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2026 Top Workplaces

Each year, Scotsman Guide’s Top Workplaces honors the companies that are shaping the future of the mortgage industry and setting the standard of excellence through outstanding culture, leadership and employee engagement. Being named a Top Workplace isn’t just an accolade, it’s a testament to the people, values, and vision that make these companies exceptional places to build a career.

Featured Top Workplaces

Acrisure Mortgage

Orlando, Florida
acrisuremortgage.com
Company Type: Lender
Employees: 650

Acrisure Mortgage is a Top 10 national mortgage lender based in Orlando, FL. Licensed in 49 states and supported by more than 19,000 professionals across Acrisure, we specialize in residential mortgage lending through our retail and wholesale/correspondent channels. Our comprehensive offerings include purchase, refinance, construction and renovation loans tailored to meet the unique needs of homebuyers, homeowners and partners

Mission statement: To build meaningful relationships and provide mortgage solutions for our partners, our customers, and our Acrisure Team across the nation.

What you need to know: We believe appreciation should be felt and seen. We regularly share shoutouts and kudos on our intranet to celebrate team wins and individual achievements. Our President’s Club honors standout team members across all departments through management nominations, not just sales rankings. We also host regular event both virtual and in person like our Talk Scoop and Branch Road Shows to stay connected and strengthen our team spirit across the U.S. We love to get as much facetime as we can with each other.

American Heritage Lending

Irvine, California
ahlend.com
Company Type: Lender
Employees: 277

American Heritage Lending, LLC is a national lender specializing in Non-QM and Residential Transitional Lending, headquartered in Irvine, CA. Founded in 2004, we’re licensed nationwide and built on creating a caring, seamless experience for the families we serve. Our culture and people are our greatest assets, a knowledgeable, passionate team driven by shared values, transparency, and relationships that extend far beyond funding.

Mission statement: Redefining Non-QM lending, where speed meets service, flexibility builds trust, and every deal moves clients closer to their goals.

What you need to know: At American Heritage Lending, we celebrate our people through recognition, rewards, and connection. We spotlight achievements with monthly shout-outs, anniversaries, and company events, and keep engagement high with weekly fun surveys, games, and a team-focused newsletter. Employees earn “AHL Credit” to use in our store and send to coworkers for great work, creating a culture of appreciation, positivity, and shared success every day.

Atlantic Coast Mortgage

Fairfax, Virginia
atlanticcoastmortgage.com
Company Type: Lender
Employees: 303

Founded in 2011, Atlantic Coast Mortgage embodies a people-first culture built on commitment, character and innovation. Growing from 16 employees to over 300, and now operating in 40 states, our team is the most essential factor in our mission to redefine the mortgage industry. With a “one team, one mission” mindset, we are people-focused as we build connections with our customers because we believe that a closed loan is not the end of our relationship — it is just the beginning.

Mission statement: At ACM, we empower people to build brighter futures through the financial freedom and the security of homeownership.

What you need to know: With a one-team, one-mission mindset, we are people-focused not just on our customers but each and every employee. Through a robust calendar of employee appreciation and engagement activities, wellness initiatives, and learning opportunities, employees at ACM can experience not only professional growth but also true personal development. At ACM we place a high value on our employees’ work-life balance by providing flexible hours, paid leave for holidays, vacation, sick days, bereavement, maternity and paternity leave, and every employee gets their birthday off.

Churchill Mortgage

Brentwood, Tennessee
churchillmortgage.com
Company Type: Lender
Employees: 114

Founded in 1992, Churchill Mortgage is a full-service and financially sound leader in the industry, providing conventional, FHA, VA and USDA residential mortgages across 48 states and the District of Columbia. As heard on Dave Ramsey’s nationally syndicated radio show, the lender’s mission is to help borrowers achieve debt-free homeownership. The company was established as an ESOP by founder and president Mike Hardwick in 2013.

Mission statement: We believe it is our mission to help clients make great financial decisions and guide them toward a mortgage that gives them more.

What you need to know: We have annual awards and recognitions for our production team. The winners typically receive a vacation. We also give mini vacations throughout the year to employees whose managers believe they have gone above and beyond. Another annual award we also do is the sought-after and admired “Broomsweeper” award, which is voted on by our employees. This award is given to the employee who other employees believe is the company’s most valuable teammate. This employee goes above and beyond the duties of his or her role to do whatever it takes to help their teammates succeed.

Coast2Coast Mortgage, LLC

St. Augustine, Florida
coast2coastmortgage.com
Company Type: Brokerage
Employees: 380

Founded in 2010 by two men seeking to offer MLOs an environment where they could feel valued, supported, inspired and appreciated. A place built on trust — where people can thrive and feel empowered. Today, we have more than 380 employees, never once wavering from our initial concept. We reflect a steadfast commitment to each other and our industry. We offer insurance, retirement services, friendly, helpful management, and recognition for production. We are more than a workplace; we are a family. It’s the foundation of our shared allegiance.

Mission statement: A commitment to provide guidance for all types homeownership or commercial endeavors through honest, transparent, personalized assistance.

What you need to know: There are rewards and all expense paid trips as a group for top 10 producers. Production is published monthly. Email blasts are sent with MLO information extolling their individual excellence.

CrossCountry Mortgage

Cleveland, Ohio
ccm.com
Company Type: Lender
Employees: 7,000

More than the nation’s #1 retail mortgage lender; CCM is a people-first company built on purpose, passion and care. Since 2003, CCM has grown to more than 7,000 employees servicing loans across all 50 states, D.C. and Puerto Rico. Through innovative technology, a diverse product suite, more than 120 mortgage, refinance and home equity solutions and a culture rooted in connection, CCM empowers homebuyers to achieve their dreams while supporting and strengthening communities nationwide. CCM leads with heart and commitment in everything it does.

Mission statement: Our vision is to become the most referred mortgage lender in every community we serve while making every mortgage feel like a win.

What you need to know: CCM celebrates achievements in lasting ways. From development programs to wellness initiatives, incentive trips, leaderboards and milestone celebrations. At our HQ, employees enjoy engagement events featuring food, team-building activities and prizes as well as a state-of-the-art gym with a trainer, free fitness classes and free coffee in the cafe. Employees also have regular opportunities to volunteer through CCM Cares. CCM’s workplace experience is designed to help employees thrive and make every community we service a better place to live, work and raise a family.

CTC Mortgage

West Palm Beach, Florida
ctcmortgage.com
Company Type: Lender
Employees: 21

Kolter Financial Services started CTC Mortgage in 2010 as an exclusive financial service for its clients. Since then, we have expanded into four states. Our Licensed Loan Officers are experienced in purchase and refinance loans, and many specialize in specific loan types. Whether you are purchasing or refinancing, CTC Mortgage Company is dedicated to helping you meet your financial goals, with the most favorable terms and at the lowest overall cost.

Mission statement: Clear to Close isn’t just a goal-it’s our promise of expert guidance, great rates, and lasting relationships.

What you need to know: At CTC Mortgage, employee appreciation is woven into the fabric of our culture. We celebrate our team’s dedication through formal recognition programs, such as our participation in the Top Workplaces awards, which reflect our commitment to creating a supportive and thriving environment. We actively seek employee feedback to improve our workplace and ensure every voice is heard. From personalized thank-you messages to performance-based promotions and team celebrations, we make it a priority to recognize the hard work and contributions that drive our success.

Delmar Mortgage

St. Louis, Missouri
delmarmortgage.com
Company Type: Lender
Employees: 151

Delmar Mortgage has a 60-year legacy of proven success helping top producers thrive. Here, innovation meets integrity, and our sales team always comes first. Our platform blends national strength with boutique-level support, truly transparent pricing, a dedicated operations team that handles the heavy lifting, and a full-service marketing department that keeps your business moving forward. That’s the Delmar Difference: in your community, in your corner, powering your business.

Mission statement: Trusted mortgage advisors building better communities through empowered homeownership.

What you need to know: We celebrate our team through sales benchmarks, career milestones, and everyday personal and professional wins-shared loud and proud at every level. Peer-to-peer nominations lead to monthly employee-selected charities, with corporate donations and staff matches. Top producers earn national honors and recognition trips. Monthly meetings, both in-person and virtual, spotlight all of the above. Leaders show gratitude through flexibility and transparency. From peer praise to public applause, our people always feel seen, heard, and valued.

Geraci LLP

Phoenix, Arizona
geracillp.com
Company Type: Lender
Employees: 50

The name ‘Geraci’ holds significant weight, not only due to the law firm itself and the clients we represent, but also because of the many subsidiaries that have shaped and supported this vertical. Geraci is more than just a name; it represents a strong team spirit. Working here means being part of a team led by a true entrepreneur and leader, Anthony Geraci. He has set the tone for this industry, and his leadership style emphasizes autonomy, creativity, and independent thought. That’s what separates true leaders from those who simply hold a title.

Mission statement: Geraci, LLP strives to be a trusted partner and a name the industry can rely on.

What you need to know: Geraci, LLP is quick to reward and quick to promote those who have a passion for what they do. Not only are they rewarded financially, but they are also publicly acknowledged, thanked and respected with not only accolades from the executive team, but the constant support and encouragement to flourish professionally.

Highlands Residential Mortgage

Allen, Texas
highlandsmortgage.com
Company Type: Lender
Employees: 464

From the start, our mission has been simple: to provide a Higher Standard of Lending. It’s never been just about mortgages, it’s about people. Every loan we close represents a family, a dream, a future. That commitment to service has led us to be recognized as the #1 Mortgage Company in America for Customer Satisfaction and we couldn’t be prouder. What makes Highlands truly special isn’t just the experience we provide our clients, it’s the people behind it. It reflects the strong culture we have at Highlands. We focus on providing the BEST homebuying experience!

Mission statement: Our Mission is to provide superior quality service that Employees can take pride in and customers would refer to their family and friends.

What you need to know: Highlands recognizes employees in many ways. Their tenure, provides Team lunches, games and shout out meetings. Celebrate holidays.  Recognition of Top Producers at Annual Awards Incentive Trip.  We have our Recognize Program within Outlook where all employees can recognize each other.  We also give a shout out to employees in the monthly Newsletter.   Our employees are awarded bonuses and merit raises for their exceptional performance.  The company provides tools and training to enhance their career growth.  Highlands is proud of each and every Team Member!

HomeXpress Mortgage Corp.

Santa Ana, California
homexmortgage.com.com
Company Type: Lender
Employees: 330

Serving the mortgage market since 2015, HomeXpress is a leading Non-QM, full-service wholesale lender offering a full suite of products tailored to meet the unique profiles and financing needs of today’s homeowners and investors. Founded by seasoned mortgage professionals, HomeXpress is dedicated to delivering flexible, responsible homeownership solutions with urgency, competence, integrity, resourcefulness, and reliability — providing exceptional value to borrowers, partners, and employees.

Mission statement: To keep borrowers’ best interests at heart with personalized home solutions, whether inside or outside of traditional financing requirements

What you need to know: Monthly, we celebrate employee achievements across all departments, host contests with gift cards and company-store credits, and highlight individual contributions through employee spotlights. Leadership development programs train first-time managers and emerging executives, supporting internal promotion. We offer comprehensive benefits, 401(k) matching, full medical and dental coverage, and catered lunches Monday through Thursday to foster teamwork and connection.

Leader Bank

Arlington, Massachusetts
leaderbank.com
Company Type: Lender
Employees: 400

Founded in 2002, Leader Bank is a Massachusetts-based entrepreneurial financial institution that approaches banking and lending differently with a focus on world-class client service and innovation to meet the needs of its clients. At its founding, Leader Bank had $6.5 million in assets – in the two decades since, the Bank has grown to the 13th largest bank in the Commonwealth with $5 billion in assets. Leader Bank’s team members have been at the forefront of supporting the Bank’s rapid growth and client-oriented solutions over the last two decades.

Mission statement: Leader Bank’s mission is to create a positive experience for our clients by constantly improving and innovating our products and services.

What you need to know: Leader Bank fosters a culture of innovation, collaboration, and flexibility-earning recognition as a Top Remote Workplace and one of the Best Places to Work in Massachusetts and in Boston. We prioritize team member well-being, professional growth, and inclusivity, creating an environment where talent thrives. Our commitment to excellence and adaptability empowers teams to deliver exceptional service while enjoying a supportive, dynamic workplace.

