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Top Originators

Since 2010, Scotsman Guide has ranked tens of thousands of the nation’s top-producing residential mortgage originators. With its longstanding credibility, rigorous verification process, and expansive reach, this annual ranking is widely regarded as the industry’s gold standard for recognizing individual achievement and top-tier performance.

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2025 Top Dollar Volume

Rankings are based on the previous year’s production numbers.
Search below to filter the list or click on the column headers to sort.

wdt_ID wdt_created_by wdt_created_at wdt_last_edited_by wdt_last_edited_at Rank First Name Last Name Company State Total Volume Closed Loans Purchases vs. Refis Banker or Broker Yrs. in Biz
1 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 1 Shant Banosian Rate MA 1,000,162,647 1,594 84%/16% Both 16
2 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 2 Mark Cohen Cohen Financial Group CA 790,947,361 609 65%/35% Broker 38
3 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 3 Jarret Coleman U.S. Bank CT 618,202,232 610 67%/33% Banker 18
4 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 4 Ben Cohen Rate IL 553,964,894 920 82%/18% Both 20
5 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 5 Doug Crouse BMO Bank, N.A. KS 500,291,160 500 99%/1% Banker 25
6 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 6 Ameer Katifi Trusted Mortgage Capital CA 474,963,646 1,346 5%/95% Broker 9
7 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 7 Andrew Marquis CrossCountry Mortgage LLC MA 418,975,283 611 84%/16% Banker 21
8 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 8 Andrew Li U.S. Bank CA 417,142,473 304 47%/53% Banker 6
9 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 9 Baret Kechian loanDepot NJ 414,699,849 640 80%/20% Banker 29
10 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 10 Rachel Jiang BMO Bank, N.A. CA 392,085,031 286 85%/15% Banker 6
11 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 11 Matt Weaver CrossCountry Mortgage LLC FL 367,966,975 1,057 82%/18% Banker 25
12 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 12 Brian Minkow CMG Home Loans CA 345,508,006 355 56%/44% Banker 28
13 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 13 Thuan Nguyen Loan Factory Inc. CA 339,040,833 864 81%/19% Broker 19
14 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 14 Scott Evans CrossCountry Mortgage LLC CA 338,030,860 583 79%/21% Banker 18
15 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 15 Brian Cooke Sunnyhill Financial Inc. CA 325,045,801 627 78%/22% Broker 23
16 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 16 Jeffrey Miller Truss Financial Group LLC CA 320,720,432 682 23%/77% Broker 24
17 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 17 Timothy Potempa The Potempa Team AZ 310,762,221 873 90%/10% Broker 22
18 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 18 John Vlogianitis Citizens Bank NY 300,858,801 217 96%/4% Banker 25
19 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 19 Joanna Yu BMO Bank, N.A. CA 279,471,488 177 78%/22% Banker 36
20 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 20 Jeremy Durkin CrossCountry Mortgage LLC PA 278,815,772 699 91%/9% Banker 21
21 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 21 Brent Nardecchia High Place Mortgage Inc. AZ 277,515,109 259 67%/33% Banker 20
22 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 22 Kelly Malatesta Cadence Bank TX 275,065,965 339 60%/40% Banker 32
23 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 23 Kory Kavanewsky CMG Home Loans CA 274,532,596 410 73%/27% Banker 21
24 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 24 Jennifer Beeston Rate FL 265,505,401 670 74%/26% Both 18
25 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 25 Dustin Rosenberg Convoy Home Loans CA 248,451,398 357 21%/79% Broker 11
26 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 26 Lysa Griffith OriginPoint WA 242,610,575 297 92%/8% Both 26
27 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 27 Risha Kilaru OriginPoint CA 241,431,916 239 80%/20% Both 16
28 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 28 Chris Keelin CrossCountry Mortgage LLC NJ 240,547,114 569 77%/23% Banker 17
29 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 29 Sherry Wang Citibank, N.A. CA 237,489,070 199 74%/26% Banker 12
