Home foreclosure filings for the first half of the year reached their highest level since 2019, with foreclosure starts up 41% compared to the first half of 2020. That’s according to data from real estate analytics company Attom, which reported 1 in every 4,361 properties in the U.S. had a foreclosure filing in June.

“Foreclosure activity continued its upward trend in the first half of 2025, with increases in both starts and completed foreclosures compared to last year,” Attom CEO Rob Barber commented. “While the overall numbers remain below pre-pandemic levels, the persistent rise suggests that some homeowners are still facing financial challenges amid today’s housing and economic landscape.”

A foreclosure start is the process that’s initiated when a lender issues a notice of default. A foreclosure filing is the formal start of legal proceedings when a lender seeks permission to sell a property because the borrower failed to resolve the loan default within a specified period.

Attom found that foreclosure starts during the first half of 2025 were up 7% compared to same period last year and filings increased by 5.8%.

Alaska had the biggest year-over-year percentage increase in foreclosure filings during the first half of 2025 at 55%. It was followed by Rhode Island at 51%, Wyoming at 46%, Utah at 46% and Colorado at 41%.

States with the most foreclosure starts between January and June included Texas (17,680 starts), Florida (15,198), California (14,751), Illinois (7,922) and New York (6,585).

States with the highest foreclosure filing rates during the first half of the year were Illinois (0.23% of housing units), Delaware (also 0.23%), Nevada (0.21%), Florida (0.21%) and South Carolina (0.2%).

In June, lenders completed the foreclosure process on 3,892 properties in the U.S. That is a 1% increase from May and a 35% spike from June 2024, according to Attom.