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Authors

Tim Stacey

Tim Stacey is the founder of Stacey Solutions, powered by Xpert Home Lending Inc. He is a California licensed mortgage broker specializing in VA home loans and serves clients throughout Northern California and across the state. Tim works primarily with veterans and active-duty service members, helping them use their VA benefits with clarity and confidence. He was recognized by the National Association of Mortgage Brokers as Mortgage Broker of the Year in 2024 and 2025 and was a finalist for Best Loan Officer in Solano County, as recognized by The Vacaville Reporter in 2025.

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Chris Stafford

Chris Stafford is the business development officer at Seattle Funding Group, which is an unleveraged private money lender. Since 1988, Seattle Funding Group has been providing short-term real estate-backed debt capital on investment properties throughout the Western U.S. Reach Stafford at (425) 455-1733.
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Dave Stagnitti

Dave Stagnitti is vice president of strategic accounts at Enact (formerly Genworth Mortgage Insurance), where he supports a base of national accounts. Stagnitti also teaches for the Mortgage Bankers Association’s School of Mortgage Banking. The statements provided are the opinions of Stagnitti and do not reflect the views of Enact or its management.
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Andy Steben

Andy Steben is senior vice president of correspondent lending at Angel Oak Mortgage Solutions. Steben has been in the mortgage business since 2002 and has been involved in the non-QM industry since 2015. His breadth of knowledge spans all avenues of investments in the mortgage industry, including portfolio lending, direct sellers and servicers, and securitization. Prior to his career in the mortgage industry, Steben worked in commercial banking and played a major role in the success of three startups.
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Ron Stefanski

Ron Stefanski is the owner of OneHourProfessor.com and is an adjunct college marketing professor who has a passion for helping people create their own online businesses. He teaches internet marketing and business courses at numerous colleges, and has been in the marketing industry since 2008. He also owns a media company that consists of a portfolio of websites.
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Ed Steffelin

Ed Steffelin is senior vice president at George Smith Partners. He has more than 25 years of investment experience in structured products, alternative assets and real estate. He currently advises real estate sponsors about debt and equity capital, and serves as a co-founder of two startup real estate companies, STAC Capital and Balcara Group. STAC Capital finances model homes and Balcara Group creates new single-family rental communities.
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Lazer Sternhell

Lazer Sternhell is CEO of Cignature Realty. He grew up in a family of commercial real estate owners. Working for his family’s business in the mid-1990s, he gained invaluable knowledge while cultivating a natural talent for sales. He went on to establish and run several successful businesses in other industries. His familiarity with commercial spaces ultimately inspired him to become a commercial real estate broker. He was previously awarded the title of CoStar Power Broker.
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John Stevens

John G. Stevens is the chief revenue officer for SRE Mortgage Alliance Inc. and has been in the mortgage industry since 2003. He began his tenure on the board of directors for the National Association of Mortgage Brokers (NAMB) in 2011, serving as vice president in 2015-16, as president-elect in 2016-17, as president in 2017-18 and as ethics chair for the 2018-19 term. Prior to NAMB, Stevens also served as the president of the Utah Association of Mortgage Professionals in 2010.
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Megan L. Stevenson

Megan L. Stevenson is vice president of Preferred Systems Inc. and is responsible for managing its national education programs. The company’s LendingInstructors program is a turnkey service that enables mortgage lenders throughout the U.S. to establish and manage a continuing education program. Preferred Systems handles all paperwork and administrative tasks, including instructor and course filings, course offerings notifications, credit filings for agents and ongoing customer support. Learn more at lendinginstructors.com. Reach Stevenson at info@preferrededucation.com.
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Sara Stogsdill

Sara Stogsdill is senior vice president, wholesale operations, at Deephaven Mortgage, which she joined in 2023. Founded in 2012, Deephaven led the creation and development of the non-QM/non-agency mortgage market and makes its loans available through mortgage brokers and loan officers, in addition to buying loans from correspondents. Stogsdill has more than 20 years’ mortgage industry experience and raised her oldest of two children as a single mother while progressing in her career.

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Tyler Stone

Tyler Stone is the founder and president of Capstone Financial, which specializes in privately funded loans for commercial and fix-and-flip investment properties. A national direct lender launched in 2010, Capstone has simplified underwriting processes for first-lien position investment and bridge financing. Programs range from streamlined fix-and-flip rehab loans to one-off funding for “makes-sense” deals.
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Taylor Stork

Taylor Stork is chief operating officer for Developer’s Mortgage Co. A seasoned business executive and certified mortgage banker, Stork has more than 20 years of experience in the industry and is passionate about enabling homeownership. He is an active member of the Mortgage Bankers Association and the Community Home Lenders Association, and he serves as an advisory council member for the Lenders One mortgage cooperative. He holds a bachelor’s degree in finance from San Diego State University.
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