Author

Authors

Mark S. Fisher

Mark S. Fisher is vice president of UNMB Home Loans, a company that primarily services the Northeast U.S. Fisher has been a mortgage originator since 2011 and has more than $1 billion in loan originations. Fisher also coaches other loan originators who need help taking their business to the next level. To learn more, visit his Instagram page, @NYC_Mortgage. Reach Fisher at (347) 242-1206.

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Kyle Fisk

Kyle Fisk is a senior loan originator for Pentrust Mortgage and a Top 1% Originator in the country. Pentrust Mortgage is the No. 1 mortgage lender for new build construction financing in the state of Colorado. Whether it’s their first home or 10th, Fisk’s top priority is 100% customer satisfaction. He and his team aim to deliver consistent communication and thorough attention to the details along with in-house underwriting, fast prequalification and zero junk fees.

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Mark Fogel

Mark Fogel is president and CEO of ACRES Capital, which he founded in 2012. Fogel has more than 20 years of experience in commercial real estate finance, with a particular focus on providing developers and entrepreneurs with innovative debt and equity solutions. Fogel employs an asset-management approach to identifying and underwriting loan opportunities. Since inception, the ACRES portfolio has grown to more than $600 million in managed assets. ACRES Capital is an SEC-registered investment adviser.

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Rocky Foroutan

Rocky Foroutan is the founder and visionary behind LenderHomePage.com. He founded the company in 2003 from his small home office by building turnkey websites for mortgage brokers and loan officers. Today, the company has grown to serve more than 2,000 clients with an innovative, multichannel digital platform that helps customers enhance borrower experience while gaining efficiencies and saving money. Prior to LenderHomePage.com, Foroutan spent 19 years as a software developer, and in sales and marketing management, for Inc. 5000 companies.

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Andrew Foster

Andrew Foster is associate vice president of commercial real estate with the Mortgage Bankers Association and serves as lead staff for commercial/multifamily member transition efforts. He focuses on member engagement, and brings a strong background in securitization and loan workouts through prior work experience with member firms. He is a regular contributor to MBA NewsLink and MBA Commercial/Multifamily NewsLink.

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Carolyn Frank

Carolyn Frank is chief human resources officer at Guild Mortgage, where she oversees the company’s HR and learning-management functions. She has more than 20 years of human resources experience with a strong background in employee relations, talent development and workforce strategy. Prior to joining Guild, she held HR positions with Genoptix, Amylin and Johnson Outdoors.

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Milton Franklin

Milton Franklin is founder and president of Commercial Mortgage Exchange Inc. (CME), which maintains direct relationships with multiple private and nonconforming funding sources. CME offers a wide range of nonbank lending sources, provides creative financing products and strategies for clients, and offers partnering opportunities for commercial mortgage brokers. Franklin is a graduate of Wharton Business School with 35 years of experience in financial services.

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Mike Fratantoni

Mike Fratantoni is chief economist and senior vice president of research and industry technology at the Mortgage Bankers Association (MBA). He is responsible for overseeing MBA’s industry surveys, benchmarking studies, economic and mortgage origination forecasts, industry-technology efforts, and policy-development research for the single-family and commercial/multifamily markets. Prior to joining MBA, Fratantoni worked in risk management and senior economist roles at Washington Mutual and Fannie Mae.

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Patrick Freeze

Patrick Freeze is the founder of Maryland Hard Money Lenders LLC. He brings more than 15 years of experience to provide specialized hard money loans for real estate ventures. With a property management company that oversees 5,500 units and employs more than 180 professionals, Maryland Hard Money Lenders has built a compelling reputation based on its extensive industry knowledge and record of accomplishment. Serving the Maryland area, the company offers fast, quality service and excels in structuring profitable deals, positioning itself as one of the top hard money lenders in the region. Reach Freeze at (443) 759-3644.

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Nancy Friedman

Nancy Friedman is the founder and chairman of Telephone Doctor, a customer-service training company headquartered in St. Louis. She has spoken at several state and national events for mortgage brokers and bank associations, and she has worked with corporations and associations on communicating better with their clients. She is the author of nine books, and her online and Zoom programs have been acclaimed as a "class act." Visit her website at nancyfriedman.com.

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Josh Friend

Josh Friend is CEO and founder of Insellerate, which offers the Althena platform with Call Assist AI, a highly scalable, configurable program that accelerates the sales process and generates repeat business. Friend began his career as a loan officer in 1999 but started the first of several mortgage companies in 2003. Friend shifted his focus to building software for the mortgage industry in 2004. He has received numerous industry awards for his work moving the mortgage industry forward.

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Christine Frohlich

Christine Frohlich is the head of data governance at Verisk Marketing Solutions, a leading data provider for the lending industry. In addition to overseeing more than 2.8 petabytes of data within her own organization, Frohlich helps banks and mortgage companies identify privacy and compliance risks and adopt data management best practices. For more information, visit jornaya.com.

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