Damon Germanides, Insignia Mortgage Inc.
This wasn’t how Damon Germanides of Insignia Mortgage Inc. thought his life would turn out. Not that he wasn’t supposed to be in Southern California — that’s exactly where he was supposed to be. But the family business was about feeding the rich and famous, not helping them buy houses. “I come from a family […]
Has same-sex marriage made homeownership more equal?
Homeownership rates for the LGBT community lag behind the rest of the U.S. population, according to a survey last year from Freddie Mac. Only 49% of LGBT households own their own homes, less than the 64% national rate. Is that changing after the landmark Supreme Court ruling in 2015 that permitted same-sex marriage nationwide? The […]
Residential Spotlight: North Dakota
The “Great Depopulation” — people moving from rural areas of the Midwest to urban areas, especially those along the East and West coasts — occurred throughout the 20th century. There’s probably no better example of this than in North Dakota. The Peace Garden State, so nicknamed because of the International Peace Garden located on the […]
Price growth is strongest within the entry-level home segment
The CoreLogic Home Price Index has reported a strong rebound in prices from the trough that occurred in March 2011. As of this past July, the national index had increased by 62% from its nadir, with lower-priced homes experiencing even faster appreciation. When comparing homes that are priced at least 25% below their local market’s […]
Eric Kaplan, Milken Institute
The final push for housing-finance reform
Build it or Buy it
Borrowers and originators are affected by a lender’s choice of technology
More Than a Backup Plan
Non-QM loans present a strong business opportunity for proactive correspondent lenders
Get Your Name in Front of Clients
There are many ways to market your business, but some are more beneficial than others
Superior Service Deserves a Reward
An originator’s compensation should focus on quality, not just sales volume
Survive the Price Battles
Compete even when you don’t have the lowest rates or costs