30 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 30 Martin Medve Trident Home Loans LLC FL 236,336,241 393 82%/18% Broker 20
31 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 31 Al Hensling United American Mortgage CA 230,863,672 378 74%/26% Banker 40
32 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 32 Duc Pham Wonder Rates CA 230,182,392 397 59%/41% Broker 8
33 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 33 Chris Minjarez CMG Home Loans TX 229,236,976 632 99%/1% Banker 25
34 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 34 Aaron Tyler U.S. Bank WA 222,301,226 181 84%/16% Banker 21
35 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 35 Jose Magallanes Movement Mortgage CA 217,603,122 158 3%/97% Banker 0
36 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 36 Joseph Antonios U.S. Bank CT 217,177,790 168 68%/32% Banker 35
37 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 37 Jennifer Brown BMO Bank, N.A. IL 215,089,988 269 97%/3% Banker 23
38 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 38 Joel Mathew Champions Mortgage TX 214,881,560 552 79%/21% Banker 7
39 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 39 Daniel Lemeshev CrossCountry Mortgage LLC NJ 213,014,382 369 91%/9% Banker 3
40 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 40 Will Mullinix Atlantic Bay Mortgage Group NC 212,631,168 317 90%/10% Banker 22
41 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 41 Oleg Tkach NFM Lending WA 208,253,189 444 86%/14% Banker 20
42 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 42 Vipul Hapani Vema Mortgage LLC NC 208,229,290 436 47%/53% Broker 4
43 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 43 George Stone Jet HomeLoans FL 206,680,709 401 100%/0% Banker 25
44 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 44 Marc Evans BMO Bank, N.A. WI 206,375,272 264 99%/1% Banker 15
45 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 45 Jon Lamkin Rate NJ 204,177,468 314 89%/11% Both 24
46 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 46 Christina Razzi U.S. Bank IL 203,678,289 203 68%/32% Banker 20
47 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 47 Damon Germanides Insignia Mortgage Inc. CA 202,735,640 88 55%/45% Broker 21
48 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 48 Lindsey Atkins Movement Mortgage NC 202,418,253 583 97%/3% Banker 16
49 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 49 Chris Furie Insignia Mortgage Inc. CA 201,207,032 54 74%/26% Broker 35
50 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 50 Amir Fazalbhai Service First Mortage TX 200,981,403 570 100%/0% Banker 21
51 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 51 Tammy Saul Federal Hill Mortgage MD 200,543,143 576 70%/30% Broker 19
52 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 52 Justin Hrabovsky CMG Home Loans TX 199,708,112 452 99%/1% Banker 12
53 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 53 Todd Emerson Albrecht Edge Home Finance Corp. CO 197,926,137 529 81%/19% Broker 32
54 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 54 Danny Meier CMG Home Loans WA 197,525,079 294 85%/15% Banker 15
55 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 55 Neil Surgenor TD Bank NJ 195,687,995 211 88%/12% Banker 25
56 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 56 Lauren Maxwell CrossCountry Mortgage LLC FL 195,220,317 533 77%/23% Banker 37
57 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 57 Reginald Maddox Atlantic Bay Mortgage Group VA 195,152,148 371 95%/5% Banker 25
58 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 58 Alex Berger BMO Bank, N.A. CA 193,126,626 105 93%/7% Banker 24
59 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 59 Robert Oakes CIMG Residential Mortgage NC 192,067,412 424 91%/9% Banker 25
60 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 60 Jordan Wilhelmy Jet HomeLoans FL 191,407,562 415 100%/0% Banker 5
61 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 61 Tony Lupescu Fifth Third Bank IL 190,723,497 262 87%/13% Banker 20
62 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 62 Phil Nguyen Bay Equity CA 190,519,766 404 99%/1% Banker 22
63 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 63 Jason Harris Rate OH 189,277,205 575 91%/9% Both 22
64 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 64 Tomer Yeyni Option One Lending Inc. CA 189,178,102 205 62%/38% Broker 8
65 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 65 Jeremy Engle Golden Empire Mortgage Inc. Dba Vero Mortgage CA 188,102,341 533 92%/8% Banker 20
