Top Mortgage Lenders

Since 2013, Scotsman Guide’s Top Mortgage Lenders rankings have set the standard for excellence in residential lending. Backed by a rigorous verification process and over a decade of industry trust, this comprehensive list is recognized as the benchmark for performance, credibility, and leadership in the mortgage space.

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2025 Top Retail Lenders

Rankings are based on the previous year production numbers.
Search below to filter the list or click on the column headers to sort.

wdt_ID wdt_created_by wdt_created_at wdt_last_edited_by wdt_last_edited_at Rank Company Headquarters 2024 Retail Volume 2024 Retail Units % Retail
1 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 1 CrossCountry Mortgage Cleveland, OH 40,865,261,716 112,090 100%
2 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 2 Rate Chicago, IL 26,400,247,452 67,855 100%
3 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 3 loanDepot Irvine, CA 24,497,154,071 84,376 100%
4 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 4 Fairway Independent Mortgage Corporation Madison, WI 24,015,902,419 73,636 99%
5 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 5 Guild Mortgage San Diego, CA 22,593,895,603 66,790 97%
6 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 6 CMG Home Loans San Ramon, CA 20,944,515,029 57,934 74%
7 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 7 Movement Mortgage, LLC Indian Land, SC 20,927,607,756 60,914 100%
8 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 8 New American Funding Tustin, CA 13,963,529,925 47,320 100%
9 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 9 American Pacific Mortgage Roseville, CA 9,184,810,250 26,702 100%
10 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 10 PrimeLending, a PlainsCapital Company Dallas, TX 8,616,353,101 26,893 100%
11 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 11 Newrez LLC Fort Washington, PA 8,240,527,698 32,055 14%
12 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 12 Cornerstone Home Lending Houston, TX 7,891,169,344 21,677 100%
13 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 13 Pennymac Westlake Village, CA 7,668,747,191 23,989 7%
14 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 14 Prosperity Home Mortgage, LLC Fairfax, VA 7,116,012,001 20,126 99%
15 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 15 NFM Lending Linthicum, MD 6,751,705,722 17,452 100%
16 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 16 Guaranteed Rate Affinity Chicago, Il 6,137,314,847 15,235 100%
17 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 17 Mutual of Omaha Mortgage, Inc. San Diego, CA 5,222,691,564 19,369 86%
18 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 18 Supreme Lending Dallas, TX 4,959,556,129 17,241 100%
19 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 19 FBC Mortgage, LLC Family of Companies Orlando, FL 4,552,030,386 12,172 53%
20 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 20 KBHS Home Loans Irving, TX 4,109,025,000 10,241 100%
21 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 21 Atlantic Bay Mortgage Group Virginia Beach, VA 3,940,461,183 11,926 100%
22 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 22 Wintrust Mortgage Rosemont, IL 3,803,624,562 10,175 100%
23 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 23 Better Mortgage Corporation New York, NY 3,594,180,739 11,755 100%
24 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 24 Luminate Bank Minneapolis, MN 3,397,140,940 9,713 100%
25 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 25 AnnieMac Home Mortgage Mount Laurel, NJ 3,288,755,394 9,558 100%
26 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 26 Primary Residential Mortgage, Inc. Salt Lake City, UT 3,229,241,366 11,321 100%
27 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 27 Revolution Mortgage Westerville, OH 2,826,093,916 8,851 100%
28 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 28 Paramount Residential Mortgage Group Corona, CA 2,726,618,099 7,171 28%
29 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 29 Leader Bank, N.A. Arlington , MA 2,656,857,771 5,398 100%
30 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 30 First United Bank Mortgage Plano, TX 2,518,634,537 5,937 100%
31 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 31 Planet Home Lending, LLC Meriden, CT 2,501,882,421 8,116 14%
32 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 32 SWBC Mortgage Corporation San Antonio, TX 2,465,738,974 7,641 100%
33 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 33 Neighborhood Loans, Inc. Downers Grove, IL 2,450,056,724 8,599 100%
