Top Mortgage Lenders

Since 2013, Scotsman Guide’s Top Mortgage Lenders rankings have set the standard for excellence in residential lending. Backed by a rigorous verification process and over a decade of industry trust, this comprehensive list is recognized as the benchmark for performance, credibility, and leadership in the mortgage space.

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2024 Top DSCR Lenders

Rankings are based on the previous year production numbers.
Search below to filter the list or click on the column headers to sort.

Methodology: In 2024, we’re piloting two new rankings: Top Bank Statement Lenders and Top DSCR Lenders.

Top DSCR Lenders is a Top 5 list, sorted by DSCR Volume.

wdt_ID Rank Company Name Headquarters DSCR Volume Total Loan Volume 2023 DSCR Units 2023 Total Units Originators States Yrs. In Biz
1 1 RCN Capital South Windsor, CT 1,023,707,415.00 1,389,999,761.00 5,363.00 6,952.00 39 4 14
2 2 A&D Mortgage LLC Hollywood, FL 632,837,895.00 2,450,382,130.00 2,055.00 6,308.00 27 44 18
3 3 OCMBC Inc. dba LOANStream Mortgage Irvine, CA 579,512,536.00 3,949,543,473.00 1,832.00 9,989.00 10 47 20
4 4 CrossCountry Mortgage Cleveland, OH 363,238,104.00 30,528,621,532.00 1,033.00 90,656.00 3,526 50 21
5 5 Emporium TPO Frisco, TX 210,589,293.00 436,572,434.00 647.00 970.00 0 40 2
Rank Company Name Headquarters DSCR Volume Total Loan Volume 2023 DSCR Units 2023 Total Units Originators States Yrs. In Biz

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