66 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 66 Andrew Bang Boomerang Capital AZ 187,877,698 672 100%/0% Banker 6
67 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 67 Patton Gade UMortgage PA 187,129,394 375 77%/23% Broker 10
68 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 68 Matthew Adler LMCU MI 185,782,900 478 92%/8% Banker 23
69 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 69 Casey Oiness Guild Mortgage Company WA 184,492,599 292 88%/12% Banker 14
70 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 70 Nader Chahine Citibank, N.A. CA 181,493,349 138 91%/9% Banker 24
71 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 71 David Edmondson TD Bank SC 179,586,191 208 97%/3% Banker 11
72 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 72 Marcus White First Citizens Bank SC 178,558,104 189 87%/13% Banker 20
73 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 73 Mark Goodwin First National Bank TX 178,089,400 151 91%/9% Banker 39
74 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 74 Neil Kantor Bay Equity MD 175,895,982 361 94%/6% Banker 21
75 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 75 Uvas Yu BMO Bank, N.A. CA 175,297,117 119 87%/13% Banker 11
76 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 76 Jesse Cronen Northpointe Bank MI 173,773,761 499 62%/38% Banker 19
77 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 77 Choe Hung U.S. Bank CA 173,157,020 193 74%/26% Banker 26
78 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 78 Stephanie Dombrowski Ent Credit Union CO 168,462,570 288 93%/7% Banker 0
79 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 79 Joani Ferris Jet HomeLoans TX 168,245,027 347 99%/1% Banker 13
80 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 80 Carey Ann Cyr CMG Home Loans TN 168,231,123 483 89%/11% Banker 26
81 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 81 Paul Zgalich Rate PA 167,900,843 433 89%/11% Both 16
82 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 82 Gabe Whitmer FirstBank Mortgage TN 166,911,789 544 87%/13% Banker 10
83 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 83 Erin Halliday U.S. Bank CA 166,419,853 187 66%/34% Banker 22
84 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 84 Anand Ilangovan Sistar Mortgage GA 165,777,560 348 77%/23% Banker 3
85 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 85 David Medrano First United Bank Mortgage TX 163,155,653 240 94%/6% Banker 18
86 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 86 Michael Vautour M&T Bank WA 162,505,356 155 84%/16% Banker 20
87 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 87 Lou Manfredini U.S. Bank MO 160,743,466 150 70%/30% Banker 25
88 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 88 Lance Johnson Regions Mortgage NC 160,397,180 192 91%/9% Banker 21
89 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 89 Ryan Purpero U.S. Bank CA 160,199,174 146 58%/42% Banker 22
90 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 90 Parker Borofsky Movement Mortgage TN 159,920,951 320 92%/8% Banker 0
91 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 91 Bruce Salik Rate FL 159,093,860 324 90%/10% Both 33
92 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 92 Ravneet Hanjraa U.S. Bank CA 158,898,418 147 78%/22% Banker 10
93 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 93 Becca Green Guild Mortgage Company NV 158,572,479 475 92%/8% Banker 26
94 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 94 Jason Smith CrossCountry Mortgage LLC AZ 158,299,685 520 71%/29% Banker 20
95 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 95 Fif Ghobadian OriginPoint CA 158,116,266 155 85%/15% Both 24
96 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 96 Julee Felsman Rate OR 157,345,783 357 89%/11% Both 31
97 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 97 Amber Coleman Guild Mortgage Company NV 157,227,294 464 96%/4% Banker 22
98 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 98 Sam Sharp Rate IL 156,709,473 326 91%/9% Both 23
99 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 99 Jared Clark Better Mortgage Corp. KY 156,069,529 407 89%/11% Banker 4
100 juliem 14/05/2025 01:38 PM juliem 14/05/2025 01:38 PM 100 Lawrence Chiusolo TD Bank NJ 155,785,204 171 91%/9% Banker 23
Rank First Name Last Name Company State Total Volume Closed Loans Purchases vs. Refis Banker or Broker Yrs. in Biz