LeaderOne Financial Corporation

Overland Park, Kansas
leaderonefinancial.com
Company Type: Lender
Employees: 500

LeaderOne Financial Corporation is a Top Workplace where people come first. Our team thrives in a culture of trust, collaboration, and innovation which empowers our teams to make a real impact in the industry every day. For over 30 years, we’ve helped generations of families across the country achieve homeownership. We believe success starts with our people: when they grow, our customers win. Together, we’re building a smarter, more human approach to home lending.

Mission statement: LeaderOne Financial stands as a trusted mortgage lender, focused on helping individuals and families achieve their homeownership dreams.

What you need to know: We celebrate employee achievements through both company-wide and local recognition efforts. This includes shoutouts in team meetings and company communications, milestone and anniversary celebrations, leadership spotlights that highlight employees living out our values of collaboration, transparency, and unity, and our annual sales trip that rewards top performers for their exceptional achievements.

LoanPeople

Austin, Texas
loanpeople.com
Company Type: Lender
Employees: 128

LoanPeople is a leading mortgage company built on relationships, integrity, and results. We empower our team with cutting-edge products, marketing, and technology combined with a supportive culture so they can deliver exceptional service to every borrower, every time. From first homes to dream homes, we make financing efficient, transparent, and personal — because people are at the heart of what we do. Our commitment to excellence and genuine care has earned us lasting trust from clients and business partners, and a reputation as one of the industry’s top workplaces

Mission statement: LoanPeople is the co. of choice for employees to grow their careers, bus. partners to refer their clients, & consumers to close their loans.

What you need to know: LoanPeople celebrates employees year-round. Our platform lets teammates give points and public shoutouts for wins and extra effort, highlighted on quarterly AllPeeps calls where we also honor industry awards and life milestones. Each January we host an Employee Appreciation event with production awards and Peeps Awards for innovation, leadership, positivity, and excellence. Monthly gatherings – from matinees to bowling – welcome families, while birthdays, work anniversaries, and top producer achievements earn special recognition and prizes.

Longbridge Financial, LLC

Paramus, New Jersey
longbridge-financial.com
Company Type: Lender
Employees: 499

Longbridge Financial provides innovative home equity solutions for older homeowners, helping them unlock The Power of Home® for greater financial flexibility to improve their retirement. As a respected leader in transforming the senior home equity lending landscape, Longbridge Financial offers the FHA Home Equity Conversion Mortgage (HECM), its proprietary Platinum suite, and the first-of-its-kind HELOC For Seniors®. Built on integrity, transparency, and unmatched service, Longbridge is committed to responsibly serving its borrowers and partners alike.

Mission statement: Longbridge Financial is leading the way in helping seniors unlock home equity responsibly to enhance retirement and beyond.

What you need to know: At Longbridge, recognition is woven into our culture. Employees are honored with Above & Beyond awards, Kudos Bucks, and spot bonuses for exceptional performance. Company-wide health and wellness events, referral bonuses, and holiday celebrations foster connection and camaraderie. Leaders regularly spotlight contributions in town halls and manager meetings, ensuring every employee feels seen, valued, and appreciated. This people-first approach reflects our core values of integrity, care, and respect – and reinforces that our company’s success is shared success.

NFM Lending

Linthicum, Maryland
nfmlending.com
Company Type: Lender
Employees: 1,115

NFM is a diverse team of pioneers, leaders, and champions. We draw on the differences in who we are, what we have experienced, and how we navigate the mortgage industry with an intent to be the best. We believe in the right of all people to participate in our winning culture, whether as an employee or a consumer. We believe attracting, developing, and retaining top talent creates benefits and competitive advantages for the company. We believe in the right of all people, regardless of background, to own a home.

Mission statement: Transform the mortgage industry landscape through a diverse workforce, business portfolio, and public outreach programs.

What you need to know: The company holds contests, holiday celebrations, and other initiatives to encourage collaboration and show employee appreciation. Our formal employee recognition program is based on our company values: Service, Innovation, Teamwork, and Excellence. Top employees are recognized each month in our Circle of Excellence video that includes small prizes. Our Annual Awards celebrate the best of the best with each honoree receiving a placard and a short profile of each is given during our awards ceremony.

NOVA Home Loans

Tucson, Arizona
novahomeloans.com
Company Type: Lender
Employees: 342

NOVA® Home Loans is Arizona’s largest privately owned mortgage lender and one of the most respected mortgage companies in each of the communities we serve. We focus on helping borrowers achieve their homeownership goals. In business for over 45 years, we firmly believe it is the people who work at NOVA who ensure the success of our company. NOVA offers the efficiency of a bank and the flexibility of a broker, all under one roof. This quick, smart and local approach of taking a loan from start to finish gives our borrowers a refreshing experience superior to other lenders.

Mission statement: NOVA is committed to helping as many clients as possible achieve their goals of homeownership.

What you need to know: In addition to listening to our employees, we also share our profits. When the company does well, we recognize that everyone is equally important and profits are shared. We also offer an employee engagement program, annual wellness funds, employee appreciation events, competitive health benefits, an award-winning 401k plan with company matching contribution – this list goes on!

Paramount Residential Mortgage Group, Inc.

Corona, California
prmg.net
Company Type: Lender
Employees: 1,500

Built by Originators, for Originators® For over two decades, PRMG has been a powerhouse in the mortgage industry — trusted, innovative, and driven to serve. Ranked among the top 10 privately held mortgage bankers, we’ve guided thousands of families nationwide. As a forward-thinking multi-channel lender, our cutting-edge tech empowers originators and TPO partners to deliver excellence. At the core is our unique culture — passionate people, organic growth, and a shared commitment to integrity. PRMG NOW! Bringing your best — every day, every moment.

Mission statement: Built by Originators, for Originators-driven to serve families with trusted expertise, innovation, and a culture rooted in passionate people

What you need to know: PRMG hosts dynamic annual sales rallies and leadership conferences celebrating the outstanding achievements of our top performers across sales and operations. Our highest-producing retail and TPO teams are rewarded with unforgettable trips to exotic destinations, where they connect and engage directly with ownership in meaningful ways. We also spotlight our incredible employees through “Raving Fans” testimonials, our quarterly Behind the Scenes magazine, and our PRMG Now social media platforms-all dedicated to showcasing the heart of PRMG: our people!

Premier Mortgage Resources

Meridian, Idaho
pmrloans.com
Company Type: Lender
Employees: 491

Premier Mortgage Resources (PMR) is an employee-owned mortgage company built on heart, hustle, and hometown values. We combine local expertise with national strength to deliver exceptional home financing experiences. Our people-first culture empowers every team member to grow, innovate, and make an impact. Recognized as one of the best places to work, PMR is where passion meets purpose, helping families achieve homeownership and employees build meaningful, rewarding careers.

Mission statement: Empowering valued employees to grow, thrive, and help more families achieve the dream of homeownership, that’s the PMR way

What you need to know: PMR celebrates its people year-round through recognition programs, company events, and personal appreciation. From shoutouts and awards to Top Producer Trips and milestone celebrations, we honor hard work, collaboration, and heart. As an employee-owned company, PMR ensures every team member feels valued, supported, and proud to be part of a culture that truly recognizes their impact and contribution.

Prime Lending

Dallas, Texas
primelending.com
Company Type: Lender
Employees: 1,272

We’re more than a Top 10 national lender* — we’re a people-powered team driven by integrity, innovation, and heart. At PrimeLending, originators have the freedom to grow, the tools to win, and the leadership that listens and acts. Backed by financial strength, award-winning technology, and a culture that celebrates bold ideas and real results, we’re redefining what success looks like in mortgage lending — and achieving it together every day. (*Scotsman Guide)

Mission statement: To have a profound and positive impact on the lives of all we serve-our customers, our teammates, and our communities.

What you need to know: Our nationwide Power Producers program celebrates top-performing loan officers who achieve excellence and lead by example. We’re proud to grow from within, developing and promoting talent across every level of the organization. Recognition continues year-round through Remarkable Reviews, Herd Heroes, Extra Mile Awards, and Keys to Our Culture-programs that spotlight exceptional performance and everyday acts of teamwork, service, and care.

Rapid Mortgage Company

Cincinnati, Ohio
rapidmortgage.com
Company Type: Lender
Employees: 92

At Rapid Mortgage, we believe people work best when they feel supported, trusted, and valued. That’s why we have built a culture free from red tape, where decisions are made quickly and leadership is always accessible. We equip our loan officers with the tools, marketing, and personal guidance they need to grow their business and serve their clients with excellence — while still having a life they love.

Mission statement: We grow by putting people first-serving every partner and client with care, urgency, and a commitment to their success.

What you need to know: At Rapid Mortgage, we celebrate our people often and with purpose. From shout-out emails and monthly sales leader spotlights to team lunches and DoorDash rewards, we make appreciation part of our culture. We recognize birthdays, anniversaries, and client praise on social media, and invest in our employees’ growth through sponsored professional development opportunities.

Rate

Chicago, Illinois
rate.com
Company Type: Lender
Employees: 3,915

Rate is redefining what a modern mortgage company can be. Powered by award-winning fintech, a seamless digital experience, and 3,900+ industry-leading professionals, Rate delivers speed, transparency, and certainty for today’s homebuyers. With tools like Same Day Mortgage, PowerVP, and the Rate App, we’re transforming lending into a tech-enabled lifestyle experience, while building a vibrant, inclusive culture that fuels innovation.

Mission statement: Our mission is to be the #1 mortgage lender and fintech company through innovation, great service, and a commitment to growing for good.

What you need to know: Rate recognizes exceptional performance in meaningful and memorable ways. Employees are celebrated through Chairman’s Circle and President’s Club retreats, 15+ Year Legacy Leader honors, milestone gifts signed by executive leadership, and RateVibe peer appreciation. Personalized messages and companywide celebrations spotlight those who exemplify our Core Values, ensuring great work is always seen and valued.

American Financial Network, Inc.

Brea, California
afncorp.com
Company Type: Lender
Employees: 1,183

American Financial Network, Inc. (AFN) is a trusted, family-owned nationwide mortgage lender in its 25th year of business, licensed in all 50 states, D.C., and Puerto Rico. Under the steady leadership of its award-winning CEO and executive team, AFN and its hundreds of employees flourish in AFN’s family-oriented environment. To stay competitive, AFN continually embraces and deploys the latest technology, always striving to make homebuyers’ experience the best it can be. This also allows AFN employees to work smarter, not harder, by removing menial tasks from their workload.

American Pacific Mortgage

Roseville, California
apmortgage.com
Company Type: Lender-Brokerage
Employees: 2,700

American Pacific Mortgage (APM) is a 49% employee-owned independent mortgage banker with 2,700+ team members and 400+ branches nationwide. Guided by our mission of Creating Experiences That Matter, we combine a people-first culture with industry-leading performance. We empower our loan officers with innovative technology, marketing, and loan programs while fostering collaboration, ownership, and service so that they can offer the very best experience to our customers. At APM, we help our people thrive so more families can achieve the dream of homeownership.

AnnieMac Home Mortgage

Mount Laurel, New Jersey
annie-mac.com
Company Type: Lender
Employees: 1,056

AnnieMac Home Mortgage is a national, full-service mortgage lender that has been providing families with innovative mortgage solutions since 2011. With a strong focus on personalized service, cutting-edge technology, and a commitment to making the home loan process seamless, AnnieMac continues to grow its network, empower professionals, and make a lasting, positive impact in communities nationwide.

Atlantic Bay Mortgage Group

Virginia Beach, Virginia
atlanticbay.com
Company Type: Lender
Employees: 632

Founded in 1996, Atlantic Bay Mortgage Group is a privately owned national mortgage lender based in Virginia Beach. With 600+ associates across 11 states, we’ve stayed true to our core values for 26 years. We’ve served 130,000+ homeowners and are proud to be one of the nation’s most trusted lenders. Atlantic Bay has been recognized as a Top 100 Mortgage Company, Best Mortgage Company, Most Enjoyable Place to Work, and an Inc. 500 Fastest Growing Company. Through AB Cares, the company has also given $2M+ to charities and events that promote the passions of our community.

Citywide Home Mortgage

Sandy, Utah
citywidehm.com
Company Type: Lender
Employees: 397

Citywide has redefined mortgage lending through empowerment and innovation. We’ve built a culture where entrepreneurial leaders thrive with direct access to decision-makers, robust resources and the autonomy to deliver boutique-caliber service. We invest in our people from day one via mentorship, development and clear career pathways. Our flat organizational structure eliminates unnecessary hierarchy, enabling every team member to contribute meaningfully as we deploy innovative technology balanced with authentic human connection to drive exceptional results.

