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Top Mortgage Lenders

Since 2013, Scotsman Guide’s Top Mortgage Lenders rankings have set the standard for excellence in residential lending. Backed by a rigorous verification process and over a decade of industry trust, this comprehensive list is recognized as the benchmark for performance, credibility, and leadership in the mortgage space.

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2025 Top Overall Lenders

Rankings are based on the previous year production numbers.
Search below to filter the list or click on the column headers to sort.

wdt_ID wdt_created_by wdt_created_at wdt_last_edited_by wdt_last_edited_at Rank Company Headquarters 2024 Total Volume 2024 Total Units % Wholesale/Retail/Correspondent # of Originators # of States Yrs. In Biz
1 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 1 Pennymac Westlake Village, CA 115,134,110,683 321,784 11% / 7% / 82% 289 50 17
2 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 2 Newrez LLC Fort Washington, PA 58,584,257,400 159,239 12% / 14% / 74% 730 50 18
3 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 3 AmeriHome Mortgage Company, LLC Thousand Oaks, CA 47,394,804,814 143,304 0% / 2% / 98% 43 47 11
4 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 4 CrossCountry Mortgage Cleveland, OH 40,994,480,777 112,339 0% / 100% / 0% 3,400 50 22
5 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 5 CMG Home Loans San Ramon, CA 28,216,262,198 75,071 9% / 74% / 17% 2,000 50 32
6 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 6 Rate Chicago, IL 26,400,247,452 67,855 0% / 100% / 0% 2,165 50 25
7 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 7 loanDepot Irvine, CA 24,497,154,071 84,376 0% / 100% / 0% 1,700 50 15
8 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 8 Fairway Independent Mortgage Corporation Madison, WI 24,323,793,280 74,507 1% / 99% / 0% 2,541 50 29
9 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 9 Guild Mortgage San Diego, CA 23,373,235,484 69,585 0% / 97% / 3% 2,428 49 65
10 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 10 Movement Mortgage, LLC Indian Land, SC 21,018,915,450 61,189 0% / 100% / 0% 1,468 50 16
11 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 11 Planet Home Lending, LLC Meriden, CT 18,109,715,686 61,436 0% / 14% / 86% 192 50 18
12 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 12 New American Funding Tustin, CA 13,963,529,925 47,320 0% / 100% / 0% 1,664 50 22
13 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 13 Paramount Residential Mortgage Group Corona, CA 9,870,094,970 24,522 45% / 28% / 27% 930 49 24
14 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 14 American Pacific Mortgage Roseville, CA 9,218,621,792 26,805 0% / 100% / 0% 1,650 49 29
15 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 15 PrimeLending, a PlainsCapital Company Dallas, TX 8,616,353,101 26,893 0% / 100% / 0% 811 50 39
16 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 16 FBC Mortgage, LLC Family of Companies Orlando, FL 8,509,077,988 22,840 7% / 53% / 39% 236 49 20
17 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 17 Cornerstone Home Lending Houston, TX 7,902,860,364 21,710 0% / 100% / 0% 250 45 37
18 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 18 Kind Lending, LLC Santa Ana, CA 7,589,231,195 19,688 96% / 4% / 0% 146 48 5
19 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 19 Prosperity Home Mortgage, LLC Fairfax, VA 7,204,895,587 20,308 1% / 99% / 0% 407 49 19
20 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 20 NFM Lending Linthicum, MD 6,751,705,722 17,452 0% / 100% / 0% 528 49 27
21 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 21 Plaza Home Mortgage, Inc. San Diego, CA 6,469,461,464 20,157 69% / 0% / 31% 50 25
22 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 22 OCMBC, Inc Irvine , CA 6,365,401,217 15,793 83% / 0% / 16% 5 48 18
23 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 23 Guaranteed Rate Affinity Chicago, Il 6,137,314,847 15,235 0% / 100% / 0% 450 50 8
24 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 24 Mutual of Omaha Mortgage, Inc. San Diego, CA 6,038,803,403 22,102 12% / 86% / 2% 750 49 12
25 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 25 Supreme Lending Dallas, TX 4,959,556,129 17,241 0% / 100% / 0% 611 50 26
26 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 26 American Financial Network, Inc. Brea, CA 4,205,768,700 11,376 49% / 51% / 0% 490 50 23