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Kurt Brandly | 36

Greenside Capital

Florida

11 years in business

President of Greenside Capital, a top boutique brokerage specializing in investor financing. Former top producer and leader at Rocket Mortgage who helped redevelop multiple client-facing roles, partnered with Morgan Stanley and American Express, and earned dual master’s degrees in Business and Finance while working full-time. Kurt is redefining the client experience around homeownership, wealth building, and financial literacy.

James Burton | 39

Southern Trust Mortgage

South Carolina

4 years in business

James Burton is a South Carolina mortgage loan officer known for Lending the Lowcountry. With over four years of experience and a proud family legacy in mortgage lending, James became a top producer early in his career. A Citadel graduate and avid outdoorsman, he’s recognized for his relentless dedication, five-star service, and commitment to being his clients’ lender for life.

JD Cutri | 34

Plaza Home Mortgage

California

11 years in business

JD Cutri is the VP of Non-Delegated Lending for Plaza Home Mortgage, where he is responsible for driving growth and expanding Plaza’s Non-Delegated Correspondent production nationwide. Throughout his career, Cutri has been recognized for his leadership and performance, earlier as Co-Founder of Plaza’s Young Mortgage Professionals Association and more recently earning Plaza’s Select Circle Award and ranking as one of the company’s top producers.

Nate Clear | 36

FirstFunding Inc

City, TX

15 years in business

Nate Clear, President of FirstFunding, is transforming warehouse lending through innovation and disciplined execution. He has doubled monthly fundings, tripled sales, and launched new onboarding, training, and client service programs that improved efficiency, responsiveness, and client experience. Clear’s leadership drives agility, inclusion, and sustainable growth-fueling record performance.

Nick DeJesus | 38

Planet Home Lending

Pennsylvania

9 years in business

As a producing branch manager, DeJesus stands out for leadership, drive, and consistently exceptional results. Since opening Planet’s Bethlehem, PA branch in 2022, he’s built a high-performing team focused on affordability, personalized guidance, and lifelong relationships. A NAHREP and Planet President’s Club Top Originator, he also supports local animal shelters, helping families and pets alike find their forever homes.

Abbie Newell | 31

American Heritage Lending

Arizona

11 years in business

Abbie Newell is a seasoned Mortgage Closer at American Heritage Lending, bringing over a decade of experience; known for her precision, communication, and care, she ensures every deal, from purchase to refinance, closes smoothly. Her expertise across FHA, VA, USDA, and state housing programs strengthens AHL’s commitment to service and excellence.

Joseph Morley | 26

Park Place Finance

Texas

3 years in business

Joseph Morley is a Senior Account Executive at Park Place Finance, supporting lending operations and driving revenue growth. He specializes in building strong client relationships, developing strategic partnerships, and delivering consistent results through deep industry knowledge and proven sales expertise.

Allison Moore | 27

Leader Bank

Massachusetts

3 years in business

Alli joined Leader Bank after grad-school and immediately made an impact with creative solutions for connecting with real estate agents and educating homebuyers. Alli is dedicated to developing accessible educational tools, classes, and content for young homebuyers, and to empowering her generation to get access to powerful wealth-building tools. Her impact at Leader has been instantly positive, and we’re proud to have her on the team.

Tracy Mock | 37

Gateway Mortgage

Texas

10 years in business

Tracy Mock, is a Mortgage Sales Manager for Gateway Mortgage based in San Antonio with a decade of industry experience. She focuses on helping first-time buyers navigate FHA, VA, conventional, and down-payment assistance programs with straightforward guidance, proactive updates, and disciplined loan management. Tracy’s approach combines clear budgeting, realistic timelines, and consistent communication to minimize surprises and keep transactions.

Rocco Mandarino | 28

Maverick Lending NYC

New Jersey

1 year in business

Rocco Mandarino, Branch Manager of Maverick Lending NYC, is one of private lending’s fastest-rising leaders. Specializing exclusively in DSCR and investor financing, he partners with top brokers, luxury SFR investors, and build-to-rent developers nationwide. Having surpassed $100M in his first year, Rocco is redefining speed, precision, and execution as the new gold standard in private lending.