34 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 34 TowneBank Mortgage Norfolk, VA 2,366,881,338 6,517 100%
35 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 35 First Home Mortgage Baltimore, MD 2,363,680,260 5,804 100%
36 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 36 Highlands Residential Mortgage Allen, TX 2,308,957,555 6,779 100%
37 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 37 Canopy Mortgage, LLC Lindon, UT 2,307,908,671 6,853 100%
38 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 38 Ruoff Mortgage Fort Wayne, IN 2,307,280,766 10,410 100%
39 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 39 Waterstone Mortgage Brookfield, WI 2,214,901,308 6,708 100%
40 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 40 OriginPoint Chicago, IL 2,184,160,795 3,114 100%
41 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 41 Northpointe Bank Grand Rapids, MI 2,158,622,152 5,472 100%
42 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 42 American Financial Network, Inc. Brea, CA 2,136,875,563 6,418 51%
43 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 43 V.I.P Mortgage, Inc. and V.I.P. Independent Mortgage,Inc. Scottsdale, AZ 2,080,558,242 5,424 62%
44 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 44 USA Mortgage / DAS Acquisition St Louis, MO 2,077,495,182 7,936 98%
45 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 45 Atlantic Coast Mortgage, LLC Fairfax, VA 2,060,522,946 5,131 100%
46 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 46 Churchill Mortgage Brentwood, TN 2,059,219,373 6,739 100%
47 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 47 Intercap Lending Salt Lake City, UT 2,048,350,320 4,411 100%
48 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 48 Carrington Mortgage Services Anaheim, CA 1,968,292,692 9,935 65%
49 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 49 Nations Lending Corp. Independence, OH 1,900,945,982 6,234 100%
50 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 50 Cornerstone First Mortgage, LLC San Diego, CA 1,784,267,340 4,654 100%
51 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 51 NJ Lenders Corp Little Falls, NJ 1,650,732,788 3,425 100%
52 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 52 NOVA Home Loans Tucson, AZ 1,554,143,551 4,545 100%
53 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 53 Homeowners Financial Group, USA LLC Scottsdale, AZ 1,452,026,498 4,100 100%
54 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 54 First Community Mortgage Murfreesboro, TN 1,406,684,080 5,113 45%
55 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 55 LeaderOne Financial Overland Park, KS 1,378,116,076 4,781 86%
56 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 56 Premier Mortgage Resources, LLC Meridian, ID 1,361,838,348 4,262 100%
57 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 57 Change Lending Anaheim, CA 1,335,601,326 2,768 46%
58 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 58 Network Funding, LP Houston, TX 1,024,613,672 3,289 93%
59 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 59 AmeriHome Mortgage Company, LLC Thousand Oaks, CA 1,016,138,336 2,635 2%
60 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 60 Absolute Home Mortgage Corp. Fairfield, NJ 992,147,970 2,910 94%
61 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 61 Direct Mortgage Loans, LLC Hunt Valley, MD 877,804,705 2,736 100%
62 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 62 Premia Mortgage Troy, MI 844,648,692 1,889 100%
63 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 63 Southern Trust Mortgage Virginia Beach, VA 812,971,525 2600 100%
64 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 64 Vellum Mortgage Fairfax, VA 805,489,884 1,606 100%
65 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 65 InterLinc Mortgage Houston, TX 793,577,477 2,730 100%
66 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 66 VanDyk Mortgage Corp. Grand Rapids, MI 780,523,943 2,658 100%
67 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 67 GMFS Mortgage LLC Baton Rouge, LA 752,998,404 2,735 46%
68 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 68 Eustis Mortgage Corp. New Orleans, LA 748,450,047 2,706 89%
69 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 69 DSLD Mortgage Baton Rouge, LA 728,007,000 2,774 100%
70 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 70 LoanPeople Austin, TX 630,555,878 1,723 100%
71 harteone 30/05/2025 03:06 PM harteone 30/05/2025 03:06 PM 71 Ameritrust Mortgage Corp. Tustin, CA 610,368,078 1,004 55%
Rank Company Headquarters 2024 Retail Volume 2024 Retail Units % Retail

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