27 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 27 KBHS Home Loans Irving, TX 4,109,025,000 10,241 0% / 100% / 0% 160 10 9
28 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 28 Atlantic Bay Mortgage Group Virginia Beach, VA 3,940,461,183 11,926 0% / 100% / 0% 288 16 29
29 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 29 Wintrust Mortgage Rosemont, IL 3,803,624,562 10,175 0% / 100% / 0% 283 50 46
30 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 30 Better Mortgage Corporation New York, NY 3,594,180,739 11,755 0% / 100% / 0% 128 50 10
31 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 31 Luminate Bank Minneapolis, MN 3,397,140,940 9,713 0% / 100% / 0% 324 48 4
32 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 32 Acra Lending Irvine, CA 3,391,390,426 6,820 85% / 0% / 15% 6 43 12
33 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 33 V.I.P Mortgage, Inc. and V.I.P. Independent Mortgage,Inc. Scottsdale, AZ 3,335,531,384 8,718 14% / 62% / 24% 123 47 18
34 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 34 AnnieMac Home Mortgage Mount Laurel, NJ 3,289,461,244 9,559 0% / 100% / 0% 426 50 15
35 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 35 Primary Residential Mortgage, Inc. Salt Lake City, UT 3,229,241,366 11,321 0% / 100% / 0% 560 49 27
36 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 36 A&D MORTGAGE, LLC Fort Lauderdale, FL 3,146,000,734 8,952 90% / 4% / 6% 20 47 20
37 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 37 First Community Mortgage Murfreesboro, TN 3,098,925,138 11,411 40% / 45% / 15% 172 47 23
38 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 38 Carrington Mortgage Services Anaheim, CA 3,007,757,050 12,785 30% / 65% / 5% 255 49 18
39 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 39 Change Lending Anaheim, CA 2,893,623,807 5,478 53% / 46% / 1% 141 47 32
40 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 40 Revolution Mortgage Westerville, OH 2,826,093,916 8,851 0% / 100% / 0% 411 48 6
41 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 41 First Heritage Mortgage, LLC Fairfax, VA 2,741,536,543 6,585 0% / 0% / 100% 92 17 29
42 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 42 Leader Bank, N.A. Arlington , MA 2,656,857,771 5,398 0% / 100% / 0% 67 50 23
43 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 43 NexBank Dallas, TX 2,638,670,616 6,802 54% / 1% / 45% 4 50 103
44 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 44 First United Bank Mortgage Plano, TX 2,518,634,537 5,937 0% / 100% / 0% 105 50 21
45 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 45 SWBC Mortgage Corporation San Antonio, TX 2,465,738,974 7,641 0% / 100% / 0% 233 45 36
46 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 46 Neighborhood Loans, Inc. Downers Grove, IL 2,450,056,724 8,599 0% / 100% / 0% 240 46 20
47 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 47 TowneBank Mortgage Norfolk, VA 2,366,881,338 6,517 0% / 100% / 0% 200 18 25
48 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 48 First Home Mortgage Baltimore, MD 2,363,680,260 5,804 0% / 100% / 0% 110 23 34
49 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 49 Highlands Residential Mortgage Allen, TX 2,308,957,555 6,779 0% / 100% / 0% 186 44 15
50 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 50 Canopy Mortgage, LLC Lindon, UT 2,308,577,256 6,857 0% / 100% / 0% 447 49 7
51 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 51 Ruoff Mortgage Fort Wayne, IN 2,307,280,766 10,410 0% / 100% / 0% 250 31 41
52 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 52 Waterstone Mortgage Brookfield, WI 2,214,901,308 6,708 0% / 100% / 0% 241 48 25
53 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 53 OriginPoint Chicago, IL 2,184,160,795 3,114 0% / 100% / 0% 151 41 4
54 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 54 Northpointe Bank Grand Rapids, MI 2,158,622,152 5,472 0% / 100% / 0% 138 50 26
55 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 55 USA Mortgage / DAS Acquisition St Louis, MO 2,110,230,664 8,091 2% / 98% / 0% 280 49 24
56 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 56 Atlantic Coast Mortgage, LLC Fairfax, VA 2,060,522,946 5,131 0% / 100% / 0% 123 32 14
57 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 57 Churchill Mortgage Brentwood, TN 2,059,219,373 6,739 0% / 100% / 0% 130 49 33
