2022 Top Mortgage Lenders
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New contenders and broken records signify banner year
Set to Surge
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Expect a home equity lending boom as interest rates rise while home prices grow
Parvesh Sahi, ICE Mortgage Technology
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The race is on to replace lost loan volume
Tim Potempa, OneTrust Home Loans
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No. 2 Top Purchase Volume, No. 8 Top Dollar Volume
Refi decline sets the tone for origination business
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In fourth-quarter 2021, 3.27 million mortgages secured by residential property (one- to four-unit homes) were originated in the U.S., an 11% decline from the previous quarter and a 13% decrease compared to fourth-quarter 2020. This marked the third straight quarter of declining originations, while the year-over-year decrease was the largest since late 2018, according to […]
New rental-payment history initiatives show promising results
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If someone can pay their rent month after month, why can’t they make a mortgage payment? For years, most renters didn’t get credit for timely rental payments. Last year, however, two of the government-sponsored enterprises (GSEs) did something about it. Fannie Mae launched a program in September 2021 to identify recurring rent payments in a […]
Buyers of distressed homes are bullish despite troubling signs
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As dark clouds gather on the horizon of the housing market, foreclosure-auction buyers remain bullish. Sixty-one percent of foreclosed properties on the Auction.com platform in first-quarter 2022 were sold to third-party buyers, up from 56% in the previous quarter and up from 59% in first-quarter 2021. The 61% sales rate was the second-highest quarterly sales […]
Boost Borrower Scores and Your Business
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Homebuyers and originators alike benefit from rental-payment reporting
Cut Through a Tangled Web of Fees
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The mortgage industry should be more transparent about lending costs
Building New May Be the Answer to the Bidding Wars
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One-time-close construction loans are an option for frustrated would-be homebuyers