CMG Financial

San Ramon, California
cmgfi.com
Company Type: Lender
Employees: 4,500

CMG Financial is a people-first mortgage lender where employees are empowered, connected, and supported. With accessible leadership and transparent communication, we create opportunities for growth at every level. Recognized among the industry’s top workplaces, CMG offers competitive benefits, meaningful work, and a culture built on integrity, innovation, and collaboration, where every team member has the chance to thrive.

Direct Mortgage Loans, LLC

Hunt Valley, Maryland
dirctmortgageloans.com
Company Type: Lender
Employees: 229

Direct Mortgage Loans, a privately owned lender in Hunt Valley, MD, delivers responsible lending and outstanding service. Each loan officer completes 40+ hours of training in federal law, ethics, and non-traditional lending. We’re committed to innovation, customer experience, and lifelong relationships. Through proactive, respectful communication, we foster teamwork, transparency, and accountability. With a solution-focused culture and positive attitude, we strive for extraordinary results.

Dominion Financial

Baltimore, Maryland
dominionfinancialservices.com
Company Type: Lender
Employees: 188

Dominion Financial, founded in 2002, is a leading private lender for real estate investors, specializing in DSCR rental loans and short-term bridge loans. Built from first-hand investing experience, we created the lender we always wanted. Today, we’ve expanded to serve mortgage brokers through our TPO and Wholesale channels, offering DSCR, Non-QM, and Closed-End Second loans. With a strong investment in AI, Dominion is redefining real estate lending, delivering the best rates, experience, and speed.

Emporium TPO

Frisco, Texas
emporiumtpo.com
Company Type: Lender
Employees: 115

Founded in 2021, Emporium TPO was built on the conviction that well-originated Non-QM loans are pivotal to the future of mortgages. Emporium TPO today stands as a transformative lender in the mortgage industry. We are dedicated to delivering high-quality products through hard work, united objectives and exceptional customer service. Based in Frisco, TX, our team has extensive experience establishing multi-channel production teams from the ground up. Collaborating with mortgage brokers and bankers nationwide, we strive to provide a broad suite of mortgage financing options.

Equity Smart Home Loans

South Pasadena, California
equitysmartloans.com
Company Type: Brokerage
Employees: 500

Equity Smart Home Loans was built BY loan officers, FOR loan officers. We believe our loan officers are our partners; they are special and should be treated as such. We are told daily by our loan officers that this company-wide belief is one of the many positive attributes that make us unique in our industry. We are dedicated to helping our loan officers build equity in themselves through coaching, training, and providing the best tools and resources the industry has to offer. Why? Simple. If you succeed, we succeed.

Express Capital Financing

Brooklyn, New York
expresscapitalfinancing.com
Company Type: Lender
Employees: 20

Express Capital Financing is more than a lender-we’re a high-performance, people-first workplace where every team member is trained, supported, and coached directly by ownership. We foster a culture built on integrity, accountability, teamwork, and extreme ownership. Our Loan Officers thrive with personalized training, a custom-built CRM, an in-house pricing engine, and unmatched leadership accessibility. We celebrate growth, collaboration, and excellence, empowering our people to build meaningful careers while delivering white-glove service to investors nationwide.

Fairway Home Mortgage

Madison, Wisconsin
fairway.com
Company Type: Lender
Employees: 4,441

Fairway Home Mortgage is a purpose-driven lender committed to creating an amazing experience for our employees and customers. We foster a culture of humility, growth, and fun-where speed to respond, consistent communication, and the best experience possible are a part of our core values. At Fairway, we believe in listening, staying balanced, and putting family first. Our people are our greatest asset, and we’re proud to be a place where careers thrive and lives are impacted.

Guild Mortgage

San Diego, California
guildmortgage.com
Company Type: Lender
Employees: 5,200

Guild Mortgage is where top-producing LOs thrive. With powerful tech, personalized marketing, and coaching that drives growth, Guild empowers you to build lasting relationships and close more loans. Our people-first culture, product diversity, and retained servicing mean you stay connected to your clients-and your future. Join a team that invests in your success. With award-winning satisfaction scores and a commitment to community, Guild delivers the promise of home-one relationship at a time.

Hartford Funding LTD

Woodbury, New York
hartfordfunding.com
Company Type: Lender
Employees: 102

Fairway Home Mortgage is a purpose-driven lender committed to creating an amazing experience for our employees and customers. We foster a culture of humility, growth, and fun-where speed to respond, consistent communication, and the best experience possible are a part of our core values. At Fairway, we believe in listening, staying balanced, and putting family first. Our people are our greatest asset, and we’re proud to be a place where careers thrive and lives are impacted.

InterLinc Mortgage

Houston, Texas
interlincmortgage.com
Company Type: Lender
Employees: 165

At InterLinc Mortgage, we are more than a mortgage company. We are a family committed to making homeownership dreams come true through a people first approach and hands on service. Recognized as a Top Workplace, we offer award winning leadership, competitive benefits, and opportunities for growth through our Production Summit and Circle of Excellence. Through the InterLinc Family Foundation, we give back to the communities we serve. Each year, we help 25,000 families achieve their goals with excellence, integrity, and heart.

Lendmire

Boone, North Carolina
lendmire.com
Company Type: Brokerage
Employees: 70

Lendmire was built on one belief – people deserve to be admired for who they are and what they can become. We’re redefining the mortgage experience through genuine support, purpose, and mentorship. Rooted in a culture of admiration, Lendmire empowers loan officers with elite training and access to the nation’s top lenders. Here, success is personal – we don’t just build careers, we build confidence, community, and legacy.

Lendz Financial

Fort Lauderdale, Florida
lendzfinancial.com
Company Type: Lender
Employees: 74

Lendz Financial is transforming wholesale lending with speed, innovation, and commitment to excellence. Specializing in Non-QM solutions, our broker-first approach combines smart tech with human connection to simplify every step from submission to close. Fueled by our values: Thrive Together, Act Like an Owner, and Exceed Expectations, we’re building lasting partnerships and a workplace that inspires excellence. Proudly certified as a Great Place to Work®.

Mortgage Professional Associates

Colleyville, Texas
mpahomeloans.com
Company Type: Brokerage
Employees: 31

Lendmire was built on one belief – people deserve to be admired for who they are and what they can become. We’re redefining the mortgage experience through genuine support, purpose, and mentorship. Rooted in a culture of admiration, Lendmire empowers loan officers with elite training and access to the nation’s top lenders. Here, success is personal – we don’t just build careers, we build confidence, community, and legacy.

Motto Franchising, LLC

Denver, Colorado
mottomortgage.com
Company Type: Brokerage
Employees: 50

With more than 205 offices open across over 40 states, Motto Franchising, LLC’s unique national franchise mortgage brokerage model is the first of its kind in the U.S. Created to disrupt the mortgage industry, the Motto Mortgage network connects loan originators and real estate agents to provide a seamless, personalized, one-stop experience for consumers. Motto Mortgage simplifies the path to franchise ownership, provides loan originators a place to thrive, and empowers borrowers to achieve their homeownership goals.

Nations Lending Corporation

Avon Lake, Ohio
nationslending.com
Company Type: Lender
Employees: 478

Nations Lending Corporation™ is a growing IMB in the U.S., headquartered in the Cleveland, Ohio area, licensed to lend in all 50 states. Our mission is to: Fuel dreams with compassion, one family, one home, one community at a time. We aim to tailor our customer service and a variety of programs to suit any home buyer’s needs. We’re a diverse workforce of employees of many ethnicities, encompassing all generations of employees. We empower employees to pursue their career goals, support their individual as well as professional, creative ideas, and promote diversity.

Neighborhood Loans Inc.

Downers Grove, Illinois
neighborhoodloans.com
Company Type: Lender
Employees: 730

Neighborhood Loans is a nationally recognized mortgage lender redefining the homebuying experience through education, innovation, and heart. Founded in 2009 by Reno Manuele and Tony Ameti, we empower clients and loan officers alike with a culture built on growth, collaboration, and genuine care. From first homes to dream homes, we’re proud to turn homeownership into community-one neighbor at a time.

NEO Home Loans

Snohomish, Washington
neohomeloans.com
Company Type: Lender
Employees: 340

At NEO Home Loans, we empower you with financial literacy and guide your journey to financial freedom. For over five years, we’ve built a community of innovators rooted in trust, gratitude, and purpose. Our people lead with heart to make homeownership empowering and transparent while championing financial literacy to help families build a better future. Now, as NEO x Better, we’re expanding that mission by combining innovation, technology, and humanity to make the dream of homeownership better for all.

New American Funding

Tustin, California
newamericanfunding.com
Company Type: Lender
Employees: 5,209

New American Funding (NAF) was founded in 2003 by Rick and Patty Arvielo in Orange County, Calif.. What started as a 30-employee call center has grown to 290 locations nationwide with a $73.5 billion servicing portfolio. NAF is committed to providing homeownership for all, and empowering underrepresented communities through the company’s NAF Promise initiatives like NAF Black Impact, Heroes, Latino Focus, and Pride. The company’s diverse team of more than 5,200 employees is its greatest asset, nurtured through mentorship and a culture of integrity and excellence.

NewDay USA

West Palm Beach, Florida
newdayusa.com
Company Type: Lender
Employees: 416

A leader in veteran mortgage lending for 20 years, NewDay USA has proudly served more than 100,000 veteran families nationwide. From buying a new home to refinancing, NewDay USA’s goal is to ensure veteran families improve their credit and get back on the road to savings to live the lives they always imagined and deserved. NewDay USA has an industry-leading Government National Mortgage Association (GNMA) record of loan performance with a delinquency rate that is two times lower than the industry average. Today, 95 percent of NewDay USA’s clients are enlisted veterans.

PENNYMAC

Westlake Village, California
pennymac.com
Company Type: Lender
Employees: 4,400

For over 17 years, Pennymac has been a respected mortgage lender and servicer, helping over 5M+ homeowners achieve their goals. We’re proud to be a Military Friendly Gold Employer, supporting veterans and military families with homeownership programs and careers. As a Most Loved Workplace (as seen in The Wall Street Journal), we foster a collaborative, growth-driven culture. By aligning top talent with cutting-edge AI tools, we streamline work and deliver consistent, innovative results.

PGS Home Loans

Carlsbad, California
pgshomeloans.com
Company Type: Brokerage
Employees: 21

PGS Home Loans is a top-50 independent mortgage broker built on speed, service, and trust. Headquartered in San Diego, we help families across California and beyond achieve homeownership with smart strategies and tailored loan solutions. Our culture is rooted in teamwork, accountability, and growth. We invest in our people so they can deliver world-class results for clients and partners. At PGS, excellence isn’t optional, it’s who we are.

Price Mortgage, LLC

Gilbert, Arizona
pricemortgage.com
Company Type: Brokerage
Employees: 120

Price Mortgage is a leading national mortgage broker committed to delivering exceptional financial benefits to our clients. We pass our wholesale rates and pricing directly to our customers, & we never charge any underwriting, processing, or application fees! Compare us to the competition and big banks-we’ll get you a lower house payment & save you thousands of dollars at closing. Our team of over 100 highly productive loan officers have the experience, creativity & flexibility to secure the best possible options for our clients that traditional banks simply cannot match.

Rize Mortgage

Plantation, Florida
rizemtg.com
Company Type: Brokerage
Employees: 320

Rize Mortgage is redefining what it means to work in mortgage banking. Our hybrid platform blends the freedom, flexibility, & entrepreneurial spirit of a broker with the stability, pricing, and resources of a direct lender. Backed by proprietary tech like MORTi-our AI-powered digital assistant-Rize simplifies lending, streamlines workflow, & empowers loan officers to focus on people, not paperwork. Beyond our tech, Rize is built on transparency, collaboration, & authenticity-a culture where innovation thrives, leaders stay approachable, and every team member has a voice.

UMortgage

Philadelphia, Pennsylvania
umortgage.com
Company Type: Brokerage
Employees: 326

UMortgage is a national mortgage company built to help Loan Originators create life-changing opportunities through homeownership. Powered by Tempo, our sales performance app fully integrated with our CRM and LOS, we deliver LOs real-time performance data that deepens client/agent relationships, earns referrals, and converts more leads into loans. A two-time Inc. 5000 honoree in 2024-25, we support LOs’ business growth with innovative marketing, a modern tech stack, 24/7 operations, and daily coaching, enabling them to focus on learning, growing, & getting better every day.