58 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 58 Intercap Lending Salt Lake City, UT 2,048,350,320 4,411 0% / 100% / 0% 127 44 47
59 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 59 theLender Lake Forest, CA 1,966,402,974 4,505 92% / 8% / 0% 154 50 7
60 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 60 Nations Lending Corp. Independence, OH 1,900,945,982 6,234 0% / 100% / 0% 240 50 22
61 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 61 Cornerstone First Mortgage, LLC San Diego, CA 1,784,267,340 4,654 0% / 100% / 0% 457 49 18
62 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 62 NJ Lenders Corp Little Falls, NJ 1,650,732,788 3,425 0% / 100% / 0% 115 15 34
63 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 63 GMFS Mortgage LLC Baton Rouge, LA 1,650,462,905 5,695 20% / 46% / 35% 33 22 26
64 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 64 LeaderOne Financial Overland Park, KS 1,610,900,762 5,370 14% / 86% / 0% 258 48 33
65 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 65 Optimum First Inc Huntington Beach, CA 1,564,682,108 2,991 0% / 0% / 100% 57 16 17
66 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 66 NOVA Home Loans Tucson, AZ 1,554,143,551 4,545 0% / 100% / 0% 162 27 45
67 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 67 Homeowners Financial Group, USA LLC Scottsdale, AZ 1,452,026,498 4,100 0% / 100% / 0% 99 39 21
68 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 68 First National Bank of America East Lansing, MI 1,390,339,814 5,044 73% / 5% / 22% 22 50 70
69 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 69 Service First Mortgage Plano, TX 1,387,791,986 3,868 8% / 0% / 92% 100 19 28
70 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 70 American Heritage Lending Irvine, CA 1,374,039,216 4,125 76% / 18% / 7% 64 47 20
71 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 71 Premier Mortgage Resources, LLC Meridian, ID 1,362,093,348 4,263 0% / 100% / 0% 286 49 20
72 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 72 Emporium TPO Frisco, TX 1,269,105,038 2,554 100% / 0% / 0% 0 40 4
73 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 73 Ameritrust Mortgage Corp. Tustin, CA 1,109,400,772 2,185 45% / 55% / 0% 80 43 5
74 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 74 Network Funding, LP Houston, TX 1,098,657,954 3,548 1% / 93% / 6% 143 35 27
75 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 75 Absolute Home Mortgage Corp. Fairfield, NJ 1,055,864,026 3,145 6% / 94% / 0% 250 30 26
76 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 76 Direct Mortgage Loans, LLC Hunt Valley, MD 877,804,705 2,736 0% / 100% / 0% 80 34 17
77 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 77 FundLoans San Diego, CA 850,902,238 985 99% / 1% / 0% 3 22 9
78 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 78 Premia Mortgage Troy, MI 844,648,692 1,889 0% / 100% / 0% 19 49 16
79 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 79 Eustis Mortgage Corp. New Orleans, LA 841,613,721 3,113 11% / 89% / 0% 56 20 69
80 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 80 Trident Home Loans, LLC Pensacola, FL 823,675,045 1,532 0% / 3% / 97% 57 46 18
81 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 81 Southern Trust Mortgage Virginia Beach, VA 812,971,525 2,600 0% / 100% / 0% 90 12 27
82 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 82 Vellum Mortgage Fairfax, VA 805,489,884 1,606 0% / 100% / 0% 21 20 8
83 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 83 InterLinc Mortgage Houston, TX 793,577,477 2,730 0% / 100% / 0% 40 29 16
84 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 84 VanDyk Mortgage Corp. Grand Rapids, MI 780,523,943 2,658 0% / 100% / 0% 142 47 38
85 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 85 Price Mortgage, LLC Gilbert, AZ 744,141,011 1,942 93% / 0% / 7% 99 29 8
86 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 86 DSLD Mortgage Baton Rouge, LA 728,007,000 2,774 0% / 100% / 0% 30 6 17
87 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 87 LoanPeople Austin, TX 630,555,878 1,723 0% / 100% / 0% 45 12 6
88 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 88 A & N Mortgage Services, Inc. Chicago, IL 546,757,702 1,500 9% / 91% / 0% 70 20 23
89 harteone 30/05/2025 02:52 PM harteone 30/05/2025 02:52 PM 89 Bailey & Wood Mortgage Lender Whiteland, IN 479,179,000 2,000 0% / 100% / 0% 41 15 18
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Kurt Brandly | 36

