Authors List
Authors
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Richard Ferguson is president of CBC Mortgage Agency, a nationally chartered housing-finance agency and a leading source of downpayment assistance. The company is committed to creating affordable- and sustainable-housing solutions to underserved communities, particularly minorities and millennials, who have good credit and good income but lack the funds for a downpayment. Since 2013, CBC Mortgage Agency has helped more than 18,000 low income consumers achieve the dream of homeownership.
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Steve Ferringer is executive vice president of enterprise business development at Incenter, which helps mortgage lenders optimize processes and improve performance. He has transformed 35-plus years of mortgage lending and servicing experience and know-how into a unique role as a client executive. Ferringer leads strategic relationships with senior-level and C-suite clients, partnering with them to assess financial and operational goals, then coordinating customized deployments of Incenter’s business lines. For more information, visit incenterms.com.
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Ben Fertig is founder and president of Constructive Capital, a leading wholesale provider of business purpose capital serving mortgage brokers and their real estate investor clients nationwide. Prior to Constructive, Fertig led credit and asset management at Finance of America Commercial. He also served as chief operator officer of Jordan Capital Finance, where he was instrumental in the sale of the company’s platform to Blackstone and Finance of America in 2017.
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Jonathan Fhima is CEO and managing principal of the private equity firm F2. He is currently responsible for originating investment opportunities and raising capital. His primary focus is growing the firm to become one of the nation’s largest private financial institutions. Prior to starting F2, Fhima worked on both the acquisitions and debt strategies teams at Lightstone, one of the country’s largest real estate private equity firms. During his tenure at Lightstone, Fhima spearheaded $1 billion of real estate acquisitions and simultaneous financings, having purchased more than 1,100 apartments. His responsibilities included sourcing, underwriting, completing due diligence, leveraging and closing transactions.
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Adam S. Finkel is the co-founder of Tower Capital, a Phoenix-based commercial real estate finance company that provides customized capital-market solutions for real estate owners, operators and investors throughout the country. Finkel has completed more than $1 billion in successful debt and equity placements on behalf of his clients.
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Rob Finlay is the founder and CEO of Thirty Capital, an advisory, investment and technology firm serving growth-minded operators and investors. He is a forward-thinking entrepreneur devoted to building companies that support and advance the commercial real estate industry. With expertise in tech-enabled asset management and capital-market services and solutions, Finlay speaks from experience and insight as an active commercial property owner, investor and operator of more than 20 years. He has launched, developed and sold many commercial real estate technology and finance startups. He also recently authored The Wall Street Journal bestselling book, “Beyond the Building: How to Use Innovation to Create and Grow Your Commercial Real Estate Portfolio.”
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T. Robert Finlay, Esq. is a founding partner of Wright, Finlay & Zak. He can be reached at rfinlay@wrightlegal.net.
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Dennis Firestone is a senior vice president with JLL Valuation Advisory’s environmental and property condition services team. He is a registered geologist and registered environmental manager who has more than 30 years of leadership in the environmental and engineering assessment industry.
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Michael Fischer is a branch manager and VA loan specialist for Troy, Michigan-based Ross Mortgage Corp. He also serves as president of the Military Mortgage Boot Camp program, founded specifically to strengthen that community and to encourage a spirit of service and sacrifice by educating and advocating for smarter and more engaged military lending. To learn more, visit rossmortgage.com.
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Mark S. Fisher is vice president of UNMB Home Loans, a company that primarily services the Northeast U.S. Fisher has been a mortgage originator since 2011 and has more than $1 billion in loan originations. Fisher also coaches other loan originators who need help taking their business to the next level. To learn more, visit his Instagram page, @NYC_Mortgage. Reach Fisher at (347) 242-1206.
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Kyle Fisk is a senior loan originator for Pentrust Mortgage and a Top 1% Originator in the country. Pentrust Mortgage is the No. 1 mortgage lender for new build construction financing in the state of Colorado. Whether it’s their first home or 10th, Fisk’s top priority is 100% customer satisfaction. He and his team aim to deliver consistent communication and thorough attention to the details along with in-house underwriting, fast prequalification and zero junk fees.
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Mark Fogel is president and CEO of ACRES Capital, which he founded in 2012. Fogel has more than 20 years of experience in commercial real estate finance, with a particular focus on providing developers and entrepreneurs with innovative debt and equity solutions. Fogel employs an asset-management approach to identifying and underwriting loan opportunities. Since inception, the ACRES portfolio has grown to more than $600 million in managed assets. ACRES Capital is an SEC-registered investment adviser.
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