There were 30,227 properties nationwide with foreclosure filings during August, according to Attom’s latest U.S. Foreclosure Market Report.

That figure, which includes default notices, scheduled auctions or bank repossessions, is down 5.3% month over month and 11% year over year. One in every 4,662 housing units had a foreclosure filing in August.

Foreclosure starts were down, too, with lenders starting the process on 20,747 properties in August, down 5.1% monthly and 9.4% yearly. Completions also retreated, with lenders repossessing 2,889 properties through completed foreclosures (REOs) in August, down 12% monthly and 13.9% yearly.

Attom CEO Rob Barber noted that recent months have seen some relative consistency in foreclosure activity, which continues to stay within healthy thresholds. But he did note that the current challenging affordability atmosphere remains a downside risk.

“While overall activity is significantly lower than the peaks seen during the 2008 financial crisis, when filings exceeded 300,000 per month, the current economic environment, coupled with rising interest rates and affordability challenges, suggests a continued focus on potential housing market instability,” Barber said.

Nevada saw the highest foreclosure rate among states, with one in every 2,473 units carrying a foreclosure filing, followed by Florida (one in every 2,605 units) and Illinois (one in every 2,837 units). Florida had the most foreclosure starts in August with 2,668, followed by California (2,443 starts), Texas (1,857) and New York (1,328 starts).

Lakeland, Florida, with a filing in one of every 1,245 units, had the highest foreclosure rate among metros with at least 200,00 people. Among major metros with a population greater than 1 million, Las Vegas had the highest foreclosure rate at one in every 2,016 units, followed by Riverside, California (one in every 2,423 units); Miami (one if every 2,429 units); Chicago (one in every 2,450 units); and Orlando (one in every 2,595 units).