Author - Scotsman Guide

Authors

Kuldeep Saxena

Kuldeep Saxena is a project manager who oversees mortgage and lending projects for Chetu, a global custom software solutions development and support services provider. Saxena, who has been working for more than 10 years at Chetu, has a master’s degree in computer applications and more than 15 years of experience in IT software.
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Jonathan Scarpati

Jonathan Scarpati is senior vice president of wholesale lending for Finance of America Reverse LLC. He is a 16-year veteran in the reverse mortgage industry. Scarpati spent his first six years in the business at Senior Lending Network and Lender Lead Solutions, where he served as vice president of sales for the wholesale and lead-distribution divisions. He graduated from the University of Delaware, where he earned a bachelor’s degree in leadership and consumer economics.
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Jeff Schaefer

Jeff Schaefer is executive vice president of correspondent sales at Verus Mortgage Capital, Washington, D.C., a leading non-QM correspondent investor backed by Invictus Capital Partners, a leading investment firm. Schaefer has more than 25 years of mortgage industry sales experience. Prior to Verus, Schaefer served as executive vice president of national sales at FirstKey Mortgage. To learn more about Verus, go to www.verusmc.com.
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Scott Schang

Scott Schang is a mortgage originator and owner of the website Find My Way Home, where hundreds of loan officers get matched up with borrowers who seek a second opinion on a new mortgage. He has been a mortgage originator since 1998 and started his first consumer-direct website in 2007 to help provide answers for online consumers with questions about qualifying for a mortgage after the 2008 real estate crash. Find out more at findmywayhome.com.
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Ethan Schelin

Ethan Schelin is president of Virtua Credit, a commercial real estate advisory and investment company that arranges capital for institutional-grade real estate assets. Virtua Credit focuses on originating, structuring and procuring real estate equity and debt capital, including projects for private equity funds and offerings sponsored by Virtua Partners. Hotel investors, owners and developers seeking financing can contact Schelin at ethan@virtuacreditcorp.com.
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Jerry Schiano

Jerry Schiano is co-founder and acting chief executive officer of Spring EQ. He has more than 25 years of entrepreneurial experience in the mortgage industry, including founding and successfully leading multiple lending organizations. With Sprint EQ, Schiano is executing a vision of leveraging technology to provide a user-friendly, digital home equity lending process — balancing human interaction and expertise with technical efficiencies to ultimately provide a superior experience for the customer.
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Hans Schmit

Hans Schmit is an analyst at Bulk Aggregate Supply, a nationwide online marketplace for construction materials. Bulk Aggregate Supply offers contractors, landscapers and homeowners complete price-sheet information for quarries and handles product deliveries. Reach Schmit at (602) 456-6714.
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Brandon Schnitzer

Brandon Schnitzer is the finance industry general manager at Natural Intelligence, a leader in intent marketing and a provider of comparison websites that drive high-value customer acquisition for leading brands.
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Eli Schwarz

Eli Schwarz is senior director of enterprise partnerships at Jornaya, a consumer journey insights platform that provides publishers, marketers, data analysts and compliance professionals with the highest-resolution view of the consumer-buying journey. It is a unique technology platform that witnesses both first- and third-party consumer interactions in real time and across devices. Meeting consumers at these moments of intent enables businesses to shorten the distance between data, decision and action.
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Justin Schwing

Justin Schwing is vice president of national facilities at Planet Home Lending. In the position, Schwing provides executive leadership and management for the acquisition, lease management and maintenance of the company’s facilities across the country.
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David Scott

David C. Scott is president and house counsel at Silverado Funding LLC, a private mortgage bank in Portland, Ore. Silverado Funding provides residential real estate loans for investment purposes and specializes in rehabilitation and construction loans. It originates and services all loans in-house. Silverado Funding has structured and financed more than 1,000 hard-money transactions. Scott is a loan originator and a licensed real estate broker in Oregon.
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Rick Scott

Rick Scott is the director of construction lending for Silverton Mortgage, a position he’s held since 2018. During his 40 years in the mortgage industry, he has headed sales and operations for the construction lending groups at several regional and national mortgage banking companies. Scott was born and raised in Virginia but relocated in 1997 to Atlanta, where he currently lives with his wife of 32 years. Scott has three grown children who also reside in the Atlanta area. Reach Scott at (470) 289-5038.
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