Clean-energy loans continue to spark controversy
Residential Property Assessed Clean Energy (R-PACE) loans appear to be popular financing vehicles for homeowners who want to make improvements that are designed to lower their utility bills. As of this past October, more than $5.6 billion in cumulative investments have been made to some 235,000 homes since 2009, according to data from PACENation, a […]
Post-recession distress is forming in hot housing markets
Most of the backlog of high-risk loans from the past housing crisis has cleared out of the foreclosure-home pipeline. Auction.com’s research and analysis group has examined key forward-looking indicators of distress in public-records data, as well as its own proprietary-platform data, that will provide insight into the local markets that are most at risk for […]
Home-price gains continue to exceed wage growth
With home prices continuing to climb, it’s becoming more difficult for the average U.S. wage earner to be able to afford to buy a home. According to the Federal Housing Finance Agency, home prices increased 5% from July 2018 to July 2019. Although that’s less than the 6.4% increase from July 2017 to July 2018, […]
Meet Brian McGovern, The Home Loan Expert LLC
No. 2 Top FHA Volume, No. 5 Top Refinance Volume (2018)
Scrap the Practice of Prequalifying Borrowers
Don’t confuse clients who would be better served by preapproval
Take the Direct Route
Nontraditional lenders typically fund deals that banks avoid
Surviving Your First Year
Take some simple steps to launch a career in commercial real estate finance
Find a Better Safety Net
Commercial mortgage insurance can lower costs and save deals
Prepare to Face Your Hacker
You need a plan for when cybercriminals get inside
Made in the Factory
Modular commercial buildings could be the norm of the future