USA Mortgage

St. Louis, Missouri
usamortgage.com
Company Type: Lender
Employees: 478

USA Mortgage is 100% employee-owned, empowering every team member with a voice and a vested interest in our shared success. As the Home of Possibility, we’re passionate about simplifying the mortgage process and helping families achieve homeownership dreams. Guided by integrity, innovation, inclusion, and collaboration, our 475+ employee-owners work together to create an environment where purpose and potential thrive.

Vandyk Mortgage Corporation

Grand Rapids, Michigan
vandykmortgage.com
Company Type: Lender
Employees: 250

VanDyk Mortgage, established in 1987, is a national leader in the mortgage industry, serving customers in 48 states and Washington, D.C. With over 100,000 home loans closed, we’re dedicated to helping families achieve the dream of homeownership. Our 92 Net Promoter Score (NPS) and 4.9/5 customer rating reflect our commitment to providing exceptional service and care. We prioritize integrity, respect, and flexibility, creating a supportive environment for both customers and employees. At VanDyk, we believe in building success together.

Waterstone Mortgage

Brookfield, Wisconsin
waterstonemortgage.com
Company Type: Lender
Employees: 436

Waterstone Mortgage is a dynamic and forward-thinking company that has earned its reputation as a leading mortgage lender for more than two decades. Our mission is to simplify the mortgage process through cutting-edge technology, innovative loan products, and clear, effective communication – delivering an elite mortgage experience for every client. We take pride in maintaining a workplace culture that balances professionalism with positivity, empowering our employees with the tools, support, and motivation they need to grow their skills and thrive in their careers.

wemlo

Boca Raton, Florida
wemlo.io
Company Type: Service
Employees: 39

As a broker-centric loan processing company, wemlo®, merges human connection and easy-to-use technology to simplify the entire mortgage process. The company provides highly qualified, customer-centric processing talent, and access to an extensive list of supported lenders and loan products to help customers get faster, more effective results. Since its inception, wemlo has been the trusted choice for nearly 550 mortgage brokerages across the country and has processed over 8,000 loans.

2026 Top Workplaces

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Featured Top Workplaces

Acrisure Mortgage

Orlando, Florida
acrisuremortgage.com
Company Type: Lender
Employees: 650

Acrisure Mortgage is a Top 10 national mortgage lender based in Orlando, FL. Licensed in 49 states and supported by more than 19,000 professionals across Acrisure, we specialize in residential mortgage lending through our retail and wholesale/correspondent channels. Our comprehensive offerings include purchase, refinance, construction and renovation loans tailored to meet the unique needs of homebuyers, homeowners and partners

Mission statement:To build meaningful relationships and provide mortgage solutions for our partners, our customers, and our Acrisure Team across the nation.

What you need to know: We believe appreciation should be felt and seen. We regularly share shoutouts and kudos on our intranet to celebrate team wins and individual achievements. Our President’s Club honors standout team members across all departments through management nominations, not just sales rankings. We also host regular event both virtual and in person like our Talk Scoop and Branch Road Shows to stay connected and strengthen our team spirit across the U.S. We love to get as much facetime as we can with each other.

American Heritage Lending

Irvine, California
ahlend.com
Company Type: Lender
Employees: 277

American Heritage Lending, LLC is a national lender specializing in Non-QM and Residential Transitional Lending, headquartered in Irvine, CA. Founded in 2004, we’re licensed nationwide and built on creating a caring, seamless experience for the families we serve. Our culture and people are our greatest assets, a knowledgeable, passionate team driven by shared values, transparency, and relationships that extend far beyond funding.

Mission statement: Redefining Non-QM lending, where speed meets service, flexibility builds trust, and every deal moves clients closer to their goals.

What you need to know: At American Heritage Lending, we celebrate our people through recognition, rewards, and connection. We spotlight achievements with monthly shout-outs, anniversaries, and company events, and keep engagement high with weekly fun surveys, games, and a team-focused newsletter. Employees earn “AHL Credit” to use in our store and send to coworkers for great work, creating a culture of appreciation, positivity, and shared success every day.

Atlantic Coast Mortgage

Fairfax, Virginia
atlanticcoastmortgage.com
Company Type: Lender
Employees: 303

Founded in 2011, Atlantic Coast Mortgage embodies a people-first culture built on commitment, character and innovation. Growing from 16 employees to over 300, and now operating in 40 states, our team is the most essential factor in our mission to redefine the mortgage industry. With a “one team, one mission” mindset, we are people-focused as we build connections with our customers because we believe that a closed loan is not the end of our relationship — it is just the beginning.

Mission statement: At ACM, we empower people to build brighter futures through the financial freedom and the security of homeownership.

What you need to know: With a one-team, one-mission mindset, we are people-focused not just on our customers but each and every employee. Through a robust calendar of employee appreciation and engagement activities, wellness initiatives, and learning opportunities, employees at ACM can experience not only professional growth but also true personal development. At ACM we place a high value on our employees’ work-life balance by providing flexible hours, paid leave for holidays, vacation, sick days, bereavement, maternity and paternity leave, and every employee gets their birthday off.

Churchill Mortgage

Brentwood, Tennessee
churchillmortgage.com
Company Type: Lender
Employees: 114

Founded in 1992, Churchill Mortgage is a full-service and financially sound leader in the industry, providing conventional, FHA, VA and USDA residential mortgages across 48 states and the District of Columbia. As heard on Dave Ramsey’s nationally syndicated radio show, the lender’s mission is to help borrowers achieve debt-free homeownership. The company was established as an ESOP by founder and president Mike Hardwick in 2013.

Mission statement: We believe it is our mission to help clients make great financial decisions and guide them toward a mortgage that gives them more.

What you need to know: We have annual awards and recognitions for our production team. The winners typically receive a vacation. We also give mini vacations throughout the year to employees whose managers believe they have gone above and beyond. Another annual award we also do is the sought-after and admired “Broomsweeper” award, which is voted on by our employees. This award is given to the employee who other employees believe is the company’s most valuable teammate. This employee goes above and beyond the duties of his or her role to do whatever it takes to help their teammates succeed.

Coast2Coast Mortgage, LLC

St. Augustine, Florida
coast2coastmortgage.com
Company Type: Brokerage
Employees: 380

Founded in 2010 by two men seeking to offer MLOs an environment where they could feel valued, supported, inspired and appreciated. A place built on trust — where people can thrive and feel empowered. Today, we have more than 380 employees, never once wavering from our initial concept. We reflect a steadfast commitment to each other and our industry. We offer insurance, retirement services, friendly, helpful management, and recognition for production. We are more than a workplace; we are a family. It’s the foundation of our shared allegiance.

Mission statement: A commitment to provide guidance for all types homeownership or commercial endeavors through honest, transparent, personalized assistance.

What you need to know: There are rewards and all expense paid trips as a group for top 10 producers. Production is published monthly. Email blasts are sent with MLO information extolling their individual excellence.

CrossCountry Mortgage

Cleveland, Ohio
ccm.com
Company Type: Lender
Employees: 7,000

More than the nation’s #1 retail mortgage lender; CCM is a people-first company built on purpose, passion and care. Since 2003, CCM has grown to more than 7,000 employees servicing loans across all 50 states, D.C. and Puerto Rico. Through innovative technology, a diverse product suite, more than 120 mortgage, refinance and home equity solutions and a culture rooted in connection, CCM empowers homebuyers to achieve their dreams while supporting and strengthening communities nationwide. CCM leads with heart and commitment in everything it does.

Mission statement: Our vision is to become the most referred mortgage lender in every community we serve while making every mortgage feel like a win.

What you need to know: CCM celebrates achievements in lasting ways. From development programs to wellness initiatives, incentive trips, leaderboards and milestone celebrations. At our HQ, employees enjoy engagement events featuring food, team-building activities and prizes as well as a state-of-the-art gym with a trainer, free fitness classes and free coffee in the cafe. Employees also have regular opportunities to volunteer through CCM Cares. CCM’s workplace experience is designed to help employees thrive and make every community we service a better place to live, work and raise a family.

CTC Mortgage

West Palm Beach, Florida
ctcmortgage.com
Company Type: Lender
Employees: 21

Kolter Financial Services started CTC Mortgage in 2010 as an exclusive financial service for its clients. Since then, we have expanded into four states. Our Licensed Loan Officers are experienced in purchase and refinance loans, and many specialize in specific loan types. Whether you are purchasing or refinancing, CTC Mortgage Company is dedicated to helping you meet your financial goals, with the most favorable terms and at the lowest overall cost.

Mission statement: Clear to Close isn’t just a goal-it’s our promise of expert guidance, great rates, and lasting relationships.

What you need to know: At CTC Mortgage, employee appreciation is woven into the fabric of our culture. We celebrate our team’s dedication through formal recognition programs, such as our participation in the Top Workplaces awards, which reflect our commitment to creating a supportive and thriving environment. We actively seek employee feedback to improve our workplace and ensure every voice is heard. From personalized thank-you messages to performance-based promotions and team celebrations, we make it a priority to recognize the hard work and contributions that drive our success.

Delmar Mortgage

St. Louis, Missouri
delmarmortgage.com
Company Type: Lender
Employees: 151

Delmar Mortgage has a 60-year legacy of proven success helping top producers thrive. Here, innovation meets integrity, and our sales team always comes first. Our platform blends national strength with boutique-level support, truly transparent pricing, a dedicated operations team that handles the heavy lifting, and a full-service marketing department that keeps your business moving forward. That’s the Delmar Difference: in your community, in your corner, powering your business.

Mission statement: Trusted mortgage advisors building better communities through empowered homeownership.

What you need to know: We celebrate our team through sales benchmarks, career milestones, and everyday personal and professional wins-shared loud and proud at every level. Peer-to-peer nominations lead to monthly employee-selected charities, with corporate donations and staff matches. Top producers earn national honors and recognition trips. Monthly meetings, both in-person and virtual, spotlight all of the above. Leaders show gratitude through flexibility and transparency. From peer praise to public applause, our people always feel seen, heard, and valued.

Geraci, LLP

Phoenix, Arizona
geracillp.com
Company Type: Lender
Employees: 50

The name ‘Geraci’ holds significant weight, not only due to the law firm itself and the clients we represent, but also because of the many subsidiaries that have shaped and supported this vertical. Geraci is more than just a name; it represents a strong team spirit. Working here means being part of a team led by a true entrepreneur and leader, Anthony Geraci. He has set the tone for this industry, and his leadership style emphasizes autonomy, creativity, and independent thought. That’s what separates true leaders from those who simply hold a title.

Mission statement: Geraci, LLP strives to be a trusted partner and a name the industry can rely on.

What you need to know: Geraci, LLP is quick to reward and quick to promote those who have a passion for what they do. Not only are they rewarded financially, but they are also publicly acknowledged, thanked and respected with not only accolades from the executive team, but the constant support and encouragement to flourish professionally.

Highlands Residential Mortgage

Allen, Texas
highlandsmortgage.com
Company Type: Lender
Employees: 464

From the start, our mission has been simple: to provide a Higher Standard of Lending. It’s never been just about mortgages, it’s about people. Every loan we close represents a family, a dream, a future. That commitment to service has led us to be recognized as the #1 Mortgage Company in America for Customer Satisfaction and we couldn’t be prouder. What makes Highlands truly special isn’t just the experience we provide our clients, it’s the people behind it. It reflects the strong culture we have at Highlands. We focus on providing the BEST homebuying experience!

Mission statement: Our Mission is to provide superior quality service that Employees can take pride in and customers would refer to their family and friends.

What you need to know: Highlands recognizes employees in many ways. Their tenure, provides Team lunches, games and shout out meetings. Celebrate holidays.  Recognition of Top Producers at Annual Awards Incentive Trip.  We have our Recognize Program within Outlook where all employees can recognize each other.  We also give a shout out to employees in the monthly Newsletter.   Our employees are awarded bonuses and merit raises for their exceptional performance.  The company provides tools and training to enhance their career growth.  Highlands is proud of each and every Team Member!

HomeXpress Mortgage Corp.