Greenside Capital

Florida

11 years in business

President of Greenside Capital, a top boutique brokerage specializing in investor financing. Former top producer and leader at Rocket Mortgage who helped redevelop multiple client-facing roles, partnered with Morgan Stanley and American Express, and earned dual master’s degrees in Business and Finance while working full-time. Kurt is redefining the client experience around homeownership, wealth building, and financial literacy.

James Burton | 39

Southern Trust Mortgage

South Carolina

4 years in business

James Burton is a South Carolina mortgage loan officer known for Lending the Lowcountry. With over four years of experience and a proud family legacy in mortgage lending, James became a top producer early in his career. A Citadel graduate and avid outdoorsman, he’s recognized for his relentless dedication, five-star service, and commitment to being his clients’ lender for life.

JD Cutri | 34

Plaza Home Mortgage

California

11 years in business

JD Cutri is the VP of Non-Delegated Lending for Plaza Home Mortgage, where he is responsible for driving growth and expanding Plaza’s Non-Delegated Correspondent production nationwide. Throughout his career, Cutri has been recognized for his leadership and performance, earlier as Co-Founder of Plaza’s Young Mortgage Professionals Association and more recently earning Plaza’s Select Circle Award and ranking as one of the company’s top producers.

Nate Clear | 36

FirstFunding Inc

City, TX

15 years in business

Nate Clear, President of FirstFunding, is transforming warehouse lending through innovation and disciplined execution. He has doubled monthly fundings, tripled sales, and launched new onboarding, training, and client service programs that improved efficiency, responsiveness, and client experience. Clear’s leadership drives agility, inclusion, and sustainable growth-fueling record performance.

Nick DeJesus | 38

Planet Home Lending

Pennsylvania

9 years in business

As a producing branch manager, DeJesus stands out for leadership, drive, and consistently exceptional results. Since opening Planet’s Bethlehem, PA branch in 2022, he’s built a high-performing team focused on affordability, personalized guidance, and lifelong relationships. A NAHREP and Planet President’s Club Top Originator, he also supports local animal shelters, helping families and pets alike find their forever homes.

Abbie Newell | 31

American Heritage Lending

Arizona

11 years in business

Abbie Newell is a seasoned Mortgage Closer at American Heritage Lending, bringing over a decade of experience; known for her precision, communication, and care, she ensures every deal, from purchase to refinance, closes smoothly. Her expertise across FHA, VA, USDA, and state housing programs strengthens AHL’s commitment to service and excellence.

Joseph Morley | 26

Park Place Finance

Texas

3 years in business

Joseph Morley is a Senior Account Executive at Park Place Finance, supporting lending operations and driving revenue growth. He specializes in building strong client relationships, developing strategic partnerships, and delivering consistent results through deep industry knowledge and proven sales expertise.

Allison Moore | 27

Leader Bank

Massachusetts

3 years in business

Alli joined Leader Bank after grad-school and immediately made an impact with creative solutions for connecting with real estate agents and educating homebuyers. Alli is dedicated to developing accessible educational tools, classes, and content for young homebuyers, and to empowering her generation to get access to powerful wealth-building tools. Her impact at Leader has been instantly positive, and we’re proud to have her on the team.

