Non-QM

Warnings flash in the low-doc, low credit score, high-LTV corner of non-QM lending
Ryan Kingsley
A closer look at February non-QM loan performance across credit scores, DTIs and LTVs
Non-QM

Warnings flash in the low-doc, low credit score, high-LTV corner of non-QM lending
Ryan Kingsley
A closer look at February non-QM loan performance across credit scores, DTIs and LTVs
Latest Updates

Non-QM impairments hit record pace in November
Deal age remains key indicator of performance, with late 2024 vintage showing signs of stabilization

Non-QM delinquencies rise, but sector looks stable
A new report highlights stronger origination trends for 2024 and 2025 vintages

November mortgage lock volume hits four-year high as refinances surge
Seasonal trends cooled purchase demand, while stabilizing rates drove a massive 223% annual spike in refinance activity







