In tough times, lenders may need to pry open the credit box

With the housing market in a clear decline, it shouldn’t come as a shock that mortgage credit availability reached its lowest level in nine years this past July, according to a Mortgage Bankers Association (MBA) report. It’s important to note that lenders aren’t necessarily being more restrictive in terms of borrower or product risk. Rather, […]

Unequal Opportunity

Addressing appraisal bias is another step toward making housing more equitable

Top Dollar Volume

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