Author - Scotsman Guide

Authors

Adam S. Finkel

Adam S. Finkel is the co-founder of Tower Capital, a Phoenix-based commercial real estate finance company that provides customized capital-market solutions for real estate owners, operators and investors throughout the country. Finkel has completed more than $1 billion in successful debt and equity placements on behalf of his clients.
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Rob Finlay

Rob Finlay is the founder and CEO of Thirty Capital, an advisory, investment and technology firm serving growth-minded operators and investors. He is a forward-thinking entrepreneur devoted to building companies that support and advance the commercial real estate industry. With expertise in tech-enabled asset management and capital-market services and solutions, Finlay speaks from experience and insight as an active commercial property owner, investor and operator of more than 20 years. He has launched, developed and sold many commercial real estate technology and finance startups. He also recently authored The Wall Street Journal bestselling book, “Beyond the Building: How to Use Innovation to Create and Grow Your Commercial Real Estate Portfolio.”
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Dennis Firestone

Dennis Firestone is a senior vice president with JLL Valuation Advisory’s environmental and property condition services team. He is a registered geologist and registered environmental manager who has more than 30 years of leadership in the environmental and engineering assessment industry.
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Michael Fischer

Michael Fischer is a branch manager and VA loan specialist for Troy, Michigan-based Ross Mortgage Corp. He also serves as president of the Military Mortgage Boot Camp program, founded specifically to strengthen that community and to encourage a spirit of service and sacrifice by educating and advocating for smarter and more engaged military lending. To learn more, visit rossmortgage.com.
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Mark S. Fisher

Mark S. Fisher is vice president of UNMB Home Loans, a company that primarily services the Northeast U.S. Fisher has been a mortgage originator since 2011 and has more than $1 billion in loan originations. Fisher also coaches other loan originators who need help taking their business to the next level. To learn more, visit his Instagram page, @NYC_Mortgage. Reach Fisher at (347) 242-1206.
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Kyle Fisk

Kyle Fisk is a senior loan originator for Pentrust Mortgage and a Top 1% Originator in the country. Pentrust Mortgage is the No. 1 mortgage lender for new build construction financing in the state of Colorado. Whether it’s their first home or 10th, Fisk’s top priority is 100% customer satisfaction. He and his team aim to deliver consistent communication and thorough attention to the details along with in-house underwriting, fast prequalification and zero junk fees.
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Mark Fogel

Mark Fogel is president and CEO of ACRES Capital, which he founded in 2012. Fogel has more than 20 years of experience in commercial real estate finance, with a particular focus on providing developers and entrepreneurs with innovative debt and equity solutions. Fogel employs an asset-management approach to identifying and underwriting loan opportunities. Since inception, the ACRES portfolio has grown to more than $600 million in managed assets. ACRES Capital is an SEC-registered investment adviser.
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Rocky Foroutan

Rocky Foroutan is the founder and visionary behind LenderHomePage.com. He founded the company in 2003 from his small home office by building turnkey websites for mortgage brokers and loan officers. Today, the company has grown to serve more than 2,000 clients with an innovative, multichannel digital platform that helps customers enhance borrower experience while gaining efficiencies and saving money. Prior to LenderHomePage.com, Foroutan spent 19 years as a software developer, and in sales and marketing management, for Inc. 5000 companies.
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Andrew Foster

Andrew Foster is associate vice president of commercial real estate with the Mortgage Bankers Association and serves as lead staff for commercial/multifamily member transition efforts. He focuses on member engagement, and brings a strong background in securitization and loan workouts through prior work experience with member firms. He is a regular contributor to MBA NewsLink and MBA Commercial/Multifamily NewsLink.
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Carolyn Frank

Carolyn Frank is chief human resources officer at Guild Mortgage, where she oversees the company’s HR and learning-management functions. She has more than 20 years of human resources experience with a strong background in employee relations, talent development and workforce strategy. Prior to joining Guild, she held HR positions with Genoptix, Amylin and Johnson Outdoors.
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Milton Franklin

Milton Franklin is founder and president of Commercial Mortgage Exchange Inc. (CME), which maintains direct relationships with multiple private and nonconforming funding sources. CME offers a wide range of nonbank lending sources, provides creative financing products and strategies for clients, and offers partnering opportunities for commercial mortgage brokers. Franklin is a graduate of Wharton Business School with 35 years of experience in financial services.
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Mike Fratantoni

Mike Fratantoni is chief economist and senior vice president of research and industry technology at the Mortgage Bankers Association (MBA). He is responsible for overseeing MBA’s industry surveys, benchmarking studies, economic and mortgage origination forecasts, industry-technology efforts, and policy-development research for the single-family and commercial/multifamily markets. Prior to joining MBA, Fratantoni worked in risk management and senior economist roles at Washington Mutual and Fannie Mae.
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