Tracy Mock | 37

Gateway Mortgage

Texas

10 years in business

Tracy Mock, is a Mortgage Sales Manager for Gateway Mortgage based in San Antonio with a decade of industry experience. She focuses on helping first-time buyers navigate FHA, VA, conventional, and down-payment assistance programs with straightforward guidance, proactive updates, and disciplined loan management. Tracy’s approach combines clear budgeting, realistic timelines, and consistent communication to minimize surprises and keep transactions.

Rocco Mandarino | 28

Maverick Lending NYC

New Jersey

1 year in business

Rocco Mandarino, Branch Manager of Maverick Lending NYC, is one of private lending’s fastest-rising leaders. Specializing exclusively in DSCR and investor financing, he partners with top brokers, luxury SFR investors, and build-to-rent developers nationwide. Having surpassed $100M in his first year, Rocco is redefining speed, precision, and execution as the new gold standard in private lending.

Bryan Lovern | 37

CrossCountry Mortgage

Maryland

11 years in business

Bryan Lovern is an Originating Branch Manager at CrossCountry Mortgage. Since joining the mortgage industry in 2013, Bryan has used his years of experience as a sales manager to become an expert in FHA loans, refinances, and the local market, providing exceptional customer service to his clients. Bryan is based in Crofton, Maryland.

Andy Levison | 38

Groundfloor Lending

Georgia

5 years in business

Andy Levison is the Associate Director of Retail Originations at Groundfloor Lending. Since joining in 2020, he is the company’s top producer. Fluent in Spanish, he drives growth among the company’s Spanish speaking demo. In 2025 alone, he is projected to originate more than $110 million in loan volume. In 2023, he was tasked with expanding Groundfloor’s presence in Nashville, which has since become a key growth area. He also mentors new hires.

Christopher Leon | 39

CrossCountry Mortgage

Arizona

13 years in business

Chris Leon is a Regional Vice President and Originating Branch Manager at CrossCountry Mortgage. Based in Sierra Vista, Arizona, Chris has been recognized as a Scotsman Guide Top Originator since 2016 and as the #1 Latino Mortgage Originator in the Southwest by National Association of Real Estate Agents. Chris is dedicated to serving his borrowers as a loan officer, bringing the dream of homeownership to members of community.

Eric Krattenstein | 37

American Heritage Lending

New Jersey

10 years in business

Eric Krattenstein is the Managing Director of American Heritage Lending, leading national sales, marketing, and growth for one of the nation’s premier Non-QM and private lenders. With over a decade of executive experience in real estate finance, he drives scalable growth through data-driven strategy, innovation, and leadership that continues to redefine Non-QM lending nationwide.

Abdel Khawatmi | 35

PRMG

New Jersey

7 years in business

Abdel Khawatmi is the Branch Manager at PRMG & a President’s Cabinet Member recognized among the nation’s top 1% mortgage originator. A visionary leader known for scaling teams through technology, automation, and culture, he’s redefined what modern lending looks like. From national stages to mastermind events, Abdel empowers loan officers to systemize success, serve with impact, and build sustainable growth through innovation reshaping the modern

Victoria Kammer | 38

CrossCountry Mortgage

Pennsylvania

15 years in business

Victoria Kammer is an Originating Branch Manager at CrossCountry Mortgage, specializing in first-time homebuyers, jumbo loans, non-QM loans, purchase, and refinance. With a passion for the mortgage industry, Victoria has dedicated the past 15 years to supporting clients through the loan process and helping them find the home of their dreams. She recently earned recognition on Scotsman Guide’s 2025 Top Originators list. Victoria is a graduate of Lafayette College and resides in Philadelphia, Pennsylvania. 

Ryan Kearns | 37

Kearns Mortgage Team, LLC

Florida

4 years in business

In just four years, Ryan Kearns has grown Kearns Mortgage Team from a solo start into a six-member brokerage known for client-first service and steady year-over-year growth despite challenging market environments. By blending education with technology, he creates clarity and confidence for families navigating the mortgage process. He serves on Hillsborough County’s Affordable Housing Advisory Board, shaping initiatives that expand opportunity.

Julian Zimmerman | 29

Groundfloor Lending

Kansas

6 years in business

Julian Zimmerman is the Director of Lending Operations at Groundfloor, where she has transformed the company’s lending infrastructure and operational efficiency since joining as a processor in 2020. In 2023, she built Groundfloor’s Loan Origination System and Borrower Portal from the ground up, doubling originations and improving compliance. In 2024, she launched the servicing platform, unifying and modernizing the borrower experience.