Santa Ana, California
homexmortgage.com.com
Company Type: Lender
Employees: 330

Serving the mortgage market since 2015, HomeXpress is a leading Non-QM, full-service wholesale lender offering a full suite of products tailored to meet the unique profiles and financing needs of today’s homeowners and investors. Founded by seasoned mortgage professionals, HomeXpress is dedicated to delivering flexible, responsible homeownership solutions with urgency, competence, integrity, resourcefulness, and reliability — providing exceptional value to borrowers, partners, and employees.

Mission statement: To keep borrowers’ best interests at heart with personalized home solutions, whether inside or outside of traditional financing requirements

What you need to know: Monthly, we celebrate employee achievements across all departments, host contests with gift cards and company-store credits, and highlight individual contributions through employee spotlights. Leadership development programs train first-time managers and emerging executives, supporting internal promotion. We offer comprehensive benefits, 401(k) matching, full medical and dental coverage, and catered lunches Monday through Thursday to foster teamwork and connection.

Leader Bank

Arlington, Massachusetts
leaderbank.com
Company Type: Lender
Employees: 400

Founded in 2002, Leader Bank is a Massachusetts-based entrepreneurial financial institution that approaches banking and lending differently with a focus on world-class client service and innovation to meet the needs of its clients. At its founding, Leader Bank had $6.5 million in assets – in the two decades since, the Bank has grown to the 13th largest bank in the Commonwealth with $5 billion in assets. Leader Bank’s team members have been at the forefront of supporting the Bank’s rapid growth and client-oriented solutions over the last two decades.

Mission statement: Leader Bank’s mission is to create a positive experience for our clients by constantly improving and innovating our products and services.

What you need to know: Leader Bank fosters a culture of innovation, collaboration, and flexibility-earning recognition as a Top Remote Workplace and one of the Best Places to Work in Massachusetts and in Boston. We prioritize team member well-being, professional growth, and inclusivity, creating an environment where talent thrives. Our commitment to excellence and adaptability empowers teams to deliver exceptional service while enjoying a supportive, dynamic workplace.

LeaderOne Financial Corporation

Overland Park, Kansas
leaderonefinancial.com
Company Type: Lender
Employees: 500

LeaderOne Financial Corporation is a Top Workplace where people come first. Our team thrives in a culture of trust, collaboration, and innovation which empowers our teams to make a real impact in the industry every day. For over 30 years, we’ve helped generations of families across the country achieve homeownership. We believe success starts with our people: when they grow, our customers win. Together, we’re building a smarter, more human approach to home lending.

Mission statement: LeaderOne Financial stands as a trusted mortgage lender, focused on helping individuals and families achieve their homeownership dreams.

What you need to know: We celebrate employee achievements through both company-wide and local recognition efforts. This includes shoutouts in team meetings and company communications, milestone and anniversary celebrations, leadership spotlights that highlight employees living out our values of collaboration, transparency, and unity, and our annual sales trip that rewards top performers for their exceptional achievements.

LoanPeople

Austin, Texas
loanpeople.com
Company Type: Lender
Employees: 128

LoanPeople is a leading mortgage company built on relationships, integrity, and results. We empower our team with cutting-edge products, marketing, and technology combined with a supportive culture so they can deliver exceptional service to every borrower, every time. From first homes to dream homes, we make financing efficient, transparent, and personal — because people are at the heart of what we do. Our commitment to excellence and genuine care has earned us lasting trust from clients and business partners, and a reputation as one of the industry’s top workplaces

Mission statement: LoanPeople is the co. of choice for employees to grow their careers, bus. partners to refer their clients, & consumers to close their loans.

What you need to know: LoanPeople celebrates employees year-round. Our platform lets teammates give points and public shoutouts for wins and extra effort, highlighted on quarterly AllPeeps calls where we also honor industry awards and life milestones. Each January we host an Employee Appreciation event with production awards and Peeps Awards for innovation, leadership, positivity, and excellence. Monthly gatherings – from matinees to bowling – welcome families, while birthdays, work anniversaries, and top producer achievements earn special recognition and prizes.

Longbridge Financial, LLC

Paramus, New Jersey
longbridge-financial.com
Company Type: Lender
Employees: 499

Longbridge Financial provides innovative home equity solutions for older homeowners, helping them unlock The Power of Home® for greater financial flexibility to improve their retirement. As a respected leader in transforming the senior home equity lending landscape, Longbridge Financial offers the FHA Home Equity Conversion Mortgage (HECM), its proprietary Platinum suite, and the first-of-its-kind HELOC For Seniors®. Built on integrity, transparency, and unmatched service, Longbridge is committed to responsibly serving its borrowers and partners alike.

Mission statement: Longbridge Financial is leading the way in helping seniors unlock home equity responsibly to enhance retirement and beyond.

What you need to know: At Longbridge, recognition is woven into our culture. Employees are honored with Above & Beyond awards, Kudos Bucks, and spot bonuses for exceptional performance. Company-wide health and wellness events, referral bonuses, and holiday celebrations foster connection and camaraderie. Leaders regularly spotlight contributions in town halls and manager meetings, ensuring every employee feels seen, valued, and appreciated. This people-first approach reflects our core values of integrity, care, and respect – and reinforces that our company’s success is shared success.

NFM Lending

Linthicum, Maryland
nfmlending.com
Company Type: Lender
Employees: 1,115

NFM is a diverse team of pioneers, leaders, and champions. We draw on the differences in who we are, what we have experienced, and how we navigate the mortgage industry with an intent to be the best. We believe in the right of all people to participate in our winning culture, whether as an employee or a consumer. We believe attracting, developing, and retaining top talent creates benefits and competitive advantages for the company. We believe in the right of all people, regardless of background, to own a home.

Mission statement: Transform the mortgage industry landscape through a diverse workforce, business portfolio, and public outreach programs.

What you need to know: The company holds contests, holiday celebrations, and other initiatives to encourage collaboration and show employee appreciation. Our formal employee recognition program is based on our company values: Service, Innovation, Teamwork, and Excellence. Top employees are recognized each month in our Circle of Excellence video that includes small prizes. Our Annual Awards celebrate the best of the best with each honoree receiving a placard and a short profile of each is given during our awards ceremony.

NOVA Home Loans

Tucson, Arizona
novahomeloans.com
Company Type: Lender
Employees: 342

NOVA® Home Loans is Arizona’s largest privately owned mortgage lender and one of the most respected mortgage companies in each of the communities we serve. We focus on helping borrowers achieve their homeownership goals. In business for over 45 years, we firmly believe it is the people who work at NOVA who ensure the success of our company. NOVA offers the efficiency of a bank and the flexibility of a broker, all under one roof. This quick, smart and local approach of taking a loan from start to finish gives our borrowers a refreshing experience superior to other lenders.

Mission statement: NOVA is committed to helping as many clients as possible achieve their goals of homeownership.

What you need to know: In addition to listening to our employees, we also share our profits. When the company does well, we recognize that everyone is equally important and profits are shared. We also offer an employee engagement program, annual wellness funds, employee appreciation events, competitive health benefits, an award-winning 401k plan with company matching contribution – this list goes on!

Paramount Residential Mortgage Group, LLC

Corona, California
prmg.net
Company Type: Lender
Employees: 1,500

Built by Originators, for Originators® For over two decades, PRMG has been a powerhouse in the mortgage industry — trusted, innovative, and driven to serve. Ranked among the top 10 privately held mortgage bankers, we’ve guided thousands of families nationwide. As a forward-thinking multi-channel lender, our cutting-edge tech empowers originators and TPO partners to deliver excellence. At the core is our unique culture — passionate people, organic growth, and a shared commitment to integrity. PRMG NOW! Bringing your best — every day, every moment.

Mission statement: Built by Originators, for Originators-driven to serve families with trusted expertise, innovation, and a culture rooted in passionate people

What you need to know: PRMG hosts dynamic annual sales rallies and leadership conferences celebrating the outstanding achievements of our top performers across sales and operations. Our highest-producing retail and TPO teams are rewarded with unforgettable trips to exotic destinations, where they connect and engage directly with ownership in meaningful ways. We also spotlight our incredible employees through “Raving Fans” testimonials, our quarterly Behind the Scenes magazine, and our PRMG Now social media platforms-all dedicated to showcasing the heart of PRMG: our people!

Premier Mortgage Resources

Meridian, Idaho
pmrloans.com
Company Type: Lender
Employees: 491

Premier Mortgage Resources (PMR) is an employee-owned mortgage company built on heart, hustle, and hometown values. We combine local expertise with national strength to deliver exceptional home financing experiences. Our people-first culture empowers every team member to grow, innovate, and make an impact. Recognized as one of the best places to work, PMR is where passion meets purpose, helping families achieve homeownership and employees build meaningful, rewarding careers.

Mission statement: Empowering valued employees to grow, thrive, and help more families achieve the dream of homeownership, that’s the PMR way

What you need to know: PMR celebrates its people year-round through recognition programs, company events, and personal appreciation. From shoutouts and awards to Top Producer Trips and milestone celebrations, we honor hard work, collaboration, and heart. As an employee-owned company, PMR ensures every team member feels valued, supported, and proud to be part of a culture that truly recognizes their impact and contribution.

Prime Lending

Dallas, Texas
primelending.com
Company Type: Lender
Employees: 1,272

We’re more than a Top 10 national lender* — we’re a people-powered team driven by integrity, innovation, and heart. At PrimeLending, originators have the freedom to grow, the tools to win, and the leadership that listens and acts. Backed by financial strength, award-winning technology, and a culture that celebrates bold ideas and real results, we’re redefining what success looks like in mortgage lending — and achieving it together every day. (*Scotsman Guide)

Mission statement: To have a profound and positive impact on the lives of all we serve-our customers, our teammates, and our communities.

What you need to know: Our nationwide Power Producers program celebrates top-performing loan officers who achieve excellence and lead by example. We’re proud to grow from within, developing and promoting talent across every level of the organization. Recognition continues year-round through Remarkable Reviews, Herd Heroes, Extra Mile Awards, and Keys to Our Culture-programs that spotlight exceptional performance and everyday acts of teamwork, service, and care.

Rapid Mortgage Company

Cincinnati, Ohio
rapidmortgage.com
Company Type: Lender
Employees: 92

At Rapid Mortgage, we believe people work best when they feel supported, trusted, and valued. That’s why we have built a culture free from red tape, where decisions are made quickly and leadership is always accessible. We equip our loan officers with the tools, marketing, and personal guidance they need to grow their business and serve their clients with excellence — while still having a life they love.

Mission statement: We grow by putting people first-serving every partner and client with care, urgency, and a commitment to their success.

What you need to know: At Rapid Mortgage, we celebrate our people often and with purpose. From shout-out emails and monthly sales leader spotlights to team lunches and DoorDash rewards, we make appreciation part of our culture. We recognize birthdays, anniversaries, and client praise on social media, and invest in our employees’ growth through sponsored professional development opportunities.

Rate

Chicago, Illinois
rate.com
Company Type: Lender
Employees: 3,915

Rate is redefining what a modern mortgage company can be. Powered by award-winning fintech, a seamless digital experience, and 3,900+ industry-leading professionals, Rate delivers speed, transparency, and certainty for today’s homebuyers. With tools like Same Day Mortgage, PowerVP, and the Rate App, we’re transforming lending into a tech-enabled lifestyle experience, while building a vibrant, inclusive culture that fuels innovation.

Mission statement: Our mission is to be the #1 mortgage lender and fintech company through innovation, great service, and a commitment to growing for good.

What you need to know: Rate recognizes exceptional performance in meaningful and memorable ways. Employees are celebrated through Chairman’s Circle and President’s Club retreats, 15+ Year Legacy Leader honors, milestone gifts signed by executive leadership, and RateVibe peer appreciation. Personalized messages and companywide celebrations spotlight those who exemplify our Core Values, ensuring great work is always seen and valued.

More Top Workplaces

American Financial Network, Inc.

Brea, California
afncorp.com
Company Type: Lender
Employees: 1,183

American Financial Network, Inc. (AFN) is a trusted, family-owned nationwide mortgage lender in its 25th year of business, licensed in all 50 states, DC, and Puerto Rico. Under the steady leadership of its award-winning CEO and executive team, AFN and its hundreds of employees flourish in AFN’s family-oriented environment. To stay competitive, AFN continually embraces and deploys the latest technology, always striving to make homebuyers’ experience the best it can be. This also allows AFN employees to work smarter, not harder, by removing menial tasks from their workload.