Bryan Lovern | 37

CrossCountry Mortgage

Maryland

11 years in business

Bryan Lovern is an Originating Branch Manager at CrossCountry Mortgage. Since joining the mortgage industry in 2013, Bryan has used his years of experience as a sales manager to become an expert in FHA loans, refinances, and the local market, providing exceptional customer service to his clients. Bryan is based in Crofton, Maryland.

Andy Levison | 38

Groundfloor Lending

Georgia

5 years in business

Andy Levison is the Associate Director of Retail Originations at Groundfloor Lending. Since joining in 2020, he is the company’s top producer. Fluent in Spanish, he drives growth among the company’s Spanish speaking demo. In 2025 alone, he is projected to originate more than $110 million in loan volume. In 2023, he was tasked with expanding Groundfloor’s presence in Nashville, which has since become a key growth area. He also mentors new hires.

Christopher Leon | 39

CrossCountry Mortgage

Arizona

13 years in business

Chris Leon is a Regional Vice President and Originating Branch Manager at CrossCountry Mortgage. Based in Sierra Vista, Arizona, Chris has been recognized as a Scotsman Guide Top Originator since 2016 and as the #1 Latino Mortgage Originator in the Southwest by National Association of Real Estate Agents. Chris is dedicated to serving his borrowers as a loan officer, bringing the dream of homeownership to members of community.

Eric Krattenstein | 37

American Heritage Lending

New Jersey

10 years in business

Eric Krattenstein is the Managing Director of American Heritage Lending, leading national sales, marketing, and growth for one of the nation’s premier Non-QM and private lenders. With over a decade of executive experience in real estate finance, he drives scalable growth through data-driven strategy, innovation, and leadership that continues to redefine Non-QM lending nationwide.

Abdel Khawatmi | 35

PRMG

New Jersey

7 years in business

Abdel Khawatmi is the Branch Manager at PRMG & a President’s Cabinet Member recognized among the nation’s top 1% mortgage originator. A visionary leader known for scaling teams through technology, automation, and culture, he’s redefined what modern lending looks like. From national stages to mastermind events, Abdel empowers loan officers to systemize success, serve with impact, and build sustainable growth through innovation reshaping the modern

Victoria Kammer | 38

CrossCountry Mortgage

Pennsylvania

15 years in business

Victoria Kammer is an Originating Branch Manager at CrossCountry Mortgage, specializing in first-time homebuyers, jumbo loans, non-QM loans, purchase, and refinance. With a passion for the mortgage industry, Victoria has dedicated the past 15 years to supporting clients through the loan process and helping them find the home of their dreams. She recently earned recognition on Scotsman Guide’s 2025 Top Originators list. Victoria is a graduate of Lafayette College and resides in Philadelphia, Pennsylvania. 

Ryan Kearns | 37

Kearns Mortgage Team, LLC

Florida

4 years in business

In just four years, Ryan Kearns has grown Kearns Mortgage Team from a solo start into a six-member brokerage known for client-first service and steady year-over-year growth despite challenging market environments. By blending education with technology, he creates clarity and confidence for families navigating the mortgage process. He serves on Hillsborough County’s Affordable Housing Advisory Board, shaping initiatives that expand opportunity.

Julian Zimmerman | 29

Groundfloor Lending

Kansas

6 years in business

Julian Zimmerman is the Director of Lending Operations at Groundfloor, where she has transformed the company’s lending infrastructure and operational efficiency since joining as a processor in 2020. In 2023, she built Groundfloor’s Loan Origination System and Borrower Portal from the ground up, doubling originations and improving compliance. In 2024, she launched the servicing platform, unifying and modernizing the borrower experience.