Daniel Norris | 33

American Heritage Lending

California

4 years in business

Daniel Norris is a Sr. Relationship Manager at American Heritage Lending, where he builds and maintains strong partnerships with brokers and clients nationwide. With over four years at AHL, Daniel is known for his responsiveness, attention to detail, and commitment to delivering the speed and service that define Non-QM lending redefined.

Phi Nguyen | 30

American Heritage Lending

California

5 years in business

Phi Nguyen is a Senior Loan Processor at American Heritage Lending, bringing over four years of Non-QM experience and a unique background in education. Her strong communication and problem-solving skills help guide clients through each step with care and precision. Known for her balance, empathy, and dedication, Phi embodies AHL’s people-first approach to lending.

Kylie Raffi | 28

Southern Trust Mortgage

Virginia

6 years in business

A top-producing loan officer with six years of experience at Southern Trust Mortgage, Kylie Raffi is dedicated to helping Hampton Roads families achieve homeownership. In 2024, she earned the Virginia Housing Bronze Award for assisting 23 families and securing $380,000 in grants, a testament to her commitment to affordable lending, community impact, and unwavering dedication as a trusted advocate for her clients and partners.

Brandon Reilly | 30

Southern Trust Mortgage

Virginia

8 years in business

A Hampden-Sydney College graduate with a background in construction and eight years of mortgage experience, Brandon Reilly is a trusted leader in Richmond, VA. Specializing in first-time, jumbo, and construction loans, he guides clients with patience and expertise. Brandon’s consultative style and community focus reflect his belief that every client deserves personalized care and attention.

Charles Ryan | 35

PRMG

Georgia

13 years in business

Charles Ryan is a top-producing Account Executive celebrated for his unwavering dedication, professionalism, and passion for helping clients succeed. With multiple 5-star reviews, Charles has earned a reputation for delivering exceptional service, clear and confident communication, and personalized lending solutions tailored to each client’s unique goals.
 

Jordan Saceda | 38

E Mortgage Capital

California

8 years in business

Born in Juneau, Alaska, Jordan Saceda learned early that smart financial decisions matter more than income. After moving to California, he found his calling in mortgages-helping families and investors navigate real estate with clarity. Jordan treats every client like family because he knows what’s at stake when financing a home.

Milad Shamoun | 29

Loan Goat

California

4 years in business

Milad Shamoun, Founder of Loan Goat, is a dominant force in California’s real estate finance world. A former U.S. Marine Sergeant, he transformed military precision into business excellence. Today, he stands as one of the top residential & commercial hard money lenders in the state. Known for creative marketing, funding large loans, deep market expertise, & relentless drive, Milad has made Loan Goat a gold standard in trust, speed, & results.

Kayla Tarabay | 32

Novus Home Mortgage

Massachusetts

3 years in business

With a kind-hearted approach and strong work ethic, Kayla Tarabay guides clients through every step of the mortgage process with clarity and care. Kayla’s dedication and commitment to building her personal brand have taken her business to new heights this year. Outside of work, Kayla is a proud mom, dog lover, and fitness enthusiast who believes life should be filled with energy, purpose, and a little fun.

Chaim Weiser | 30

The Leopard Group

New York

6 years in business

Chaim Weiser, Loan Officer at The Leopard Group, is rapidly earning recognition in the mortgage industry. Specializing in QM, Non-QM, bridge, HELOC, and commercial financing, he is known for precision, responsiveness, and strategic deal structuring. With strong relationships and a results-driven approach, Chaim delivers high-impact solutions and stands out as a true Top Emerging Star.

Julia Willetts | 27

Merchants Mortgage

Colorado

9 years in business

Julia Willetts began her career at Merchants in 2016 and has since earned two promotions, now serving as Vice President of Loan Originations. Over the past year, she has funded more than $108M in loans across 15 states, helping real estate investors finance both rehab and new construction projects, while leading a team of loan originators that deliver exceptional service from start to finish.

