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Authors

Joe Ludlow

Joe Ludlow is vice president of Irvine, California-based Advantage Systems, a provider of accounting and financial-management tools for the mortgage industry. Learn more about Advantage Systems at mortgageaccounting.com.
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Nick Luettke

Nick Luettke is an economist at Moody’s Analytics who specializes in topics within housing, office and government policy. Along with multifamily housing and office performance, Luettke researches affordable housing, senior housing, migration trends and the web of zoning and climate policies driving change within commercial real estate.

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James Luisi

James V. Luisi is chief information and chief technology officer for KeyStoneB2B. He has more than 30 years of experience in business and IT and has expertise in dealer banking, brokerage, securities exchanges, commercial and retail banking, life insurance, property and casualty, and portfolio management. Luisi also has Series 7 and Series 24 licenses. His deep roots in large information systems, database technologies, operational workflow, and enterprise and infrastructure architecture is driving KeyStoneB2B’s rapid technology development.
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Terry Luker

Terry Luker is founder and chairman of both Alternative Capital Solutions and Commercial Capital BIDCO, Inc. With more than 30 years in the finance community, Luker is an expert in deal structure and creative financing options. This creative outlook has been paramount to the companies’ success over the past decade. His company plans to launch its own 20 Group for Commercial Loan Brokers to bring together successful brokers and identify industry best practices and procedures.
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Mark Luzi

Mark Luzi is the Western U.S. sales manager for LendSure Mortgage Corp. Luzi has been in the mortgage industry since 1997. Previously, he was division manager for Accredited Home Lenders, where he managed over 300 employees in all aspects of origination, underwriting and closing loans. Luzi is passionate about helping borrowers and supporting his origination partners. This drives him to find logical and commonsense solutions to make loans work.
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Joseph Lydon

Joseph Lydon is co-founder and co-managing director at LendSure Mortgage Corp. He has spent more than three decades in the mortgage industry, including serving as president and chief operating officer at Accredited Home Lenders from 1997 to 2008. He has also worked at Ford Consumer Finance and Security Pacific Financial Services. Lydon earned a bachelor’s degree in management from Pepperdine University and a master’s degree from the University of San Diego.
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Brian Lynch

Brian Lynch is the founder and president of Advantage Systems Inc., an Irvine, Calif.-based provider of accounting and contract-management tools for the mortgage banking and real estate industries. For more information, visit mortgageaccounting.com.
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Thomas Lynch

Adm. Thomas C. Lynch is executive chairman of NewDay USA, a VA home mortgage company serving active service members and military veterans. He retired from the U.S. Navy after a decorated 31-year career. A graduate of the U.S. Naval Academy, Lynch served as commander of the Eisenhower Battle Group during Operation Desert Shield, as superintendent of the U.S. Naval Academy from 1991 to 1994 and as director of the Navy Staff at the Pentagon from 1994 to 1995. As a midshipman, he captained the 1963 Navy Cotton Bowl team with teammate and Heisman Award-winning quarterback Roger Staubach.
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Doug Lyons

Doug Lyons is a managing principal of Pearlmark Real Estate and is responsible for the company’s capital-markets and debt-investment activities. He formerly served as vice president of Equity Institutional Investors Inc.
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Jason Mac Gloan

Jason Mac Gloan is senior vice president of correspondent sales at Planet Home Lending. He has more than 25 years of mortgage industry expertise. Prior to joining Planet, he worked for Fannie Mae, Freddie Mac and Freedom Mortgage. The views and opinions expressed in this article are those of the author and do not necessarily reflect or represent the views, policy, or position of Planet Home Lending, LLC.

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Jack Macdowell

Jack Macdowell is the co-founder, managing member and chief investment officer at the Palisades Group. He is responsible for leading all investment activities, including research, portfolio allocation and risk-management functions. Prior to founding Palisades, Macdowell held various leadership roles at buy-side companies focused on mortgage and securitized credit. He has sell-side experience with Credit Suisse First Boston and RBC Capital Markets.
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Alex Machuca

Alex Machuca is the founder and CEO of Lyncrest Media, a mortgage marketing company that guarantees clients 60 appointments over the course of 90 days. He has been featured in top publications such as Yahoo Finance, CBS, Fox News, Thrive Global, SmallBizClub and Young Upstarts, among others. He also has been featured on various podcasts, including the “Million Dollar Mortgage Experience” and “Hooked on Startups.”
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