
Data and Analysis
Interstate home loan applications cool in 2025
Affordable states attract migrating homeowners, but mortgage lock-in effects complicate the picture

Affordable states attract migrating homeowners, but mortgage lock-in effects complicate the picture

Surging property taxes and insurance costs are squeezing homeowners’ budgets

Ten years have passed since the Consumer Financial Protection Bureau (CFPB) issued regulations to provide safer and more sustainable home loans for consumers. In January
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