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Authors

Liliana Nigrelli

Liliana Nigrelli is chief compliance officer for Churchill Mortgage. Churchill is a privately owned company by its more than 400 employees. A full-service and financially sound leader in the mortgage industry, the company provides conventional, FHA, VA and USDA residential mortgages across 46 states.
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Michael Ninomiya

Michael Ninomiya is the South Florida regional manager at VanDyk Mortgage Corp. He has successfully owned, created and managed three top-producing mortgage offices, and has mentored, coached and launched the careers of more than 100 loan officers and mortgage managers. Ninomiya is a featured speaker for real estate groups in Miami and Broward County and has sat or sits on the board of directors of several industry associations in South Florida.
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Carlos Nodarse

Carlos Nodarse is the CEO of Applied Business Software Inc. (ABS), a leader in mortgage servicing and origination software since 1978. Nodarse joined ABS in high school, provided customer service, and quickly learned what clients needed and wanted. Nodarse served as a lead developer at ABS for more than 30 years. His knowledge of the mortgage industry, mortgage funds and real estate lending, alongside his technical expertise, gave him the unique skills necessary to develop the company’s flagship product, The Mortgage Office, the most powerful software in today's private lending market.
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Justin Nolette

Justin Nolette leads the Sterling Edmonton sales team, driving a dynamic sales and marketing strategy. With deep market insight and a knack for targeting audiences, Nolette excels in demand generation. His extensive background includes software sales and teaching marketing at the University of Alberta, enriching Sterling Homes with invaluable expertise.
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Laird Nossuli

Laird Nossuli is CEO of iEmergent, a provider of mortgage lending forecasts and analytics to the lending, housing and real estate industries. For more than 20 years Nossuli has dedicated her career to helping lenders execute opportunity-driven lending strategies that support equitable lending in racially and ethnically diverse communities. Her passion for housing equity, novel use of market intelligence and collaboration with housing workgroups have made her an influential speaker on serving diverse markets.
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Frank Nothaft

Frank E. Nothaft is chief economist for CoreLogic, America’s largest provider of advanced property and ownership information, analytics and data-enabled services. He leads the economics team responsible for analysis, commentary and forecasting trends in global real estate, insurance and mortgage markets. Before joining CoreLogic, Nothaft served as chief economist for Freddie Mac. Prior to Freddie Mac, he was an economist with the Board of Governors of the Federal Reserve System.
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Romy Nourafchan

Romy Nourafchan is a senior mortgage loan officer at Insignia Mortgage, having been involved in residential mortgage lending for the past 34 years. As a key member of Insignia, Nourafchan has assisted thousands of high-net-worth clients in achieving success with their more complicated home and investment property financing needs. Nourafchan was the Scotsman Guide Top Jumbo Originator in 2022 and has been consistently ranked among the top brokers across industry-leading platforms over the last several years.
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Ricky Novak

Ricky Novak is a co-founder of The Strategic Group of Companies based in Atlanta and is CEO of Strategic 1031 Exchange Advisors, LLC. He specializes in niche areas of tax planning and works directly with high-net-worth investors, family offices and their trusted advisors. Mr. Novak’s expertise focuses on tax-deferred 1031 exchanges, Delaware Statutory Trust (DSTs), tax-deferred Opportunity Zone funds, and numerous federal and state-sponsored tax credit strategies. He would like to give special thanks to the 1031 team at Strategic 1031 Exchange Advisors for their assistance in researching and proofreading this article.

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Edward Nwokedi

Edward Nwokedi is CEO of RedSwan CRE, which is a pioneering platform for tokenized commercial real estate. He has 17 years of experience with brokerage and client-advisory services, working with Colliers International and for 15 years as Cushman & Wakefield’s capital markets group executive director. He is one of Houston’s repeat top performers with more than $2 billion in successful transactions. Prior to his commercial real estate finance career, Nwokedi was a Silicon Valley entrepreneur who founded a venture-backed startup and sold it for $100 million to a Fortune 500 company. Reach Nwokedi at ed@redswan.io.
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Jay O’Brien

Jay O’Brien is the co-founder of Client Giant, an automated engagement platform for client care and employee happiness. A driving force behind the company, O’Brien consistently ensures unrivaled client experiences for business owners in diverse industries. Before launching Client Giant, O’Brien excelled as a leading real estate agent in California, earning accolades such as the 30 Under 30 award from the National Association of Realtors.
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Ryan O'Connor

Ryan O’Connor is the CEO of Unreserved, an online platform that has introduced transparency to real estate via auctions, effectively ending blind bidding and changing the way homes transact. O’Connor is no stranger to disrupting the “legacy way” of doing things as he also founded Canada’s fastest-growing automotive company and largest digital car auction platform, EBlock, which has auctioned off billions of dollars worth of cars online and continues to grow exponentially. Reach O’Connor at ryan@unreserved.com.
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Beth O’Brien

Beth O’Brien is president and CEO of CoreVest, the leading private lender to residential real estate investors. Previously, O’Brien was executive vice president at Auction.com and president of AuctionFinance.com, where she founded a proprietary private money lender geared toward the investor market. O’Brien also held positions at Citigroup and Goldman Sachs. She has more than 25 years of mortgage industry experience and has overseen more than $15 billion in transactions.
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