Author - Scotsman Guide

Authors

Mosi Gatling

Mosi Gatling is senior vice president of strategic growth and expansion at New American Funding. She brings over two decades of experience to her role as a dynamic speaker and visionary leader in the mortgage industry. She has successfully built a $100 million mortgage business while prioritizing service to underrepresented communities. As a national advocate for equitable homeownership, Gatling coaches mortgage officers to excel in their careers while addressing the unique challenges faced by diverse homebuyers.
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Summer Gell

Summer Gell is a principal at Partner Engineering and Science Inc. She has more than 15 years of experience as an environmental scientist, during which time she has provided solutions for environmental and engineering due diligence. Gell is an expert on Fannie Mae and Freddie Mac financing, and has worked on hundreds of agency and multifamily deals. She also serves as the national account manager for several CMBS lenders and life companies. She has a bachelor’s degree in environmental health from Western Carolina University.
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Lorraine Geraci

Lorraine Geraci is vice president of learning and development for Finance of America Reverse LLC. She oversees a team that focuses on training, learning systems, technical writing and video production. Geraci has more than 15 years of experience in the reverse mortgage industry. She has educated thousands of reverse mortgage professionals and Realtors nationwide on the use of home equity to help people get to work on retirement.
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Damon Germanides

Damon Germanides is cofounder of Insignia Mortgage, a boutique mortgage brokerage based in Beverly Hills, California. For over 20 years, Germanides has been an industry leader in structuring mortgage loan solutions for high net-worth and high-profile clients. In 2011, Germanides co-founded Insignia Mortgage alongside his business partner, Chris Furie. Insignia Mortgage has successfully funded nearly $6 billion in loans and also evolved into several other adjacent, innovative loan product offerings.
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Sabine Ghali

Sabine Ghali is managing director at Buttonwood Property Management, a property-management company in Toronto. She is an entrepreneur at heart who endeavors to help investors in the greater Toronto area create real estate wealth over time. Ghali is a published author in a number of media out- lets, including Entrepreneur, the Toronto Sun and Gulf News, among others.
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Amit Ghole

Amit Ghole serves as CEO of Inflooens, a pioneering end-to-end digital mortgage framework centered around customer and employee experience. Built on the Salesforce platform, Inflooens delivers a unified, single-pane user interface for seamless collaboration across the loan origination process. Ghole live in Alpharetta, Georgia, with his wife and two children. Prior to founding Inflooens, he held leadership roles in heading Salesforce business units at major global IT service providers, catering to Fortune 500 clients. Reach Ghole at (678) 983-6602.
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Bill Giambrone, Don Calcaterra Jr. and David Wind

Eight years ago, Bill Giambrone, Don Calcaterra, Jr. and David Wind founded the Community Home Lenders Association (CHLA), a national group of smaller independent mortgage banks (IMBs). The goal was to give community-based mortgage lenders and servicers — and the consumers they serve — a distinctive voice and an effective advocacy impact with federal policymakers. Bill Giambrone is president and CEO of Platinum Home Mortgage, based in Rolling Meadows, Illinois. He has been in the industry for 33 years and started his own mortgage company in 1993. His top priority in the industry is to make sure home financing is available and affordable. Reach Giambrone at (847) 797-9500 or bill.giambrone@phmc.com. Don Calcaterra Jr. is president of Local Lending Group LLC, a privately held mortgage bank headquartered in Troy, Michigan, that originates and services mortgages and land contracts, primarily in the Midwest. He is the former chairman of the Michigan Mortgage Industry Advisory Board, and sits on the legal and regulatory committee of the Michigan Mortgage Lenders Association. Reach Calcaterra at (313) 550-3500 or donjr@fercmi.com. David Wind is a board member of the Community Home Lenders Association (CHLA). Wind has a unique combination of real-world owner-operator experience in traditional consumer-finance, strategic and operational roles at Silicon Valley fintech startups. He understands the challenges that traditional operators face, and successfully bridges the gap between legacy lending operations and products with technology solutions. He is the chief operating officer at RenoFi.com, a startup focused on home-renovation finance. Reach Wind at david@renofi.com or (415) 741-5626.
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Michael Gifford

Michael Gifford is the CEO and co-founder of Splitero, a home equity investment company that provides homeowners better options to access equity. By giving a lump sum of cash in exchange for a share of their home’s appreciation, Splitero helps homeowners easily access their equity without income or minimum credit requirements.
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Paul Gigliotti

Paul Gigliotti is the chief operating officer at Pinnacle Home Loans, a full-service direct lender and mortgage broker based in California. He is a veteran mortgage leader with more than 20 years of experience in the financial-services and technology industries. He has held executive roles for multiple mortgage lenders, and he has a distinguished track record of growing lending platforms while streamlining internal and external operational processes. Gigliotti also serves on the board of directors for the California Mortgage Bankers Association.
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Tom Gillen

Tom Gillen is senior vice president of capital markets for Churchill Mortgage. He brings more than 20 years of experience as a financial-services executive, with expertise in business development, product innovation and organizational leadership. Churchill Mortgage is privately owned by its more than 400 employees. A full-service and financially sound leader in the mortgage industry, the company provides conventional, FHA, VA and USDA residential mortgages across 44 states.
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Mitch Ginsberg

Mitch Ginsberg is co-founder and CEO of CommLoan, a commercial real estate lending marketplace that combines state-of-the-art technology with a concierge service to give borrowers unprecedented access to the capital markets.
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Yuval Golan

Yuval Golan is CEO and founder of Waltz, a fintech- proptech start-up providing foreigners with a simple, remote experience to invest in, finance and purchase residential real estate in the U.S. Golan is an entrepreneur with global expertise, and has managed operations for companies in 18 countries around the world. In addition, he has structured and executed deals valued at over $1 billion, working with global Fortune 500 companies, small and medium-sized business and startups as well as international governments.
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