Authors List

Authors

  • Lu Chen is a senior economist at Moody’s Analytics CRE. She has deep knowledge of urban economics and credit risk with special interests in senior housing and urban migration.

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  • Kenon Chen is executive vice president of strategy and growth for Clear Capital, a real estate technology company that offers valuation services, data and analytics tools. Chen sits at the intersection of the executive, product, marketing and sales teams, guiding growth and ensuring the company delivers consistent and long-term value to customers and partners. Chen has developed and launched some of Clear Capital’s most forward-looking solutions, including ClearProp and ClearCollateral.

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  • Janice Chernitzky

    Janice Chernitzky is a national wholesale account executive at LendSure Mortgage Corp. Within one year, she proved her exceptional capabilities and quickly rose the ranks to become a Platinum Club and Founders Club member, both high honors within the company for account executives with stellar sales records. Chernitzky is bilingual in English and Spanish, and she has developed many connections within the Hispanic community. Learn more about LendSure at lendsure.com. 

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  • Santo Chiarelli

    Santo Chiarelli is a partner in charge of the mortgage banking practice at ACS LLP, a firm of certified public accountants and financial advisers based in Iselin, New Jersey. ACS is an associate member of the Community Home Lenders Association. For the past 30 years, Chiarelli has provided accounting and auditing services to industries such as mortgage banks, debt-collection services, construction contractors and asset-based lenders.

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  • Kurt Chilcott is president and CEO of CDC Small Business Finance, a nonprofit certified development company established in 1978. Chilcott is a nationally recognized leader in economic and community development and small-business finance. Under Chilcott’s leadership, CDC Small Business Finance has led the nation in SBA 504 loan production for nearly 20 years. It has leveraged $13.8 billion in small-business loans since its inception.

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  • Kevin Choquette

    Kevin Choquette is the founder of Fident Capital, which serves middle-market commercial property developers and investors. His expertise includes sourcing joint venture equity and debt financing for opportunistic and value-add projects in primary and secondary western growth markets with an emphasis on for-sale and for-rent housing and hospitality. Prior to starting Fident Capital in 2005, Choquette was an associate at La Jolla Capital Partners and held senior management positions with two venture-backed, Internet-music-industry companies.

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  • Rob Chrane is founder and CEO of Down Payment Resource and is a leader in the homeownership affordability space. A 30-year housing industry veteran, Chrane launched a comprehensive database of U.S. homebuyer assistance programs and develops tools that enable lenders, borrowers and real estate professionals to connect homebuyers with affordability programs.

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  • Tai Christensen is the co-founder and president for Arrive Home, a national affordable housing program dedicated to helping responsible borrowers in underserved communities become homeowners through down payment assistance offerings and alternative credit solutions. Christensen is also the chair of the California Mortgage Bankers Association’s diversity, equity and inclusion committee, chair of the American Mortgage Diversity Council and a board member for Axis Lift 360. Reach Christensen at (800) 270-7396.

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  • Marc Cisneros Jr.

    Marc A. Cisneros Jr. is CEO and co-owner of CS Innovative Insurance Solutions, an independent agency in San Antonio. He specializes in insurance programs catering to mortgage brokers, including errors-and-omissions coverage; commercial insurance; surety bonds; medical insurance; and home, rental and commercial insurance for clients.

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  • Alexandra Ciuntu is a creative writer and researcher for RentCafe. With a background in e-learning content writing and a passion for knowledge-sharing platforms, she has covered topics from property technology to renters insurance and interior design tips. Because she is personally familiar with the renter lifestyle, Ciuntu enjoys researching and writing about renter demographic shifts and residential real estate market trends. Her articles have been featured in several national and international online publications, including The New York Times, Barron’s, Inman, Forbes, Architectural Digest, Marketwatch, Bisnow and Curbed.

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  • Jim Clapp is the president of Certainty Home Lending, a national mortgage lending and fintech business. He has held leadership roles with Certainty since 2009, including nine years as president and chief financial officer for the company’s predecessor, W.R. Starkey Mortgage. He has served the mortgage industry for the better part of three decades.

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  • Matt Clarke

    Matt Clarke is chief operations officer and chief finance officer for Churchill Mortgage, a privately owned company by its more than 400 employees. A full-service and financially sound leader in the mortgage industry, the company provides conventional, Federal Housing Administration, U.S. Department of Veterans Affairs and U.S. Department of Agriculture residential mortgages across 46 states. For more information about Churchill Mortgage, visit churchillmortgage.com and follow the company on LinkedIn, Twitter @ChurchillMtg, Instagram, Pinterest and Facebook.

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