Authors List

Authors

  • Brian Decker is CEO of Modern Lending, a mortgage bank operating in 15 states with locations in California, Tennessee and Arizona. In 2022, Decker stepped into a full-time role as CEO of Modern Lending. That same year, he also founded Soar Energy with HGTV stars Tarek and Heather El Moussa, as well as United Wholesale Lending CEO Shelby Elias.

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  • Ralph DeFranco

    Ralph DeFranco is global chief economist of the mortgage group at Arch Capital Services Inc., White Plains, N.Y. He leads the company’s efforts to forecast regional home prices and develop predictive economic models. He also is the author of The Housing and Mortgage Market Review, a quarterly report on the state of the nation’s housing sector, which includes probabilities of home-price declines from the Arch MI Risk Index. 

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  • Michael Delehanty

    Michael Delehanty is the chief financial officer of Mountain West Financial, headquartered in Redlands, Calif., and a board member of the Community Home Lenders Association (CHLA). He has spent over 20 years in the mortgage industry focusing primarily in capital markets and management. 

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  • Paul Dempsey

    Paul Dempsey is the director of marketing at 360factors. He has more than 20 years of experience in marketing, branding, product development, and interactive and e-commerce management within the financial services, software-as-a-service and manufacturing space. 

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  • Dave Demster is executive vice president of sales and marketing at PrivoCorp and is a mortgage industry veteran with over 25 years of executive management experience. He brings extensive experience providing thought leadership, technology solutions and business-processing- outsourcing services to the mortgage industry, with a focus on servicing and default, origination, business intelligence and customer experience management.

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  • Anna DeSimone is author of "Housing Finance 2020: New Mortgage Programs for the New Generation of Homebuyers." DeSimone has written more than 40 published works on topics such as mortgage best practices, fair lending and regulatory compliance, including numerous guides published by the Mortgage Bankers Association. She is the former owner and founder of Bankers Advisory, a mortgage compliance and quality-control company. DeSimone was named one of HousingWire’s Women of Influence and has received numerous other awards.

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  • Peter Desmond

    Peter Desmond is the marketing manager for Wisetek, a global leader in information technology (IT) asset disposition, data destruction and IT reuse. Desmond has worked with businesses in the financial industry to ensure they are managing their data correctly.

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  • Seth DeWitt is an accounting officer at Holland, Michigan-based Lighthouse Title Group, which serves over 50 markets across Michigan and Wisconsin. DeWitt started at Lighthouse in 2022 with a bachelor’s degree in business accounting from Hope College, after interning at the company the year before. DeWitt attends concerts, enjoys playing musical instruments and devotes much of his spare time to his rescue husky Blitzen.

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  • Krish Dhokia

    Krish Dhokia is senior vice president of marketing at Kind Lending LLC. With more than 20 years of experience in the arena, Dhokia has honed his craft in lead generation and social networking, spanning small to large businesses across multiple industries. Nicknamed “Crush it Krish,” Dhokia was one of the 2016 recipients of the Atlanta Business Chronicle’s “40 Under 40” award and is a frequent speaker in the mortgage, finance and real estate spaces. 

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  • Tino Diaz

    Tino Diaz is managing director of America’s Homeowner Alliance, where he is focused on protecting and promoting sustainable homeownership for all segments of current and aspiring homeowners. He has served in key leadership roles in banking for more than 40 years, and as an adviser to the chairman of the Federal Reserve and its governors. He was the chairman and president of the National Association of Hispanic Real Estate Professionals (NAHREP) and is the architect of the NAHREP Code of Trust.

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  • Rob Diodato is the president of York Commercial Finance, a commercial mortgage advisory company with offices in Dallas and New York. Diodato arranges financing for commercial real estate transactions nationwide for all property types. Diodato has more than 26 years of experience in the commercial and residential mortgage industries.

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  • Joseph Dionne

    Joseph Dionne is the assistant vice president of operations at Home1st Lending LLC. As an experienced loan officer, he has the required financial knowledge and expertise to stay up to date on changing market conditions and mortgage programs. Dionne is a reliable and committed mortgage professional who puts his clients’ goals first and foremost.

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