Idaho

The Gem State’s growth may not be sustainable.

Rising consumer-credit delinquencies could negatively impact mortgage lending

Sound underwriting standards, coupled with family-income and home-price growth, have helped reduce mortgage delinquency rates. The serious-delinquency rate for home mortgages as of March 2019 was the lowest in more than 12 ½ years, and the foreclosure rate was the lowest in more than 20 years, according to CoreLogic’s TrueStandings data. One might expect that […]

Natalie Reid-Loudan, PrimeLending

Natalie Reid-Loudan learned early that the mortgage business is about hard work and relationships. Both are embodied in how she approaches off-hour phone calls. “If somebody calls me at 7 a.m., I’m going to answer,” Reid-Loudan said. “If they call me at 10 p.m., I’m going to be like — can you believe they’re calling […]