American Pacific Mortgage

Roseville, California
apmortgage.com
Company Type: Lender
Employees: 2,700

American Pacific Mortgage (APM) is a 49% employee-owned independent mortgage banker with 2,700+ team members and 400+ branches nationwide. Guided by our mission of Creating Experiences That Matter, we combine a people-first culture with industry-leading performance. We empower our loan officers with innovative technology, marketing, and loan programs while fostering collaboration, ownership, and service so that they can offer the very best experience to our customers. At APM, we help our people thrive so more families can achieve the dream of homeownership.

AnnieMac Home Mortgage

Mount Laurel, New Jersey
annie-mac.com
Company Type: Lender
Employees: 1,056

AnnieMac Home Mortgage is a national, full-service mortgage lender that has been providing families with innovative mortgage solutions since 2011. With a strong focus on personalized service, cutting-edge technology, and a commitment to making the home loan process seamless, AnnieMac continues to grow its network, empower professionals, and make a lasting, positive impact in communities nationwide.

AnnieMac Home Mortgage

Mount Laurel, New Jersey
annie-mac.com
Company Type: Lender
Employees: 1,056

AnnieMac Home Mortgage is a national, full-service mortgage lender that has been providing families with innovative mortgage solutions since 2011. With a strong focus on personalized service, cutting-edge technology, and a commitment to making the home loan process seamless, AnnieMac continues to grow its network, empower professionals, and make a lasting, positive impact in communities nationwide.

Atlantic Bay Mortgage Group

Virginia Beach, Virginia
atlanticbay.com
Company Type: Lender
Employees: 632

Founded in 1996, Atlantic Bay Mortgage Group is a privately owned national mortgage lender based in Virginia Beach. With 600+ associates across 11 states, we’ve stayed true to our core values for 26 years. We’ve served 130,000+ homeowners and are proud to be one of the nation’s most trusted lenders. Atlantic Bay has been recognized as a Top 100 Mortgage Company, Best Mortgage Company, Most Enjoyable Place to Work, and an Inc. 500 Fastest Growing Company. Through AB Cares, the company has also given $2M+ to charities and events that promote the passions of our community.

Citywide Home Mortgage

Sandy, Utah
citywidehm.com
Company Type: Lender
Employees: 397

Citywide has redefined mortgage lending through empowerment and innovation. We’ve built a culture where entrepreneurial leaders thrive with direct access to decision-makers, robust resources and the autonomy to deliver boutique-caliber service. We invest in our people from day one via mentorship, development and clear career pathways. Our flat organizational structure eliminates unnecessary hierarchy, enabling every team member to contribute meaningfully as we deploy innovative technology balanced with authentic human connection to drive exceptional results.

CMG Financial

San Ramon, California
cmgfi.com
Company Type: Lender
Employees: 4,500

CMG Financial is a people-first mortgage lender where employees are empowered, connected, and supported. With accessible leadership and transparent communication, we create opportunities for growth at every level. Recognized among the industry’s top workplaces, CMG offers competitive benefits, meaningful work, and a culture built on integrity, innovation, and collaboration, where every team member has the chance to thrive.

Direct Mortgage Loans, LLC

Hunt Valley, Maryland
dirctmortgageloans.com
Company Type: Lender
Employees: 229

Direct Mortgage Loans, a privately owned lender in Hunt Valley, MD, delivers responsible lending and outstanding service. Each loan officer completes 40+ hours of training in federal law, ethics, and non-traditional lending. We’re committed to innovation, customer experience, and lifelong relationships. Through proactive, respectful communication, we foster teamwork, transparency, and accountability. With a solution-focused culture and positive attitude, we strive for extraordinary results.

Dominion Financial

Baltimore, Maryland
dominionfinancialservices.com
Company Type: Lender
Employees: 188

Dominion Financial, founded in 2002, is a leading private lender for real estate investors, specializing in DSCR rental loans and short-term bridge loans. Built from first-hand investing experience, we created the lender we always wanted. Today, we’ve expanded to serve mortgage brokers through our TPO and Wholesale channels, offering DSCR, Non-QM, and Closed-End Second loans. With a strong investment in AI, Dominion is redefining real estate lending, delivering the best rates, experience, and speed.

Emporium TPO

Frisco, Texas
emporiumtpo.com
Company Type: Lender
Employees: 115

Founded in 2021, Emporium TPO was built on the conviction that well-originated Non-QM loans are pivotal to the future of mortgages. Emporium TPO today stands as a transformative lender in the mortgage industry. We are dedicated to delivering high-quality products through hard work, united objectives and exceptional customer service. Based in Frisco, TX, our team has extensive experience establishing multi-channel production teams from the ground up. Collaborating with mortgage brokers and bankers nationwide, we strive to provide a broad suite of mortgage financing options.

Equity Smart Home Loans

South Pasadena, California
equitysmartloans.com
Company Type: Brokerage
Employees: 500

Equity Smart Home Loans was built BY loan officers, FOR loan officers. We believe our loan officers are our partners; they are special and should be treated as such. We are told daily by our loan officers that this company-wide belief is one of the many positive attributes that make us unique in our industry. We are dedicated to helping our loan officers build equity in themselves through coaching, training, and providing the best tools and resources the industry has to offer. Why? Simple. If you succeed, we succeed.

Express Capital Financing

Brooklyn, New York
expresscapitalfinancing.com
Company Type: Lender
Employees: 20

Express Capital Financing is more than a lender-we’re a high-performance, people-first workplace where every team member is trained, supported, and coached directly by ownership. We foster a culture built on integrity, accountability, teamwork, and extreme ownership. Our Loan Officers thrive with personalized training, a custom-built CRM, an in-house pricing engine, and unmatched leadership accessibility. We celebrate growth, collaboration, and excellence, empowering our people to build meaningful careers while delivering white-glove service to investors nationwide.

Fairway Home Mortgage

Madison, Wisconsin
fairway.com
Company Type: Lender
Employees: 4,441

Fairway Home Mortgage is a purpose-driven lender committed to creating an amazing experience for our employees and customers. We foster a culture of humility, growth, and fun-where speed to respond, consistent communication, and the best experience possible are a part of our core values. At Fairway, we believe in listening, staying balanced, and putting family first. Our people are our greatest asset, and we’re proud to be a place where careers thrive and lives are impacted.

Guild Mortgage

San Diego, California
guildmortgage.com
Company Type: Lender
Employees: 5,200

Guild Mortgage is where top-producing LOs thrive. With powerful tech, personalized marketing, and coaching that drives growth, Guild empowers you to build lasting relationships and close more loans. Our people-first culture, product diversity, and retained servicing mean you stay connected to your clients-and your future. Join a team that invests in your success. With award-winning satisfaction scores and a commitment to community, Guild delivers the promise of home-one relationship at a time.

Hartford Funding Ltd.

Woodbury, New York
hartfordfunding.com
Company Type: Lender
Employees: 102

Founded in 1983, Hartford Funding is in its fifth decade of helping thousands of people achieve their homeownership goals. Navigating diverse housing markets across 30+ states, the company has grown by fostering new relationships and driving innovation. While always focused on the customer, Hartford’s largest investment is in its people and technology. By combining a dedicated team with advanced tools, they’ve streamlined the loan process for both borrowers and staff, ensuring efficiency and continued growth as a trusted industry leader.

InterLinc Mortgage

Houston, Texas
interlincmortgage.com
Company Type: Lender
Employees: 165

At InterLinc Mortgage, we are more than a mortgage company. We are a family committed to making homeownership dreams come true through a people first approach and hands on service. Recognized as a Top Workplace, we offer award winning leadership, competitive benefits, and opportunities for growth through our Production Summit and Circle of Excellence. Through the InterLinc Family Foundation, we give back to the communities we serve. Each year, we help 25,000 families achieve their goals with excellence, integrity, and heart.

Lendmire

Boone, North Carolina
lendmire.com
Company Type: Brokerage
Employees: 70

Lendmire was built on one belief – people deserve to be admired for who they are and what they can become. We’re redefining the mortgage experience through genuine support, purpose, and mentorship. Rooted in a culture of admiration, Lendmire empowers loan officers with elite training and access to the nation’s top lenders. Here, success is personal – we don’t just build careers, we build confidence, community, and legacy.

Lendz Financial

Fort Lauderdale, Florida
lendzfinancial.com
Company Type: Lender
Employees: 74

Lendz Financial is transforming wholesale lending with speed, innovation, and commitment to excellence. Specializing in Non-QM solutions, our broker-first approach combines smart tech with human connection to simplify every step from submission to close. Fueled by our values: Thrive Together, Act Like an Owner, and Exceed Expectations, we’re building lasting partnerships and a workplace that inspires excellence. Proudly certified as a Great Place to Work®.

Mortgage Professional Associates

Colleyville, Texas
mpahomeloans.com
Company Type: Brokerage
Employees: 31

Mortgage Professional Associates (MPA) is a Texas-based mortgage company redefining excellence in the lending industry. We believe success begins with people; empowering our team to innovate, grow, and lead with integrity. At MPA, collaboration and transparency fuel a culture where professionals thrive, clients are genuinely cared for, and every win is shared. Excellence is our everyday standard, powered by cutting-edge technology and innovative products. We’re not just creating better loans; we’re shaping a better and  brighter future for both our team and our clients!

Motto Franchising, LLC

Denver, Colorado
mottomortgage.com
Company Type: Brokerage
Employees: 50

With more than 205 offices open across over 40 states, Motto Franchising, LLC’s unique national franchise mortgage brokerage model is the first of its kind in the U.S. Created to disrupt the mortgage industry, the Motto Mortgage network connects loan originators and real estate agents to provide a seamless, personalized, one-stop experience for consumers. Motto Mortgage simplifies the path to franchise ownership, provides loan originators a place to thrive, and empowers borrowers to achieve their homeownership goals.

Nations Lending Corporation

Avon Lake, Ohio
nationslending.com
Company Type: Lender
Employees: 50

With more than 205 offices open across over 40 states, Motto Franchising, LLC’s unique national franchise mortgage brokerage model is the first of its kind in the U.S. Created to disrupt the mortgage industry, the Motto Mortgage network connects loan originators and real estate agents to provide a seamless, personalized, one-stop experience for consumers. Motto Mortgage simplifies the path to franchise ownership, provides loan originators a place to thrive, and empowers borrowers to achieve their homeownership goals.

Neighborhood Loans Inc.

Downers Grove, Illinois
neighborhoodloans.com
Company Type: Lender
Employees: 730

Neighborhood Loans is a nationally recognized mortgage lender redefining the homebuying experience through education, innovation, and heart. Founded in 2009 by Reno Manuele and Tony Ameti, we empower clients and loan officers alike with a culture built on growth, collaboration, and genuine care. From first homes to dream homes, we’re proud to turn homeownership into community-one neighbor at a time.

NEO Home Loans

Snohomish, Washington
neohomeloans.com
Company Type: Lender
Employees: 340

At NEO Home Loans, we empower you with financial literacy and guide your journey to financial freedom. For over five years, we’ve built a community of innovators rooted in trust, gratitude, and purpose. Our people lead with heart to make homeownership empowering and transparent while championing financial literacy to help families build a better future. Now, as NEO x Better, we’re expanding that mission by combining innovation, technology, and humanity to make the dream of homeownership better for all.

New American Funding

Tustin, California
newamericanfunding.com
Company Type: Lender
Employees: 5,209

New American Funding (NAF) was founded in 2003 by Rick and Patty Arvielo in Orange County, Calif.. What started as a 30-employee call center has grown to 290 locations nationwide with a $73.5 billion servicing portfolio. NAF is committed to providing homeownership for all, and empowering underrepresented communities through the company’s NAF Promise initiatives like NAF Black Impact, Heroes, Latino Focus, and Pride. The company’s diverse team of more than 5,200 employees is its greatest asset, nurtured through mentorship and a culture of integrity and excellence.

NewDay USA

West Palm Beach, Florida
newdayusa.com
Company Type: Lender
Employees: 416

A leader in veteran mortgage lending for 20 years, NewDay USA has proudly served more than 100,000 veteran families nationwide. From buying a new home to refinancing, NewDay USA’s goal is to ensure veteran families improve their credit and get back on the road to savings to live the lives they always imagined and deserved. NewDay USA has an industry-leading Government National Mortgage Association (GNMA) record of loan performance with a delinquency rate that is two times lower than the industry average. Today, 95 percent of NewDay USA’s clients are enlisted veterans.

