties analyzed across the U.S., according to Attom’s third-quarter […]
A lower rung on the housing ladder could address the supply crisis
Builders completed more than 1 million single-family homes in the U.S. in both 2022 and 2023, the highest totals since the Great Recession, according to Zillow. Still, that’s barely making a dent in the shortage of homes. Estimates vary but the U.S. has a housing shortage of somewhere between 4 million to 7 million homes. […]
Q&A: Thomas Siems, Chief economist Conference of State Bank Supervisors
Bankers optimistic about the future, but concerns linger
Featured Top Originator: Allyson Kreycik, Rate
Rate’s Allyson Kreycik is based in Portsmouth, New Hampshire, but at heart, she’ll always be a Heartland girl. Born and raised in the Great Plains, Kreycik grew up in an agricultural community outside Pierre, South Dakota, and got a business degree in Nebraska before life took her and her husband to the outskirts of Boston. […]
Untying the knot
Couples who break up often require specialized financial advice on the family home
Mortgage brokers will excel with the cheap-debt era over
Homebuyers need the expertise of these professionals now more than ever
Drowning in numbers can paralyze any mortgage executive
Properly analyzed data can reveal insights on originator production
Generative AI and human expertise work hand in hand
Generative AI can make the task of originating mortgages faster and more efficient
Cybersecurity is a Technical Issue and a Cultural One
Mortgage companies are increasingly targeted by sophisticated hackers
Property Typecast
Consumers should continue to support gains in hospitality