Author

Authors

Wei Gan

Wei Gan is chief technology officer and co-founder of Ribbon, where he leads the company’s product road map and vision. Through his extensive background and network in technology, software and development in Silicon Valley, Gan had a passion to start a company that was transforming the transaction of the homebuying process. Prior to Ribbon, Gan was senior software lead at Twitter.
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Philip Ganz

Philip Ganz is president of Next Wave Mortgage. With more than 24 years in the industry, his journey is marked by exceptional leadership, team-building prowess and profound mortgage expertise. A certified mortgage planning specialist, Ganz has garnered accolades as a top performer who is always at the forefront of industry trends and technologies. Passionate and dedicated, he simplifies the mortgage process for clients, ensuring they achieve their homeownership dreams through a seamless, supportive experience. Reach Ganz at (617) 529-9317.
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Christopher L. Gardner

Christopher L. Gardner, J.D., is a broker and licensed mortgage lender with 26 years of experience in the real estate and mortgage industries. He has examined more than 10,000 condominium associations and, as such, is one of the nation’s leading condominium experts. He is founder and CEO of Condofax, the original condominium association assessment report for buyers, insurers and brokers. He is an avid golfer, father, chef and writer.
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Carolyn Garris

Carolyn Garris is the senior marketing manager for Bellevue, Washington-based Evergreen Home Loans. She has worked remotely for more than two decades and is currently tasked with shaping the organization’s monthly communication toolkit to support home-office managers and managers at 70-plus branches. Garris also sits on the company’s associate appreciation committee, which is focused on ensuring recognition across the organization for all employees.
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Joanne Gaskin

Joanne Gaskin is the vice president of scores and analytics at FICO. She is responsible for the strategic direction of FICO’s scoring products and business partnerships serving the needs of the mortgage industry. Gaskin has more than 20 years of experience in banking and financial services. She led efforts to address some of the most important topics impacting the mortgage market today: regulatory compliance, credit-risk management, data security and eMortgages. She is a graduate of the Mortgage School of Banking, earning the accredited mortgage professional designation.
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Mosi Gatling

Mosi Gatling is senior vice president of strategic growth and expansion at New American Funding. She brings over two decades of experience to her role as a dynamic speaker and visionary leader in the mortgage industry. She has successfully built a $100 million mortgage business while prioritizing service to underrepresented communities. As a national advocate for equitable homeownership, Gatling coaches mortgage officers to excel in their careers while addressing the unique challenges faced by diverse homebuyers.
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Summer Gell

Summer Gell is a principal at Partner Engineering and Science Inc. She has more than 15 years of experience as an environmental scientist, during which time she has provided solutions for environmental and engineering due diligence. Gell is an expert on Fannie Mae and Freddie Mac financing, and has worked on hundreds of agency and multifamily deals. She also serves as the national account manager for several CMBS lenders and life companies. She has a bachelor’s degree in environmental health from Western Carolina University.
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Lorraine Geraci

Lorraine Geraci is vice president of learning and development for Finance of America Reverse LLC. She oversees a team that focuses on training, learning systems, technical writing and video production. Geraci has more than 15 years of experience in the reverse mortgage industry. She has educated thousands of reverse mortgage professionals and Realtors nationwide on the use of home equity to help people get to work on retirement.
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Damon Germanides

Damon Germanides is cofounder of Insignia Mortgage, a boutique mortgage brokerage based in Beverly Hills, California. For over 20 years, Germanides has been an industry leader in structuring mortgage loan solutions for high net-worth and high-profile clients. In 2011, Germanides co-founded Insignia Mortgage alongside his business partner, Chris Furie. Insignia Mortgage has successfully funded nearly $6 billion in loans and also evolved into several other adjacent, innovative loan product offerings.
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Sabine Ghali

Sabine Ghali is managing director at Buttonwood Property Management, a property-management company in Toronto. She is an entrepreneur at heart who endeavors to help investors in the greater Toronto area create real estate wealth over time. Ghali is a published author in a number of media out- lets, including Entrepreneur, the Toronto Sun and Gulf News, among others.
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Amit Ghole

Amit Ghole serves as CEO of Inflooens, a pioneering end-to-end digital mortgage framework centered around customer and employee experience. Built on the Salesforce platform, Inflooens delivers a unified, single-pane user interface for seamless collaboration across the loan origination process. Ghole live in Alpharetta, Georgia, with his wife and two children. Prior to founding Inflooens, he held leadership roles in heading Salesforce business units at major global IT service providers, catering to Fortune 500 clients. Reach Ghole at (678) 983-6602.
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Bill Giambrone, Don Calcaterra Jr. and David Wind

Eight years ago, Bill Giambrone, Don Calcaterra, Jr. and David Wind founded the Community Home Lenders Association (CHLA), a national group of smaller independent mortgage banks (IMBs). The goal was to give community-based mortgage lenders and servicers — and the consumers they serve — a distinctive voice and an effective advocacy impact with federal policymakers. Bill Giambrone is president and CEO of Platinum Home Mortgage, based in Rolling Meadows, Illinois. He has been in the industry for 33 years and started his own mortgage company in 1993. His top priority in the industry is to make sure home financing is available and affordable. Reach Giambrone at (847) 797-9500 or bill.giambrone@phmc.com. Don Calcaterra Jr. is president of Local Lending Group LLC, a privately held mortgage bank headquartered in Troy, Michigan, that originates and services mortgages and land contracts, primarily in the Midwest. He is the former chairman of the Michigan Mortgage Industry Advisory Board, and sits on the legal and regulatory committee of the Michigan Mortgage Lenders Association. Reach Calcaterra at (313) 550-3500 or donjr@fercmi.com. David Wind is a board member of the Community Home Lenders Association (CHLA). Wind has a unique combination of real-world owner-operator experience in traditional consumer-finance, strategic and operational roles at Silicon Valley fintech startups. He understands the challenges that traditional operators face, and successfully bridges the gap between legacy lending operations and products with technology solutions. He is the chief operating officer at RenoFi.com, a startup focused on home-renovation finance. Reach Wind at david@renofi.com or (415) 741-5626.
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