Daniel Norris | 33

American Heritage Lending

California

4 years in business

Daniel Norris is a Sr. Relationship Manager at American Heritage Lending, where he builds and maintains strong partnerships with brokers and clients nationwide. With over four years at AHL, Daniel is known for his responsiveness, attention to detail, and commitment to delivering the speed and service that define Non-QM lending redefined.

Phi Nguyen | 30

American Heritage Lending

California

5 years in business

Phi Nguyen is a Senior Loan Processor at American Heritage Lending, bringing over four years of Non-QM experience and a unique background in education. Her strong communication and problem-solving skills help guide clients through each step with care and precision. Known for her balance, empathy, and dedication, Phi embodies AHL’s people-first approach to lending.

Kylie Raffi | 28

Southern Trust Mortgage

Virginia

6 years in business

A top-producing loan officer with six years of experience at Southern Trust Mortgage, Kylie Raffi is dedicated to helping Hampton Roads families achieve homeownership. In 2024, she earned the Virginia Housing Bronze Award for assisting 23 families and securing $380,000 in grants, a testament to her commitment to affordable lending, community impact, and unwavering dedication as a trusted advocate for her clients and partners.

Brandon Reilly | 30

Southern Trust Mortgage

Virginia

8 years in business

A Hampden-Sydney College graduate with a background in construction and eight years of mortgage experience, Brandon Reilly is a trusted leader in Richmond, VA. Specializing in first-time, jumbo, and construction loans, he guides clients with patience and expertise. Brandon’s consultative style and community focus reflect his belief that every client deserves personalized care and attention.

Charles Ryan | 35

PRMG

Georgia

13 years in business

Charles Ryan is a top-producing Account Executive celebrated for his unwavering dedication, professionalism, and passion for helping clients succeed. With multiple 5-star reviews, Charles has earned a reputation for delivering exceptional service, clear and confident communication, and personalized lending solutions tailored to each client’s unique goals.
 

Jordan Saceda | 38

E Mortgage Capital

California

8 years in business

Born in Juneau, Alaska, Jordan Saceda learned early that smart financial decisions matter more than income. After moving to California, he found his calling in mortgages-helping families and investors navigate real estate with clarity. Jordan treats every client like family because he knows what’s at stake when financing a home.

Milad Shamoun | 29

Loan Goat

California

4 years in business

Milad Shamoun, Founder of Loan Goat, is a dominant force in California’s real estate finance world. A former U.S. Marine Sergeant, he transformed military precision into business excellence. Today, he stands as one of the top residential & commercial hard money lenders in the state. Known for creative marketing, funding large loans, deep market expertise, & relentless drive, Milad has made Loan Goat a gold standard in trust, speed, & results.

Kayla Tarabay | 32

Novus Home Mortgage

Massachusetts

3 years in business

With a kind-hearted approach and strong work ethic, Kayla Tarabay guides clients through every step of the mortgage process with clarity and care. Kayla’s dedication and commitment to building her personal brand have taken her business to new heights this year. Outside of work, Kayla is a proud mom, dog lover, and fitness enthusiast who believes life should be filled with energy, purpose, and a little fun.

Chaim Weiser | 30

The Leopard Group

New York

6 years in business

Chaim Weiser, Loan Officer at The Leopard Group, is rapidly earning recognition in the mortgage industry. Specializing in QM, Non-QM, bridge, HELOC, and commercial financing, he is known for precision, responsiveness, and strategic deal structuring. With strong relationships and a results-driven approach, Chaim delivers high-impact solutions and stands out as a true Top Emerging Star.

Julia Willetts | 27

Merchants Mortgage

Colorado

9 years in business

Julia Willetts began her career at Merchants in 2016 and has since earned two promotions, now serving as Vice President of Loan Originations. Over the past year, she has funded more than $108M in loans across 15 states, helping real estate investors finance both rehab and new construction projects, while leading a team of loan originators that deliver exceptional service from start to finish.

Matthew Ziegert | 35

CrossCountry Mortgage

New Jersey

9 years in business

Matthew Ziegert is a Divisional Sales Manager at CrossCountry Mortgage specializing in purchase and refinance. He built his business around helping clients achieve homeownership by finding the ideal loan for their unique circumstances. Matthew has ranked in the top 1% of loan officers nationwide for the last eight years. He resides in Rockaway, New Jersey, with his wife and children. 

