Joanne Gaskin is the vice president of scores and analytics at FICO. She is responsible for the strategic direction of FICO’s scoring products and business partnerships serving the needs of the mortgage industry. Gaskin has more than 20 years of experience in banking and financial services. She led efforts to address some of the most important topics impacting the mortgage market today: regulatory compliance, credit-risk management, data security and eMortgages. She is a graduate of the Mortgage School of Banking, earning the accredited mortgage professional designation.