PENNYMAC

Westlake Village, California
pennymac.com
Company Type: Lender
Employees: 4,400

For over 17 years, Pennymac has been a respected mortgage lender and servicer, helping over 5M+ homeowners achieve their goals. We’re proud to be a Military Friendly Gold Employer, supporting veterans and military families with homeownership programs and careers. As a Most Loved Workplace (as seen in The Wall Street Journal), we foster a collaborative, growth-driven culture. By aligning top talent with cutting-edge AI tools, we streamline work and deliver consistent, innovative results.

PGS Home Loans

Carlsbad, California
pgshomeloans.com
Company Type: Brokerage
Employees: 21

PGS Home Loans is a top-50 independent mortgage broker built on speed, service, and trust. Headquartered in San Diego, we help families across California and beyond achieve homeownership with smart strategies and tailored loan solutions. Our culture is rooted in teamwork, accountability, and growth. We invest in our people so they can deliver world-class results for clients and partners. At PGS, excellence isn’t optional, it’s who we are.

Price Mortgage, LLC

Gilbert, Arizona
pricemortgage.com
Company Type: Brokerage
Employees: 120

Price Mortgage is a leading national mortgage broker committed to delivering exceptional financial benefits to our clients. We pass our wholesale rates and pricing directly to our customers, & we never charge any underwriting, processing, or application fees! Compare us to the competition and big banks-we’ll get you a lower house payment & save you thousands of dollars at closing. Our team of over 100 highly productive loan officers have the experience, creativity & flexibility to secure the best possible options for our clients that traditional banks simply cannot match.

Rize Mortgage

Plantation, Florida
rizemtg.com
Company Type: Brokerage
Employees: 320

Rize Mortgage is redefining what it means to work in mortgage banking. Our hybrid platform blends the freedom, flexibility, & entrepreneurial spirit of a broker with the stability, pricing, and resources of a direct lender. Backed by proprietary tech like MORTi-our AI-powered digital assistant-Rize simplifies lending, streamlines workflow, & empowers loan officers to focus on people, not paperwork. Beyond our tech, Rize is built on transparency, collaboration, & authenticity-a culture where innovation thrives, leaders stay approachable, and every team member has a voice.

UMortgage

Philadelphia, Pennsylvania
umortgage.com
Company Type: Brokerage
Employees: 326

UMortgage is a national mortgage company built to help Loan Originators create life-changing opportunities through homeownership. Powered by Tempo, our sales performance app fully integrated with our CRM and LOS, we deliver LOs real-time performance data that deepens client/agent relationships, earns referrals, and converts more leads into loans. A two-time Inc. 5000 honoree in 2024-25, we support LOs’ business growth with innovative marketing, a modern tech stack, 24/7 operations, and daily coaching, enabling them to focus on learning, growing, & getting better every day.

USA Mortgage

St. Louis, Missouri
usamortgage.com
Company Type: Lender
Employees: 478

USA Mortgage is 100% employee-owned, empowering every team member with a voice and a vested interest in our shared success. As the Home of Possibility, we’re passionate about simplifying the mortgage process and helping families achieve homeownership dreams. Guided by integrity, innovation, inclusion, and collaboration, our 475+ employee-owners work together to create an environment where purpose and potential thrive.

Vandyk Mortgage Corporation

Grand Rapids, Michigan
vandykmortgage.com
Company Type: Lender
Employees: 250

VanDyk Mortgage, established in 1987, is a national leader in the mortgage industry, serving customers in 48 states and Washington, D.C. With over 100,000 home loans closed, we’re dedicated to helping families achieve the dream of homeownership. Our 92 Net Promoter Score (NPS) and 4.9/5 customer rating reflect our commitment to providing exceptional service and care. We prioritize integrity, respect, and flexibility, creating a supportive environment for both customers and employees. At VanDyk, we believe in building success together.

Waterstone Mortgage

Brookfield, Wisconsin
waterstonemortgage.com
Company Type: Lender
Employees: 436

Waterstone Mortgage is a dynamic and forward-thinking company that has earned its reputation as a leading mortgage lender for more than two decades. Our mission is to simplify the mortgage process through cutting-edge technology, innovative loan products, and clear, effective communication – delivering an elite mortgage experience for every client. We take pride in maintaining a workplace culture that balances professionalism with positivity, empowering our employees with the tools, support, and motivation they need to grow their skills and thrive in their careers.

wemlo

Boca Raton, Florida
wemlo.io
Company Type: Service
Employees: 39

As a broker-centric loan processing company, wemlo®, merges human connection and easy-to-use technology to simplify the entire mortgage process. The company provides highly qualified, customer-centric processing talent, and access to an extensive list of supported lenders and loan products to help customers get faster, more effective results. Since its inception, wemlo has been the trusted choice for nearly 550 mortgage brokerages across the country and has processed over 8,000 loans.

Top Dollar Volume

Top FHA Volume

Top HELOC Volume

Most Loans Closed

Top Mortgage Brokers

Top Non-QM Volume

Top Purchase Volume

Top Refinance Volume

Top USDA Volume

Top VA Volume

Top Veteran Originators

Top Jumbo Originators

For Top Originators rankings going back to 2010, see the April editions of the magazine in our digital magazine library

Top Women Originators

Top Overall

Top Wholesale

Top Retail

Top Non-QM

Top FHA

Top VA

Top Correspondent

Top Bank Statement

Top DSCR

For Top Mortgage Lenders rankings going back to 2010, see the June editions of the magazine in our digital magazine library

Kurt Brandly | 36

Greenside Capital

Florida

11 years in business

President of Greenside Capital, a top boutique brokerage specializing in investor financing. Former top producer and leader at Rocket Mortgage who helped redevelop multiple client-facing roles, partnered with Morgan Stanley and American Express, and earned dual master’s degrees in Business and Finance while working full-time. Kurt is redefining the client experience around homeownership, wealth building, and financial literacy.

James Burton | 39

Southern Trust Mortgage

South Carolina

4 years in business

James Burton is a South Carolina mortgage loan officer known for Lending the Lowcountry. With over four years of experience and a proud family legacy in mortgage lending, James became a top producer early in his career. A Citadel graduate and avid outdoorsman, he’s recognized for his relentless dedication, five-star service, and commitment to being his clients’ lender for life.

JD Cutri | 34

Plaza Home Mortgage

California

11 years in business

JD Cutri is the VP of Non-Delegated Lending for Plaza Home Mortgage, where he is responsible for driving growth and expanding Plaza’s Non-Delegated Correspondent production nationwide. Throughout his career, Cutri has been recognized for his leadership and performance, earlier as Co-Founder of Plaza’s Young Mortgage Professionals Association and more recently earning Plaza’s Select Circle Award and ranking as one of the company’s top producers.

Nate Clear | 36

FirstFunding Inc

City, TX

15 years in business

Nate Clear, President of FirstFunding, is transforming warehouse lending through innovation and disciplined execution. He has doubled monthly fundings, tripled sales, and launched new onboarding, training, and client service programs that improved efficiency, responsiveness, and client experience. Clear’s leadership drives agility, inclusion, and sustainable growth-fueling record performance.

Nick DeJesus | 38

Planet Home Lending

Pennsylvania

9 years in business

As a producing branch manager, DeJesus stands out for leadership, drive, and consistently exceptional results. Since opening Planet’s Bethlehem, PA branch in 2022, he’s built a high-performing team focused on affordability, personalized guidance, and lifelong relationships. A NAHREP and Planet President’s Club Top Originator, he also supports local animal shelters, helping families and pets alike find their forever homes.

Abbie Newell | 31

American Heritage Lending

Arizona

11 years in business

Abbie Newell is a seasoned Mortgage Closer at American Heritage Lending, bringing over a decade of experience; known for her precision, communication, and care, she ensures every deal, from purchase to refinance, closes smoothly. Her expertise across FHA, VA, USDA, and state housing programs strengthens AHL’s commitment to service and excellence.

Joseph Morley | 26

Park Place Finance

Texas

3 years in business

Joseph Morley is a Senior Account Executive at Park Place Finance, supporting lending operations and driving revenue growth. He specializes in building strong client relationships, developing strategic partnerships, and delivering consistent results through deep industry knowledge and proven sales expertise.

Allison Moore | 27

Leader Bank

Massachusetts

3 years in business

Alli joined Leader Bank after grad-school and immediately made an impact with creative solutions for connecting with real estate agents and educating homebuyers. Alli is dedicated to developing accessible educational tools, classes, and content for young homebuyers, and to empowering her generation to get access to powerful wealth-building tools. Her impact at Leader has been instantly positive, and we’re proud to have her on the team.

Tracy Mock | 37

Gateway Mortgage

Texas

10 years in business

Tracy Mock, is a Mortgage Sales Manager for Gateway Mortgage based in San Antonio with a decade of industry experience. She focuses on helping first-time buyers navigate FHA, VA, conventional, and down-payment assistance programs with straightforward guidance, proactive updates, and disciplined loan management. Tracy’s approach combines clear budgeting, realistic timelines, and consistent communication to minimize surprises and keep transactions.

Rocco Mandarino | 28

Maverick Lending NYC

New Jersey

1 year in business

Rocco Mandarino, Branch Manager of Maverick Lending NYC, is one of private lending’s fastest-rising leaders. Specializing exclusively in DSCR and investor financing, he partners with top brokers, luxury SFR investors, and build-to-rent developers nationwide. Having surpassed $100M in his first year, Rocco is redefining speed, precision, and execution as the new gold standard in private lending.

Bryan Lovern | 37

CrossCountry Mortgage

Maryland

11 years in business

Bryan Lovern is an Originating Branch Manager at CrossCountry Mortgage. Since joining the mortgage industry in 2013, Bryan has used his years of experience as a sales manager to become an expert in FHA loans, refinances, and the local market, providing exceptional customer service to his clients. Bryan is based in Crofton, Maryland.

Andy Levison | 38

Groundfloor Lending

Georgia

5 years in business

Andy Levison is the Associate Director of Retail Originations at Groundfloor Lending. Since joining in 2020, he is the company’s top producer. Fluent in Spanish, he drives growth among the company’s Spanish speaking demo. In 2025 alone, he is projected to originate more than $110 million in loan volume. In 2023, he was tasked with expanding Groundfloor’s presence in Nashville, which has since become a key growth area. He also mentors new hires.

Christopher Leon | 39

CrossCountry Mortgage

Arizona

13 years in business

Chris Leon is a Regional Vice President and Originating Branch Manager at CrossCountry Mortgage. Based in Sierra Vista, Arizona, Chris has been recognized as a Scotsman Guide Top Originator since 2016 and as the #1 Latino Mortgage Originator in the Southwest by National Association of Real Estate Agents. Chris is dedicated to serving his borrowers as a loan officer, bringing the dream of homeownership to members of community.

Eric Krattenstein | 37

American Heritage Lending

New Jersey

10 years in business

Eric Krattenstein is the Managing Director of American Heritage Lending, leading national sales, marketing, and growth for one of the nation’s premier Non-QM and private lenders. With over a decade of executive experience in real estate finance, he drives scalable growth through data-driven strategy, innovation, and leadership that continues to redefine Non-QM lending nationwide.

Abdel Khawatmi | 35

PRMG

New Jersey

7 years in business

Abdel Khawatmi is the Branch Manager at PRMG & a President’s Cabinet Member recognized among the nation’s top 1% mortgage originator. A visionary leader known for scaling teams through technology, automation, and culture, he’s redefined what modern lending looks like. From national stages to mastermind events, Abdel empowers loan officers to systemize success, serve with impact, and build sustainable growth through innovation reshaping the modern

Victoria Kammer | 38

CrossCountry Mortgage

Pennsylvania

15 years in business

Victoria Kammer is an Originating Branch Manager at CrossCountry Mortgage, specializing in first-time homebuyers, jumbo loans, non-QM loans, purchase, and refinance. With a passion for the mortgage industry, Victoria has dedicated the past 15 years to supporting clients through the loan process and helping them find the home of their dreams. She recently earned recognition on Scotsman Guide’s 2025 Top Originators list. Victoria is a graduate of Lafayette College and resides in Philadelphia, Pennsylvania. 

Ryan Kearns | 37

Kearns Mortgage Team, LLC

Florida

4 years in business

In just four years, Ryan Kearns has grown Kearns Mortgage Team from a solo start into a six-member brokerage known for client-first service and steady year-over-year growth despite challenging market environments. By blending education with technology, he creates clarity and confidence for families navigating the mortgage process. He serves on Hillsborough County’s Affordable Housing Advisory Board, shaping initiatives that expand opportunity.