Nate Clear | 36

FirstFunding Inc

Texas

15 years in business

Nate Clear, President of FirstFunding, is transforming warehouse lending through innovation and disciplined execution. He has doubled monthly fundings, tripled sales, and launched new onboarding, training, and client service programs that improved efficiency, responsiveness, and client experience. Clear’s leadership drives agility, inclusion, and sustainable growth-fueling record performance.

Allison Moore | 27

Leader Bank

Massachusetts

3 years in business

Alli joined Leader Bank after grad-school and immediately made an impact with creative solutions for connecting with real estate agents and educating homebuyers. Alli is dedicated to developing accessible educational tools, classes, and content for young homebuyers, and to empowering her generation to get access to powerful wealth-building tools. Her impact at Leader has been instantly positive, and we’re proud to have her on the team.

Andy Levison | 38

Groundfloor Lending

Georgia

5 years in business

Andy Levison is the Associate Director of Retail Originations at Groundfloor Lending. Since joining in 2020, he is the company’s top producer. Fluent in Spanish, he drives growth among the company’s Spanish speaking demo. In 2025 alone, he is projected to originate more than $110 million in loan volume. In 2023, he was tasked with expanding Groundfloor’s presence in Nashville, which has since become a key growth area. He also mentors new hires.

Brent Hoffman | 36

PRMG

Ohio

14 years in business

Brent Hoffman made a bold move to give clients and partners the best. For nine years at PRMG, he’s built success on transparency, efficiency, and genuine care. As a Branch Manager and President’s Cabinet member, he delivers competitive loans with fast approvals and smooth closings. His independent structure ensures personalized service, and his passion shines through in every transaction.

Peter Jose | 35

PRMG

Maine

10 years in business

Peter Jose is a dynamic Branch Manager with a finance degree and a passion for helping people achieve homeownership. Known for his professionalism, enthusiasm, and creative problem-solving, he ensures borrowers feel informed and supported. A member of PRMG’s President’s Cabinet, he brings energy, expertise, and genuine care to every loan.

Kevin Victoria | 30

CV3 Financial Services

Arizona

7 years in business

In 7 years, Kevin has risen from Sales Associate to VP of Sales. He led his team of 11 originators to break company records, funding $800M/1,500 units in 2 years. A transformative leader with exceptional sales acumen and relentless work ethic, Kevin’s impact reaches far beyond his own production of $100M+. Balancing scale with personalized service, he has built systems, launched initiatives and solidified partnerships to drive enduring success.

Lauren Robert | 35

Leader Bank

Massachusetts

5 years in business

In 2023, Lauren helped launch Leader Bank’s Cape Cod Mortgage Office and has spent the time since helping to build the Leader Cape Team from the #11 to the #2 Purchase Lender in the area. Her personal expertise and experience has seen her own volume rise over 40% to $40 million and counting in 2025. In the last few years she has successfully built her own business, helped build a whole new loan office, and raise 3 children. She is a rock star!
 

Andres Saias | 32

RBI Private Lending

Florida

15 years in business

Andres Saias, Chief Lending Officer & founding Board Member at RBI Private Lending, is a seasoned real estate finance expert in real estate investment finance. With degrees from Georgetown (M.S. Real Estate) & Boston U, he’s driven RBI’s growth since 2015.

Erica LaCentra | 35

RCN Capital

Connecticut

13 years in business

Erica LaCentra, CMO at RCN Capital, has transformed the brand into a national leader. Her fearless leadership, strategic vision, and mentorship drive award-winning campaigns and industry innovation. Honored by MPA, NMP and more, she’s earned widespread recognition for her impact, with multiple industry accolades celebrating her innovation and influence. Erica is a trailblazer in private lending and a role model for women in marketing.