Matthew Ziegert | 35

CrossCountry Mortgage

New Jersey

9 years in business

Matthew Ziegert is a Divisional Sales Manager at CrossCountry Mortgage specializing in purchase and refinance. He built his business around helping clients achieve homeownership by finding the ideal loan for their unique circumstances. Matthew has ranked in the top 1% of loan officers nationwide for the last eight years. He resides in Rockaway, New Jersey, with his wife and children. 

Nate Clear | 36

FirstFunding Inc

Texas

15 years in business

Nate Clear, President of FirstFunding, is transforming warehouse lending through innovation and disciplined execution. He has doubled monthly fundings, tripled sales, and launched new onboarding, training, and client service programs that improved efficiency, responsiveness, and client experience. Clear’s leadership drives agility, inclusion, and sustainable growth-fueling record performance.

Allison Moore | 27

Leader Bank

Massachusetts

3 years in business

Alli joined Leader Bank after grad-school and immediately made an impact with creative solutions for connecting with real estate agents and educating homebuyers. Alli is dedicated to developing accessible educational tools, classes, and content for young homebuyers, and to empowering her generation to get access to powerful wealth-building tools. Her impact at Leader has been instantly positive, and we’re proud to have her on the team.

Andy Levison | 38

Groundfloor Lending

Georgia

5 years in business

Andy Levison is the Associate Director of Retail Originations at Groundfloor Lending. Since joining in 2020, he is the company’s top producer. Fluent in Spanish, he drives growth among the company’s Spanish speaking demo. In 2025 alone, he is projected to originate more than $110 million in loan volume. In 2023, he was tasked with expanding Groundfloor’s presence in Nashville, which has since become a key growth area. He also mentors new hires.

Brent Hoffman | 36

PRMG

Ohio

14 years in business

Brent Hoffman made a bold move to give clients and partners the best. For nine years at PRMG, he’s built success on transparency, efficiency, and genuine care. As a Branch Manager and President’s Cabinet member, he delivers competitive loans with fast approvals and smooth closings. His independent structure ensures personalized service, and his passion shines through in every transaction.

Peter Jose | 35

PRMG

Maine

10 years in business

Peter Jose is a dynamic Branch Manager with a finance degree and a passion for helping people achieve homeownership. Known for his professionalism, enthusiasm, and creative problem-solving, he ensures borrowers feel informed and supported. A member of PRMG’s President’s Cabinet, he brings energy, expertise, and genuine care to every loan.

Kevin Victoria | 30

CV3 Financial Services

Arizona

7 years in business

In 7 years, Kevin has risen from Sales Associate to VP of Sales. He led his team of 11 originators to break company records, funding $800M/1,500 units in 2 years. A transformative leader with exceptional sales acumen and relentless work ethic, Kevin’s impact reaches far beyond his own production of $100M+. Balancing scale with personalized service, he has built systems, launched initiatives and solidified partnerships to drive enduring success.

Lauren Robert | 35

Leader Bank

Massachusetts

5 years in business

In 2023, Lauren helped launch Leader Bank’s Cape Cod Mortgage Office and has spent the time since helping to build the Leader Cape Team from the #11 to the #2 Purchase Lender in the area. Her personal expertise and experience has seen her own volume rise over 40% to $40 million and counting in 2025. In the last few years she has successfully built her own business, helped build a whole new loan office, and raise 3 children. She is a rock star!
 

Andres Saias | 32

RBI Private Lending

Florida

15 years in business

Andres Saias, Chief Lending Officer & founding Board Member at RBI Private Lending, is a seasoned real estate finance expert in real estate investment finance. With degrees from Georgetown (M.S. Real Estate) & Boston U, he’s driven RBI’s growth since 2015.

Erica LaCentra | 35

RCN Capital

Connecticut

13 years in business

Erica LaCentra, CMO at RCN Capital, has transformed the brand into a national leader. Her fearless leadership, strategic vision, and mentorship drive award-winning campaigns and industry innovation. Honored by MPA, NMP and more, she’s earned widespread recognition for her impact, with multiple industry accolades celebrating her innovation and influence. Erica is a trailblazer in private lending and a role model for women in marketing.

