Authors List

Authors

  • Christopher Ptomey

    Christopher Ptomey is the executive director of the Urban Land Institute (ULI) Terwilliger Center for Housing. The Terwilliger Center leverages the vast knowledge and experience of ULI’s membership to advance residential development and housing affordability through research, local and national convenings, and consultation. Prior to joining ULI in 2018, Ptomey led Habitat for Humanity International’s U.S. government relations and advocacy team for more than a decade. Ptomey holds degrees from Haverford College and George Mason University’s Antonin Scalia Law School, as well as a law license in his native Tennessee.

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  • Ashley Pulver

    Ashley Pulver is co-founder of INX Insurance Services LLC, which administers FloodPrice.com. FloodPrice.com works with the nation’s top private flood insurers to provide agents and their policyholders with comprehensive flood-insurance coverage and rates that rival the National Flood Insurance Program.

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  • Joe Puthur

    Joe Puthur is the president of Mortgage Coach, a leading borrower education and sales-enablement platform, where he has helped thousands of lenders meet the unique housing-finance needs of millions of U.S. homeowners. During his 20-year career, Puthur has played a prominent role in shaping the digital mortgage landscape and keeping affordable homeownership accessible. Puthur pioneered technology that transformed Encompass from a desktop tool to a software-as-a-service application. Reach him at joe@mortgagecoach.com.

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  • Mike Querrey

    Mike Querrey is national sales manager for Castle & Cooke Mortgage, one of the nation’s leading independent mortgage lenders with locations across the United States. The company headquartered in Draper, Utah, has more than 300 employees and is founded on four core values — honesty, integrity, transparency and reliability. 

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  • Aaron Rafferty is the CEO of StandardDAO and a co-founder of its subsidiary, CRE Hawk. He is a tech builder and behavioral scientist who previously pioneered research that merged behavioral science with advanced technologies. His companies leverage artificial intelligence and cloud technologies to create solutions that will advance humanity. Rafferty’s background in science and research, and his passion for solving tough problems, has led him to believe that tech, science and business can unite to bring about positive societal change.

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  • Paul Rahimian currently manages a debt fund that provides construction financing to ground up real estate development projects on a national basis. He founded Parkview Financial in early 2010 and has since originated hundreds of commercial and residential loans, always plying his trademark hands-on management style. Distinguished from its competitors by dedicated in-house finance and accounting professionals Parkview is widely recognized as a pioneer in the industry, among the first to offer complete integration of loan origination and servicing. Prior to becoming a lender, Paul was a third-generation real estate developer and general contractor. Between 1988 and 2009, he successfully completed over $350MM in commercial and residential projects. His vast expertise and knowledge in the construction and development industry has benefited both Parkview and its borrowers. Paul received his B.A. from UCLA in Business/Economics and his Juris Doctorate from the University of Southern California.

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  • Steven Ramirez

    Steven J. Ramirez is CEO of Beyond the Arc. For more than 20 years, he has been helping clients in financial services, fintech and technology develop data-driven strategies to strengthen customer experience, marketing and operations. Ramirez also advises clients on how to deploy machine learning and artificial intelligence to make better decisions. Under his leadership, Beyond the Arc was recognized by Clutch as No. 1 among the top 15 big-data analytics companies in San Francisco. Follow Ramirez on Clubhouse and Twitter at @beyondthearc.

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  • Gary D. Rappaport is the CEO of Rappaport, a retail real estate company based in McLean, Virginia, which provides leasing, tenant representation, management and development services for more than 15 million square feet of retail space throughout the mid-Atlantic region. Rappaport is a former trustee and chairman for the International Council of Shopping Centers. He is also the author of “Investing in Retail Properties: A Guide to Structuring Partnerships for Sharing Capital Appreciation and Cash Flow,” which is in its third edition.

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  • Yanni Raz is CEO of HML Investments and has been a hard money lender for more than 10 years. Raz was a real estate broker for five years before he partnered with a group of investors from California and began assisting real estate investors in financing commercial and residential projects. He writes about real estate financing for magazines, blogs and other online news outlets. Reach Raz at (818) 308-4443.

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  • Michael Read is the founder and principal of Bridgeway Mortgage, a residential mortgage brokerage that is licensed in New Jersey, Florida and South Carolina, as well as Bridgeway Real Estate Services, a residential real estate agency. Both companies are located in Morristown, New Jersey. Learn more at bridgewaymortgage.com and bwyres.com. Reach Read at (908) 635-2745.

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  • Misty Read

    Misty Read is a director at Hunt Real Estate Capital, where she is focused on Fannie Mae and Freddie Mac originations, primarily for the company’s Small Balance Group. Her geographic concentration is the Midwest region, while supporting other key relationships nationwide. Read has more than 13 years of commercial real estate industry experience, with a concentration in multifamily and multitenant commercial originations nationwide. In her career, she has originated more than $1 billion worth of business on all asset types. 

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  • Kirk Redding is the co-founder of Promise Home Loans, where he brings over 30 years of experience in the mortgage industry to the forefront. With a passion for building teams and guiding loan officers, Redding has established himself as a trusted leader in the field. His dedication to excellence and commitment to helping clients navigate the home financing process have earned him a reputation for reliability and expertise. Reach Redding at (888) 762-7808.

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