Author

Authors

Andra Hopulele

Andra Hopulele is a senior real estate writer with Point2, which covers real estate market trends and news, and develops original studies on many real estate topics. Hopulele covers the impact of housing issues on everyday life. She writes about the financial implications of new generations entering the housing market and about the challenges of homeownership.

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Houtan Hormozian

Houtan Hormozian is the co-founder of Crestico, a boutique real estate and mortgage brokerage in Los Angeles, revolutionizing real estate and mortgage lending with a focus on client needs and compliance. Hormozian is an entrepreneur at heart and a seasoned professional with nearly 20 years in the real estate and mortgage industry, and past President of the California Association of Mortgage Professionals. His expertise spans from sales to strategic market expansion and navigating regulatory landscapes. A thought leader, Hormozian contributes to major industry publications and is a Freddie Mac SmartCredit coach, influencing financial services and community initiatives alike.

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Jonathan Hornik

Jonathan Hornik is a founding partner at LaRocca Hornik Rosen & Greenberg in New York City, and is chair of the law firm’s private lender group. A specialist in private lending, Hornik actively represents more than 100 lenders across the country. His firm provides nationwide, 24-hour closing services; title review and negotiation; master loan purchase agreements; private placements; and regulatory and compliance review. Hornik advises on real estate foreclosures and nonperforming loan workouts. For more information, visit privatelenderlaw.com. Reach Hornik at jhornik@privatelenderlaw.com or (212) 536-3529.

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Brent Houston

Brent Houston is chief executive officer with ALTRA Mortgage Capital LLC, an Orange County-based lender built to serve third-party originators and provide access to non-agency and hard money mortgage products with its online non-QM pricing and eligibility engine plus turn-time guarantees for certainty of close. Houston has 15 years of experience in the underwriting, system integration, marketing and origination of private money real estate loans throughout the United States.

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Raf Howery

Raf Howery is the founder and CEO of Kukun, a data and analytics platform for home remodeling and property conditions that serves the mortgage, real estate, insurance and retail industries. Kukun was founded in 2014 in Menlo Park, California. Howery has built more than 10 complex analytics and orchestration platforms for Kukun, and for his previous clients in data- and analytics-intensive industries. Visit Kukun at mykukun.com.

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Troy Huerta

Troy Huerta is president of SRE Mortgage Solutions in El Segundo, California. With more than 25 years of extensive entrepreneurial experience, he has always adjusted his business for the benefit of his clients. Prior to joining SRE, Huerta started his own mortgage company in 2000, where he recruited, managed and trained a successful team of mortgage originators and real estate professionals. Huerta is a licensed mortgage originator and holds a California real estate broker’s license.

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Roger Hull

Roger Hull is the chief product officer of Origence, which developed the Origence origination platform, an end-to-end solution that powers mortgage, consumer and home equity lending for financial institutions.

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Glenn Hull

Glenn Hull is CEO and Founder of SFR Analytics, which provides software tools, data and consulting services within the residential real estate sector. The company offers solutions to track investment activity, identify buyer and lender activity, and analyze rental market trends. SFR Analytics caters to various stakeholders in the residential real estate market, including investors, lenders and real estate professionals.

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Dan Hultquist

Dan Hultquist is vice president of organizational development at Finance of America Reverse (FAR), the largest wholesale provider of reverse mortgages. He also is the author of “Understanding Reverse,” a book that has become the industry standard for simplifying reverse mortgage guidelines. Hultquist is a certified reverse mortgage professional and is an active member of the National Reverse Mortgage Lenders Association (NRMLA).

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Bill Humphrey

Bill Humphrey is CEO and co-founder of New Direction Trust Co. He is a recognized expert in the self-directed retirement industry and has more than 20 years of experience as a certified public accountant with a background in forensic accounting. Humphrey regularly gives workshops about IRA investing to eager audiences at workshops across the U.S.  New Direction Trust Co. is a provider of self-directed IRAs and HSAs, as well as investor education to enable clients to combine the tax advantages of their IRA or HSA with alternative assets suited to individual goals.

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Christopher Hurn

Christopher Hurn is the founder and CEO of Fountainhead Commercial Capital, an industry-leading, national nonbank lender founded in February 2015 by some of the most experienced and awarded small-business lenders in the U.S. The company specializes in SBA 504 loans and low loan-to-value commercial real estate loans, ranging from $200,000 to $20 million. Having literally written the book on SBA 504 loans, Hurn loves sharing the benefits of the program with all owners of small to midsized businesses.

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Andrew Hurst

Andrew Hurst is a data writer at ValuePenguin who reports on insurance. His analysis has been featured in Forbes, MSN and Fox News, among others. He’s also appeared in interviews broadcast by ABC and The CW Network. He previously taught composition and research at Wright State University.

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