Author

Authors

Joel Solomon

Joel C. Solomon is of counsel at Foley and Lardner LLP, where he focuses on real estate. His experience includes acquisitions and sales, lending for condominium, office and multifamily development, and project development and management. He previously acted as general counsel at ST Residential LLC, a consortium between private equity, including Starwood Capital, and the Federal Deposit Insurance Corp., and as general counsel for Corus Bank.
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Jeremy Sopko

Jeremy Sopko is co-founder and CEO of Nations Lending Corp., one of the nation’s largest direct mortgage lenders. He started the business in 2003 with just nine employees. Today, Nations Lending has grown to fund $2 billion in loans and has seen triple-digit revenue growth over the last three years (233%). He also is an Ernst & Young Entrepreneur of the Year winner, and under his leadership Nations Lending was named to the 2018 Inc.
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Owen Sorensen

Owen Sorensen is CEO of PlanetVerify, a personal data and document collection company. He is an electronic engineer with 25 years of experience working as a co-owner and executive director of an international manufacturing and retail company that employs 500 people. After experiencing a minor hacking on his personal bank account, Sorensen realized that the area of personal data and identity was essentially broken, and he founded PlanetVerify to fix it.
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K. Spencer

K. Spencer is a managing partner for Spencer Acquisitions LLC. He started in finance as an intern with UBS in its private-client group, then worked in recruitment for a financial adviser externally and in-house for a boutique investment brokerage. Spencer has worked as a financial analyst focusing on mortgage market analysis and forecasting, an account executive for a commercial real estate lender and a vice president of commercial finance for a retail mortgage broker.
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Karyn Sper

Karyn Sper is the director of Fannie Mae’s multifamily green and healthy-housing financing business. She focuses on developing and implementing financing products that increase the health and sustainability of the country’s multifamily housing stock and creating analytical tools to assess the impact of green financing. Prior to joining Fannie Mae, Sper spent five years in commercial real estate loan underwriting and business development at MMA Realty Capital, and eight years in environmental consulting, where she specialized in solid waste management and pollution prevention.
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Dennis Spivey

is vice president of originations at CoreVest Finance. He graduated cum laude from Pepperdine University in 2003 with a degree in business administration and has more than 14 years of experience in loan origination and finance, both in the retail and wholesale mortgage channels. His roles have given him extensive knowledge in appraisals, valuation, underwriting, capital markets and mortgage-origination management. As one of the company’s top producers, he has established himself as a prominent originator in the SFR investment lending industry. Reach Spivey at corevestfinance.com or dennis@cvest.com.
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Niko Spyridonos

Niko Spyridonos is CEO and founder of Autoagent, the market leading escrow tax processor with modernized service-focused solutions that eliminates refunds and provides up-to-the-minute accurate tax data and escrow payment processing for mortage lenders. The company’s customer-focused approach results in simplifying the revenue process for its mortgage lenders and government partners.
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Tim Stacey

Tim Stacey is the founder of Stacey Solutions, powered by Xpert Home Lending Inc. He is a California licensed mortgage broker specializing in VA home loans and serves clients throughout Northern California and across the state. Tim works primarily with veterans and active-duty service members, helping them use their VA benefits with clarity and confidence. He was recognized by the National Association of Mortgage Brokers as Mortgage Broker of the Year in 2024 and 2025 and was a finalist for Best Loan Officer in Solano County, as recognized by The Vacaville Reporter in 2025.

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Chris Stafford

Chris Stafford is the business development officer at Seattle Funding Group, which is an unleveraged private money lender. Since 1988, Seattle Funding Group has been providing short-term real estate-backed debt capital on investment properties throughout the Western U.S. Reach Stafford at (425) 455-1733.
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Dave Stagnitti

Dave Stagnitti is vice president of strategic accounts at Enact (formerly Genworth Mortgage Insurance), where he supports a base of national accounts. Stagnitti also teaches for the Mortgage Bankers Association’s School of Mortgage Banking. The statements provided are the opinions of Stagnitti and do not reflect the views of Enact or its management.
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Andy Steben

Andy Steben is senior vice president of correspondent lending at Angel Oak Mortgage Solutions. Steben has been in the mortgage business since 2002 and has been involved in the non-QM industry since 2015. His breadth of knowledge spans all avenues of investments in the mortgage industry, including portfolio lending, direct sellers and servicers, and securitization. Prior to his career in the mortgage industry, Steben worked in commercial banking and played a major role in the success of three startups.
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Ron Stefanski

Ron Stefanski is the owner of OneHourProfessor.com and is an adjunct college marketing professor who has a passion for helping people create their own online businesses. He teaches internet marketing and business courses at numerous colleges, and has been in the marketing industry since 2008. He also owns a media company that consists of a portfolio of websites.
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