Author - Scotsman Guide

Authors

Joe Evans

Joe Evans is senior manager of mortgage at DocuSign, the largest e-signature provider in the world. He is responsible for developing secure, collaborative, compliant solutions that eliminate inefficient paper processes and help lenders support their residential lending programs. Prior to DocuSign, Evans worked on cloud services at Dell and VMware.
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Craig Evans

Craig Evans is vice president of operations and digital lending at Fiserv Inc., a leading global provider of financialservices technology solutions. He has 35-plus years of experience in the banking and mortgage industries, working previously with leading U.S. banks such as Ally Financial, Bank of America, Washington Mutual, Fleet National Bank and First National Bank of Chicago. Evans resides with his wife Lori in Charlotte. He has four children and four grandchildren.
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Ethan Ewing

Ethan Ewing co-founded ProPair in 2017 to solve one of the biggest challenges he faced during his career as a loan-industry executive: lead assignments. ProPair is based in Silicon Valley, California, and its AI-driven platform is used by mortgage companies across the country to increase close rates and cut lead cost per close.
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Mark Falzone

Mark Falzone is a senior loan officer at Kennedy Funding, a nationwide direct private lender based in Englewood Cliffs, New Jersey. Falzone is a 16-year industry veteran and is part of a team whose principals have closed in excess of $3 billion in hard money loans to borrowers across the globe. He specializes in bridge loans for land, multifamily, retail, office and hospitality properties.
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Miles Farquhar

Miles Farquhar is president and portfolio manager of SC Financial Service, a private lending company based in San Clemente, California.
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Michael Farris

Michael Farris is vice president of strategic solutions at Origence, the developer of the Origence platform, an end-to-end solution that powers mortgage, consumer and home equity lending for financial institutions.
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Tommy Faulkner

Tommy Faulkner, CEO of JDSfaulkner, has been a renowned innovator in the engineering, design and consulting industry for more than 25 years. His expertise is multidisciplinary and he has completed licensing as a professional engineer, general contractor, Master of Special Inspection and Realtor. Throughout his career, Faulkner has founded and led acclaimed engineering firms and delivered award-winning design, inspection and engineering projects for residential, commercial and industrial clients.
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Mandi Feely

Mandi Feely is the branch manager of Premier Mortgage Resources in Meridian, Idaho, and is the leader of Team Mandi (her origination team). Feely has more than 20 years of experience in the mortgage industry, including positions as a loan processor, originator and manager. She landed among the top producers in the nation this year in Scotsman Guide’s Top Women Originators rankings. She was born and raised in Idaho, and graduated from Boise State University. She lives with her husband Cory and two kids, Aly and Blake.
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Richard Ferguson

Richard Ferguson is president of CBC Mortgage Agency, a nationally chartered housing-finance agency and a leading source of downpayment assistance. The company is committed to creating affordable- and sustainable-housing solutions to underserved communities, particularly minorities and millennials, who have good credit and good income but lack the funds for a downpayment. Since 2013, CBC Mortgage Agency has helped more than 18,000 low income consumers achieve the dream of homeownership.
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Steve Ferringer

Steve Ferringer is executive vice president of enterprise business development at Incenter, which helps mortgage lenders optimize processes and improve performance. He has transformed 35-plus years of mortgage lending and servicing experience and know-how into a unique role as a client executive. Ferringer leads strategic relationships with senior-level and C-suite clients, partnering with them to assess financial and operational goals, then coordinating customized deployments of Incenter’s business lines. For more information, visit incenterms.com.
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Ben Fertig

Ben Fertig is founder and president of Constructive Capital, a leading wholesale provider of business purpose capital serving mortgage brokers and their real estate investor clients nationwide. Prior to Constructive, Fertig led credit and asset management at Finance of America Commercial. He also served as chief operator officer of Jordan Capital Finance, where he was instrumental in the sale of the company’s platform to Blackstone and Finance of America in 2017.
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Jonathan Fhima

Jonathan Fhima is CEO and managing principal of the private equity firm F2. He is currently responsible for originating investment opportunities and raising capital. His primary focus is growing the firm to become one of the nation’s largest private financial institutions. Prior to starting F2, Fhima worked on both the acquisitions and debt strategies teams at Lightstone, one of the country’s largest real estate private equity firms. During his tenure at Lightstone, Fhima spearheaded $1 billion of real estate acquisitions and simultaneous financings, having purchased more than 1,100 apartments. His responsibilities included sourcing, underwriting, completing due diligence, leveraging and closing transactions.
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