Kyle Johnson | 32

CrossCountry Mortgage

Washington State

10 years in business

Kyle Johnson is a nationally ranked Branch Manager and Mortgage Advisor with CrossCountry Mortgage, leading a top-performing team based in Lacey, WA. Helping families across the country, he’s guided over 2,000 families nationwide with a concierge-level approach rooted in clarity, care, and expertise, specializing in VA loans and relocations for military families.

Chania Ford | 28

Groundfloor Lending

Georgia

1 year in business

Chania Ford is a Business Development Manager at Groundfloor Lending. A first-generation Caribbean-American from New York City, she transitioned from product development to real estate finance, quickly excelling in investor relations. Known for her confidence and relationship-building skills, she’s a trusted partner to both new and experienced investors.

Alec Finn | 33

American Heritage Lending

Illinois

6 years in business

Alec Finn is a Producing Sales Manager at American Heritage Lending, helping real estate and mortgage professionals grow their referral networks and expand their Non-QM business. Based in Chicago, he drives Midwest market growth through creative lending solutions, strong partnerships, and a results-driven approach that reflects AHL’s mission to redefine Non-QM lending nationwide.

Daniel Halvorsen | 36

LoanPeople

Florida

14 years in business

Daniel is a Scotsman Guide Top Originator and 40 Under 40 winner. Through a referral-driven approach, he has personally funded over $1 billion in volume. Halvorsen is Northeast Florida’s #1 retail originator (CoreLogic) and a leading originator for loans utilizing Florida Housing Corp. DPA programs. He champions accessible homeownership, enjoys guitar and family time, and supports Clarke Schools For Hearing & Speech and Wolfson Children’s Hospital.

Travis Harris | 36

Southern Trust Mortgage

Virginia

13 years in business

A James Madison University graduate who began his career in mortgage marketing, Travis Harris has spent over a decade redefining community service through lending. Since 2012, he’s helped hundreds of Hampton Roads families achieve homeownership through creativity, education, and strong builder and Realtor partnerships. Known for his sharp mind and local heart, Travis builds lasting relationships through exceptional service.

Connor Donovan | 26

Park Place Finance

Texas

4 years in business

Connor Donovan serves as Chief Revenue Officer at Park Place Finance, leading the sales team and managing lending operations nationwide. With his experience in mortgage and financial services, he drives revenue growth, builds strategic partnerships, and leads high-performing sales teams through expert leadership and industry insight.

Thomas Evans | 31

Acadia Lending Group

Maine

8 years in business

Tom Evans combines industry expertise with genuine enthusiasm for helping people reach their homeownership goals. He works with everyone from first-time buyers to seasoned investors and those seeking second homes in Vacationland. Known for his quick thinking, strong problem-solving skills, and client-first approach, Tom delivers thoughtful lending solutions designed to fit every borrower’s needs.

Justin Margolis | 35

PRMG

Florida

13 years in business

Justin Margolis is a top 1% Originator and PRMG President’s Cabinet member known for his leadership in Non-QM lending. As VP of Non-QM Business Development and Branch Sales Manager, he drives growth, optimizes operations, and supports partners across Retail, Wholesale, and Correspondent channels. A Scotsman Guide Top Originator, Justin brings expertise, energy, and a results-driven focus to every transaction.

Daniel Lemeshev | 29

CrossCountry

Mortgage

New Jersey

3 years in business

Daniel Lemeshev is the SVP of Mortgage Lending at CrossCountry Mortgage, specializing in purchase, refinance, and first-time homebuyers. He has earned recognition as a Top 40 loan originator in the U.S., according to Scotsman Guide. Daniel is based in Hoboken, New Jersey.

Jessica Davolio | 35

Leader Bank

Massachusetts

6 years in business

Jess is a client advocate. She works through complicated and difficult deals with an unmatched tenacity. Her clients are consistently amazed by her consistent efforts to put them in the best financial position. In her first year with Leader Bank she grew her production volume by 90% to over $25 million and is set for even greater heights in 2026. She’s active in local mom’s groups, a golfer, and she never shies away from trying something new!

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