Julian Zimmerman | 29

Groundfloor Lending

Kansas

6 years in business

Julian Zimmerman is the Director of Lending Operations at Groundfloor, where she has transformed the company’s lending infrastructure and operational efficiency since joining as a processor in 2020. In 2023, she built Groundfloor’s Loan Origination System and Borrower Portal from the ground up, doubling originations and improving compliance. In 2024, she launched the servicing platform, unifying and modernizing the borrower experience.

Daniel Norris | 33

American Heritage Lending

California

4 years in business

Daniel Norris is a Sr. Relationship Manager at American Heritage Lending, where he builds and maintains strong partnerships with brokers and clients nationwide. With over four years at AHL, Daniel is known for his responsiveness, attention to detail, and commitment to delivering the speed and service that define Non-QM lending redefined.

Phi Nguyen | 30

American Heritage Lending

California

5 years in business

Phi Nguyen is a Senior Loan Processor at American Heritage Lending, bringing over four years of Non-QM experience and a unique background in education. Her strong communication and problem-solving skills help guide clients through each step with care and precision. Known for her balance, empathy, and dedication, Phi embodies AHL’s people-first approach to lending.

Kylie Raffi | 28

Southern Trust Mortgage

Virginia

6 years in business

A top-producing loan officer with six years of experience at Southern Trust Mortgage, Kylie Raffi is dedicated to helping Hampton Roads families achieve homeownership. In 2024, she earned the Virginia Housing Bronze Award for assisting 23 families and securing $380,000 in grants, a testament to her commitment to affordable lending, community impact, and unwavering dedication as a trusted advocate for her clients and partners.

Brandon Reilly | 30

Southern Trust Mortgage

Virginia

8 years in business

A Hampden-Sydney College graduate with a background in construction and eight years of mortgage experience, Brandon Reilly is a trusted leader in Richmond, VA. Specializing in first-time, jumbo, and construction loans, he guides clients with patience and expertise. Brandon’s consultative style and community focus reflect his belief that every client deserves personalized care and attention.

Charles Ryan | 35

PRMG

Georgia

13 years in business

Charles Ryan is a top-producing Account Executive celebrated for his unwavering dedication, professionalism, and passion for helping clients succeed. With multiple 5-star reviews, Charles has earned a reputation for delivering exceptional service, clear and confident communication, and personalized lending solutions tailored to each client’s unique goals.
 

Jordan Saceda | 38

E Mortgage Capital

California

8 years in business

Born in Juneau, Alaska, Jordan Saceda learned early that smart financial decisions matter more than income. After moving to California, he found his calling in mortgages-helping families and investors navigate real estate with clarity. Jordan treats every client like family because he knows what’s at stake when financing a home.

Milad Shamoun | 29

Loan Goat

California

4 years in business

Milad Shamoun, Founder of Loan Goat, is a dominant force in California’s real estate finance world. A former U.S. Marine Sergeant, he transformed military precision into business excellence. Today, he stands as one of the top residential & commercial hard money lenders in the state. Known for creative marketing, funding large loans, deep market expertise, & relentless drive, Milad has made Loan Goat a gold standard in trust, speed, & results.

Kayla Tarabay | 32

Novus Home Mortgage

Massachusetts

3 years in business

With a kind-hearted approach and strong work ethic, Kayla Tarabay guides clients through every step of the mortgage process with clarity and care. Kayla’s dedication and commitment to building her personal brand have taken her business to new heights this year. Outside of work, Kayla is a proud mom, dog lover, and fitness enthusiast who believes life should be filled with energy, purpose, and a little fun.

Chaim Weiser | 30

The Leopard Group

New York

6 years in business

Chaim Weiser, Loan Officer at The Leopard Group, is rapidly earning recognition in the mortgage industry. Specializing in QM, Non-QM, bridge, HELOC, and commercial financing, he is known for precision, responsiveness, and strategic deal structuring. With strong relationships and a results-driven approach, Chaim delivers high-impact solutions and stands out as a true Top Emerging Star.

Julia Willetts | 27

Merchants Mortgage

Colorado

9 years in business

Julia Willetts began her career at Merchants in 2016 and has since earned two promotions, now serving as Vice President of Loan Originations. Over the past year, she has funded more than $108M in loans across 15 states, helping real estate investors finance both rehab and new construction projects, while leading a team of loan originators that deliver exceptional service from start to finish.

Matthew Ziegert | 35

CrossCountry Mortgage

New Jersey

9 years in business

Matthew Ziegert is a Divisional Sales Manager at CrossCountry Mortgage specializing in purchase and refinance. He built his business around helping clients achieve homeownership by finding the ideal loan for their unique circumstances. Matthew has ranked in the top 1% of loan officers nationwide for the last eight years. He resides in Rockaway, New Jersey, with his wife and children. 

Nate Clear | 36

FirstFunding Inc

Texas

15 years in business

Nate Clear, President of FirstFunding, is transforming warehouse lending through innovation and disciplined execution. He has doubled monthly fundings, tripled sales, and launched new onboarding, training, and client service programs that improved efficiency, responsiveness, and client experience. Clear’s leadership drives agility, inclusion, and sustainable growth-fueling record performance.

Allison Moore | 27

Leader Bank

Massachusetts

3 years in business

Alli joined Leader Bank after grad-school and immediately made an impact with creative solutions for connecting with real estate agents and educating homebuyers. Alli is dedicated to developing accessible educational tools, classes, and content for young homebuyers, and to empowering her generation to get access to powerful wealth-building tools. Her impact at Leader has been instantly positive, and we’re proud to have her on the team.

Andy Levison | 38

Groundfloor Lending

Georgia

5 years in business

Andy Levison is the Associate Director of Retail Originations at Groundfloor Lending. Since joining in 2020, he is the company’s top producer. Fluent in Spanish, he drives growth among the company’s Spanish speaking demo. In 2025 alone, he is projected to originate more than $110 million in loan volume. In 2023, he was tasked with expanding Groundfloor’s presence in Nashville, which has since become a key growth area. He also mentors new hires.

Brent Hoffman | 36

PRMG

Ohio

14 years in business

Brent Hoffman made a bold move to give clients and partners the best. For nine years at PRMG, he’s built success on transparency, efficiency, and genuine care. As a Branch Manager and President’s Cabinet member, he delivers competitive loans with fast approvals and smooth closings. His independent structure ensures personalized service, and his passion shines through in every transaction.

Peter Jose | 35

PRMG

Maine

10 years in business

Peter Jose is a dynamic Branch Manager with a finance degree and a passion for helping people achieve homeownership. Known for his professionalism, enthusiasm, and creative problem-solving, he ensures borrowers feel informed and supported. A member of PRMG’s President’s Cabinet, he brings energy, expertise, and genuine care to every loan.

Kevin Victoria | 30

CV3 Financial Services

Arizona

7 years in business

In 7 years, Kevin has risen from Sales Associate to VP of Sales. He led his team of 11 originators to break company records, funding $800M/1,500 units in 2 years. A transformative leader with exceptional sales acumen and relentless work ethic, Kevin’s impact reaches far beyond his own production of $100M+. Balancing scale with personalized service, he has built systems, launched initiatives and solidified partnerships to drive enduring success.

Lauren Robert | 35

Leader Bank

Massachusetts

5 years in business

In 2023, Lauren helped launch Leader Bank’s Cape Cod Mortgage Office and has spent the time since helping to build the Leader Cape Team from the #11 to the #2 Purchase Lender in the area. Her personal expertise and experience has seen her own volume rise over 40% to $40 million and counting in 2025. In the last few years she has successfully built her own business, helped build a whole new loan office, and raise 3 children. She is a rock star!
 

Andres Saias | 32

RBI Private Lending

Florida

15 years in business

Andres Saias, Chief Lending Officer & founding Board Member at RBI Private Lending, is a seasoned real estate finance expert in real estate investment finance. With degrees from Georgetown (M.S. Real Estate) & Boston U, he’s driven RBI’s growth since 2015.

Erica LaCentra | 35

RCN Capital

Connecticut

13 years in business

Erica LaCentra, CMO at RCN Capital, has transformed the brand into a national leader. Her fearless leadership, strategic vision, and mentorship drive award-winning campaigns and industry innovation. Honored by MPA, NMP and more, she’s earned widespread recognition for her impact, with multiple industry accolades celebrating her innovation and influence. Erica is a trailblazer in private lending and a role model for women in marketing.

Kyle Johnson | 32

CrossCountry Mortgage

Washington State

10 years in business

Kyle Johnson is a nationally ranked Branch Manager and Mortgage Advisor with CrossCountry Mortgage, leading a top-performing team based in Lacey, WA. Helping families across the country, he’s guided over 2,000 families nationwide with a concierge-level approach rooted in clarity, care, and expertise, specializing in VA loans and relocations for military families.

Chania Ford | 28

Groundfloor Lending

Georgia

1 year in business

Chania Ford is a Business Development Manager at Groundfloor Lending. A first-generation Caribbean-American from New York City, she transitioned from product development to real estate finance, quickly excelling in investor relations. Known for her confidence and relationship-building skills, she’s a trusted partner to both new and experienced investors.

Alec Finn | 33

American Heritage Lending

Illinois

6 years in business

Alec Finn is a Producing Sales Manager at American Heritage Lending, helping real estate and mortgage professionals grow their referral networks and expand their Non-QM business. Based in Chicago, he drives Midwest market growth through creative lending solutions, strong partnerships, and a results-driven approach that reflects AHL’s mission to redefine Non-QM lending nationwide.

Daniel Halvorsen | 36

LoanPeople

Florida

14 years in business

Daniel is a Scotsman Guide Top Originator and 40 Under 40 winner. Through a referral-driven approach, he has personally funded over $1 billion in volume. Halvorsen is Northeast Florida’s #1 retail originator (CoreLogic) and a leading originator for loans utilizing Florida Housing Corp. DPA programs. He champions accessible homeownership, enjoys guitar and family time, and supports Clarke Schools For Hearing & Speech and Wolfson Children’s Hospital.

Travis Harris | 36

Southern Trust Mortgage

Virginia

13 years in business

A James Madison University graduate who began his career in mortgage marketing, Travis Harris has spent over a decade redefining community service through lending. Since 2012, he’s helped hundreds of Hampton Roads families achieve homeownership through creativity, education, and strong builder and Realtor partnerships. Known for his sharp mind and local heart, Travis builds lasting relationships through exceptional service.

Connor Donovan | 26

Park Place Finance

Texas

4 years in business

Connor Donovan serves as Chief Revenue Officer at Park Place Finance, leading the sales team and managing lending operations nationwide. With his experience in mortgage and financial services, he drives revenue growth, builds strategic partnerships, and leads high-performing sales teams through expert leadership and industry insight.

Thomas Evans | 31

Acadia Lending Group

Maine

8 years in business

Tom Evans combines industry expertise with genuine enthusiasm for helping people reach their homeownership goals. He works with everyone from first-time buyers to seasoned investors and those seeking second homes in Vacationland. Known for his quick thinking, strong problem-solving skills, and client-first approach, Tom delivers thoughtful lending solutions designed to fit every borrower’s needs.

Justin Margolis | 35

PRMG

Florida

13 years in business

Justin Margolis is a top 1% Originator and PRMG President’s Cabinet member known for his leadership in Non-QM lending. As VP of Non-QM Business Development and Branch Sales Manager, he drives growth, optimizes operations, and supports partners across Retail, Wholesale, and Correspondent channels. A Scotsman Guide Top Originator, Justin brings expertise, energy, and a results-driven focus to every transaction.

Daniel Lemeshev | 29

CrossCountry

Mortgage

New Jersey

3 years in business

Daniel Lemeshev is the SVP of Mortgage Lending at CrossCountry Mortgage, specializing in purchase, refinance, and first-time homebuyers. He has earned recognition as a Top 40 loan originator in the U.S., according to Scotsman Guide. Daniel is based in Hoboken, New Jersey.

Jessica Davolio | 35

Leader Bank

Massachusetts

6 years in business

Jess is a client advocate. She works through complicated and difficult deals with an unmatched tenacity. Her clients are consistently amazed by her consistent efforts to put them in the best financial position. In her first year with Leader Bank she grew her production volume by 90% to over $25 million and is set for even greater heights in 2026. She’s active in local mom’s groups, a golfer, and she never shies away from trying something new!

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