Kyle Johnson | 32

CrossCountry Mortgage

Washington State

10 years in business

Kyle Johnson is a nationally ranked Branch Manager and Mortgage Advisor with CrossCountry Mortgage, leading a top-performing team based in Lacey, WA. Helping families across the country, he’s guided over 2,000 families nationwide with a concierge-level approach rooted in clarity, care, and expertise, specializing in VA loans and relocations for military families.

Chania Ford | 28

Groundfloor Lending

Georgia

1 year in business

Chania Ford is a Business Development Manager at Groundfloor Lending. A first-generation Caribbean-American from New York City, she transitioned from product development to real estate finance, quickly excelling in investor relations. Known for her confidence and relationship-building skills, she’s a trusted partner to both new and experienced investors.

Alec Finn | 33

American Heritage Lending

Illinois

6 years in business

Alec Finn is a Producing Sales Manager at American Heritage Lending, helping real estate and mortgage professionals grow their referral networks and expand their Non-QM business. Based in Chicago, he drives Midwest market growth through creative lending solutions, strong partnerships, and a results-driven approach that reflects AHL’s mission to redefine Non-QM lending nationwide.

Daniel Halvorsen | 36

LoanPeople

Florida

14 years in business

Daniel is a Scotsman Guide Top Originator and 40 Under 40 winner. Through a referral-driven approach, he has personally funded over $1 billion in volume. Halvorsen is Northeast Florida’s #1 retail originator (CoreLogic) and a leading originator for loans utilizing Florida Housing Corp. DPA programs. He champions accessible homeownership, enjoys guitar and family time, and supports Clarke Schools For Hearing & Speech and Wolfson Children’s Hospital.

Travis Harris | 36

Southern Trust Mortgage

Virginia

13 years in business

A James Madison University graduate who began his career in mortgage marketing, Travis Harris has spent over a decade redefining community service through lending. Since 2012, he’s helped hundreds of Hampton Roads families achieve homeownership through creativity, education, and strong builder and Realtor partnerships. Known for his sharp mind and local heart, Travis builds lasting relationships through exceptional service.

Connor Donovan | 26

Park Place Finance

Texas

4 years in business

Connor Donovan serves as Chief Revenue Officer at Park Place Finance, leading the sales team and managing lending operations nationwide. With his experience in mortgage and financial services, he drives revenue growth, builds strategic partnerships, and leads high-performing sales teams through expert leadership and industry insight.

Thomas Evans | 31

Acadia Lending Group

Maine

8 years in business

Tom Evans combines industry expertise with genuine enthusiasm for helping people reach their homeownership goals. He works with everyone from first-time buyers to seasoned investors and those seeking second homes in Vacationland. Known for his quick thinking, strong problem-solving skills, and client-first approach, Tom delivers thoughtful lending solutions designed to fit every borrower’s needs.

Justin Margolis | 35

PRMG

Florida

13 years in business

Justin Margolis is a top 1% Originator and PRMG President’s Cabinet member known for his leadership in Non-QM lending. As VP of Non-QM Business Development and Branch Sales Manager, he drives growth, optimizes operations, and supports partners across Retail, Wholesale, and Correspondent channels. A Scotsman Guide Top Originator, Justin brings expertise, energy, and a results-driven focus to every transaction.

Daniel Lemeshev | 29

CrossCountry

Mortgage

New Jersey

3 years in business

Daniel Lemeshev is the SVP of Mortgage Lending at CrossCountry Mortgage, specializing in purchase, refinance, and first-time homebuyers. He has earned recognition as a Top 40 loan originator in the U.S., according to Scotsman Guide. Daniel is based in Hoboken, New Jersey.

Jessica Davolio | 35

Leader Bank

Massachusetts

6 years in business

Jess is a client advocate. She works through complicated and difficult deals with an unmatched tenacity. Her clients are consistently amazed by her consistent efforts to put them in the best financial position. In her first year with Leader Bank she grew her production volume by 90% to over $25 million and is set for even greater heights in 2026. She’s active in local mom’s groups, a golfer, and she never shies away from trying something new!

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