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Authors

Steve Resch

Steve Resch is vice president of retirement strategies at reverse mortgage lender Finance of America Reverse LLC. He leads the education and training programs for financial professionals about the strategic use of home equity within a comprehensive financial plan. The views expressed in this article are those of the author alone and do not necessarily reflect the views and opinions of his employer. This article is not intended to provide financial planning, wealth management or tax advice. For tax advice, please consult a tax professional.
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Madisyn Rhone

Madisyn Rhone is the manager of government and industry relations at Enact, where she represents the company on Capitol Hill and aids in the development of legislative and regulatory strategies. Rhone joined Enact as an accelerated talent-development analyst and spent two years in a rotational program, gaining experience in risk, pricing and operations. The statements in this article are solely the opinions of Rhone and do not necessarily reflect the views of Enact or its management. Reach Rhone at madisyn.rhone@enactmi.com.
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John Ricciardi

John Ricciardi is the senior subject matter expert in commercial real estate for Built Technologies. He works with banks and fintech startups that are focused on commercial real estate lending. He also helps financial institutions grow and work more efficiently with customers to manage their construction loans.
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Tom Riccio

Tom Riccio is the president of the promotional solutions division at Deluxe. His team provides marketing-software solutions that help real estate industry professionals — from mortgage brokers to real estate agents — generate leads, promote listings and build clients for life. Deluxe offers one of the most comprehensive libraries of real estate marketing content available to the industry. Learn more at re.deluxe.com.
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Brian Rich

Brian Rich is a partner at the law firm Barclay Damon. He regularly represents some of the world’s largest banks and financial institutions as well as local and regional clients. He handles a variety of business and commercial disputes, including contract claims, real estate litigation, contested commercial and residential foreclosure actions, mortgage resolution, unfair business practices actions, and fraud and lender liability claims. Reach Rich at (203) 672-2670 or brich@barclaydamon.com.
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Michael Richardson

Michael J. Richardson is chief commercial officer at CrediVia, a commercial loan marketplace for simpler, smarter, faster real estate financing. Richardson’s executive background spans commercial real estate, software-as-a-service, information and technology services. He has proven successful at helping early-stage businesses achieve significant growth and also has managed key client-facing aspects of larger organizations. Richardson came to CrediVia after more than 15 years at Reis, where he played a central role in building the company’s reputation and market reach as it stands today.
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Rebecca Richardson

Rebecca Richardson is a Charlotte-based originator for Kind Lending. She is popularly known as “The Mortgage Mentor” and is a seasoned loan officer with 20-plus years of experience. She has a strong passion for helping individuals achieve their dreams of homeownership. As a social media influencer and industry thought leader, Richardson uses her platform to educate and empower others.
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Steve Richman

Steve Richman is a national speaker and customer trainer for Genworth Mortgage Insurance who has taught more than 250,000 professionals in every state in the U.S. After a previous career as a successful litigation attorney, Richman transitioned to the mortgage industry to become a loan officer, account executive and manager of a mortgage operation. Statements provided are the opinions of the author and do not necessarily reflect the views of Genworth or its management.
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Joel Rickman

Joel Rickman is senior vice president of verification services at Equifax, where he serves as general manager for a $1 billion line of business for the company. Rickman plays an instrumental role in shaping the future of The Work Number, an industry-leading income- and employment-verification product. His team helps clients utilize the data across the lending cycle to optimize credit decisioning, underwriting, portfolio review and recovery.
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Michael Riley

Michael James Riley is a California real estate broker and also holds multiple state mortgage-lending licenses. He is a consultant in states’ licensing and California compliance, achieving the experience and credentials while serving as a principal broker and states’ licensing manager during the former refi boom.
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Jacqueline Ring

Jacqueline Ring is vice president of warehouse operations for Florida Capital Bank Mortgage. Over the course of her 25-plus year career in the mortgage industry, including more than a decade with her current company, Ring has acquired deep and nuanced expertise in analytics, policies, procedures and regulatory compliance. She excels in managing complex projects, products and teams, while continuing to provide exemplary customer service.
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Dawn Ringel

Dawn Ringel is senior vice president, public relations of Incenter Marketing, an integrated branding, marketing and public relations firm with specialties in the mortgage, financial services, professional services, real estate, technology and business-to-business sectors. Her credentials include more than 30 years of guiding brands through top-tier business and trade media at the international, national, regional and local levels. She holds a master’s degree in public relations from Boston University and a bachelor’s degree, magna cum laude, from Connecticut College.
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