Author - Scotsman Guide

Authors

Michael Internoscia

Michael Internoscia is a principal partner at M&M Private Lending Group, which does business in Florida, Colorado and New York. Internoscia has been a licensed real estate broker and mortgage broker for 20-plus years. His focus has been in the residential investment-property markets for foreign nationals and Northeast investors. He has worked in the trenches in the mortgage industry, assisting investors and real estate agents. Nine years ago, he entered into the private-lending business.
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Michael Isaacs

Michael Isaacs is CEO of Go Mortgage. With a career spanning 25-plus years, Isaacs fulfilled his passion of owning a mortgage company again by purchasing Go Mortgage in November 2021. Prior to the acquisition, Isaacs was the regional vice president of sales for Fairway Independent Mortgage Corp. for five years. He previously served as president and CEO of Residential Finance Corp. (RFC). Under his watch, revenue at RFC increased by 68% in four years and it was named to the Inc. 5000 list of the nation’s fastest-growing private companies.
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Mat Ishbia

Mat Ishbia is president and CEO of United Wholesale Mortgage (UWM). His company offers Success Track, comprehensive training in a series of courses for mortgage brokers, whether they’re new to the industry, transitioning to wholesale lending or looking for a resource for recent hires. One of the nation’s leading advocates for mortgage brokers, Ishbia has changed the lending platform, turning UWM into a $41 billion company and the No. 1 wholesale lender in the country.
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Ermengarde Jabir

Ermengarde Jabir, Ph.D., is an economist at Moody’s Analytics Reis. She specializes in commercial real estate with particular expertise in real estate investment trusts.
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Pat Jackson

Pat Jackson is CEO of Sabal Capital Partners LLC, a lender specializing in the small-balance space. Sabal’s proprietary SNAP lending platform enables automation and efficiency in the lending process, two key drivers of the company’s continued high-volume record of closings.
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Will Jackson

Will Jackson is the wholesale sales manager at Angel Oak Prime Bridge, an Atlanta-based lender for real estate investors. Jackson has worked in the mortgage industry for more than 20 years, six of which were spent in construction lending.
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Chad Jampedro

Chad Jampedro is president and co-owner of GSF Mortgage Corp. The company has been successfully lending for more than 23 years, with the average tenure of a GSF Mortgage Corp. employee being more than 10 years.
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Jammie Jelks

Jammie Jelks is vice president of operations at Legacy Home Loans. Born and raised in Riverside, California, Jelks is a husband, father and seasoned mortgage professional with a passion for all things mortgage. He has more than 10 years of experience in management, underwriting and processing. Jelks has worked with top-producing brokers, retail branches, wholesale lenders and consumer direct companies, providing a unique take on the different ways mortgage companies can deliver services.
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Matt Johnner

Matt Johnner is president and co-founder of BankLabs. The mission of BankLabs is to reimagine banking products of the future through community-oriented technologies that create new fee income, attract deposits, expand loan opportunities and differentiate the financial institution from competitors. BankLabs believes that community banking is a way of doing business, not a size, location or traditional definition.
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Luke Johnson

Luke Johnson is founder and CEO of Neat Capital. Johnson has extensive experience in real estate, finance and corporate development, having completed mergers, acquisitions, turnarounds and divestitures in the U.S., Latin America and Europe. He holds a finance degree from Tulane University and an MBA with honors from the University of California, Berkeley. He lives with his wife and two daughters in Boulder, Colorado.
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Adam Johnston

Adam Johnston is chief appraiser and director of investigations for Genworth Mortgage Insurance. In addition to his 25 years of appraisal experience, Johnston is a former police officer and served in the United States Marine Corps. Johnston is a designated member of the Appraisal Institute and also was elected as 2018 chair of The Appraisal Foundation Board of Trustees. The statements in this article are solely Johnston’s opinions and do not reflect the views of Genworth or its management.
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Andrew Jones

Andrew Jones is a vice president at global consultancy SSA & Company. Focused on the financial services and real estate sectors, Jones has over 25 years of senior-level experience in banking, insurance and real estate at companies such as Barclays, Cushman & Wakefield, HSBC, Hiscox and Prudential. He is skilled in cross-functional leadership, productivity and cost improvement, restructuring activity, change management, resilience and risk.
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