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Top Originators

Since 2010, Scotsman Guide has ranked tens of thousands of the nation’s top-producing residential mortgage originators. With its longstanding credibility, rigorous verification process, and expansive reach, this annual ranking is widely regarded as the industry’s gold standard for recognizing individual achievement and top-tier performance.

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2025 Most Loans Closed

Rankings are based on the previous year’s production numbers.
Search below to filter the list or click on the column headers to sort.

wdt_ID wdt_created_by wdt_created_at wdt_last_edited_by wdt_last_edited_at Rank First Name Last Name Company State Closed Loans Total Volume Purchases vs. Refis Banker or Broker Yrs. in Biz
1 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 1 Shant Banosian Rate MA 1,594 1,000,162,647 84%/16% Both 16
2 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 2 Ameer Katifi Trusted Mortgage Capital CA 1,346 474,963,646 5%/95% Broker 9
3 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 3 Matt Weaver CrossCountry Mortgage LLC FL 1,057 367,966,975 82%/18% Banker 25
4 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 4 Ben Cohen Rate IL 920 553,964,894 82%/18% Both 20
5 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 5 Timothy Potempa The Potempa Team AZ 873 310,762,221 90%/10% Broker 22
6 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 6 Thuan Nguyen Loan Factory Inc. CA 864 339,040,833 81%/19% Broker 19
7 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 7 Jeremy Durkin CrossCountry Mortgage LLC PA 699 278,815,772 91%/9% Banker 21
8 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 8 Greg Iverson Neighborhood Loans Inc. MO 691 106,981,434 91%/9% Banker 0
9 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 9 Jeffrey Miller Truss Financial Group LLC CA 682 320,720,432 23%/77% Broker 24
10 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 10 Andrew Bang Boomerang Capital AZ 672 187,877,698 100%/0% Banker 6
11 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 11 Jennifer Beeston Rate FL 670 265,505,401 74%/26% Both 18
12 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 12 David Clark American Financing CO 659 143,127,530 0%/100% Banker 19
13 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 13 Baret Kechian loanDepot NJ 640 414,699,849 80%/20% Banker 29
14 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 14 Chris Minjarez CMG Home Loans TX 632 229,236,976 99%/1% Banker 25
15 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 15 Brian Cooke Sunnyhill Financial Inc. CA 627 325,045,801 78%/22% Broker 23
16 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 16 Hank Metzger American Financing CO 623 155,663,198 0%/100% Banker 21
17 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 17 Andrew Marquis CrossCountry Mortgage LLC MA 611 418,975,283 84%/16% Banker 21
18 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 18 Jarret Coleman U.S. Bank CT 610 618,202,232 67%/33% Banker 18
19 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 19 Mark Cohen Cohen Financial Group CA 609 790,947,361 65%/35% Broker 38
20 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 20 Hunter Strong Firsttrust Home Loans AR 606 87,133,958 96%/4% Banker 4
21 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 21 Scott Evans CrossCountry Mortgage LLC CA 583 338,030,860 79%/21% Banker 18
22 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 22 Lindsey Atkins Movement Mortgage NC 583 202,418,253 97%/3% Banker 16
23 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 23 Ashley Mckenzie-Sharp Highlands Residential Mortgage NC 581 146,978,172 94%/6% Banker 21
24 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 24 Tammy Saul Federal Hill Mortgage MD 576 200,543,143 70%/30% Broker 19
25 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 25 Jason Harris Rate OH 575 189,277,205 91%/9% Both 22
26 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 26 Amir Fazalbhai Service First Mortage TX 570 200,981,403 100%/0% Banker 21
27 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 27 Chris Keelin CrossCountry Mortgage LLC NJ 569 240,547,114 77%/23% Banker 17
28 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 28 Joel Mathew Champions Mortgage TX 552 214,881,560 79%/21% Banker 7
29 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 29 Gabe Whitmer FirstBank Mortgage TN 544 166,911,789 87%/13% Banker 10
30 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 30 Lauren Maxwell CrossCountry Mortgage LLC FL 533 195,220,317 77%/23% Banker 37
31 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 31 Jeremy Engle Golden Empire Mortgage Inc. Dba Vero Mortgage CA 533 188,102,341 92%/8% Banker 20
32 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 32 Todd Emerson Albrecht Edge Home Finance Corp. CO 529 197,926,137 81%/19% Broker 32
33 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 33 Jason Smith CrossCountry Mortgage LLC AZ 520 158,299,685 71%/29% Banker 20
34 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 34 Doug Crouse BMO Bank, N.A. KS 500 500,291,160 99%/1% Banker 25
35 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 35 Jesse Cronen Northpointe Bank MI 499 173,773,761 62%/38% Banker 19
36 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 36 Ronda Hickey Flat Branch Mortgage Inc. MO 494 91,561,214 94%/6% Banker 19
37 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 37 Scott Snapp loanDepot OH 490 87,149,167 82%/18% Banker 27
38 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 38 Molly Dean-Clark Leaderone Financial Corp. MO 489 129,678,330 96%/4% Banker 21
39 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 39 Carey Ann Cyr CMG Home Loans TN 483 168,231,123 89%/11% Banker 26
40 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 40 Jesse Dejacimo Novus Home Mortgage OH 480 81,559,342 96%/4% Banker 15
41 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 41 Matthew Adler LMCU MI 478 185,782,900 92%/8% Banker 23
42 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 42 Becca Green Guild Mortgage Company NV 475 158,572,479 92%/8% Banker 26
43 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 43 Amber Coleman Guild Mortgage Company NV 464 157,227,294 96%/4% Banker 22
44 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 44 Adam Workman CrossCountry Mortgage LLC NC 462 143,557,983 87%/13% Banker 19
45 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 45 Jackie Wampler Intercoastal Mortgage LLC NC 454 142,948,041 78%/22% Banker 25
46 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 46 Justin Hrabovsky CMG Home Loans TX 452 199,708,112 99%/1% Banker 12
47 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 47 Austin Smith Fairway Independent Mortgage Corp. IN 452 124,361,000 92%/8% Banker 0
48 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 48 Paul Volpe NOVA Investment and Financial Corporation AZ 449 154,216,337 77%/23% Banker 24
49 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 49 Oleg Tkach NFM Lending WA 444 208,253,189 86%/14% Banker 20
50 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 50 Amy Harvell CrossCountry Mortgage LLC FL 437 140,285,731 97%/3% Banker 8
51 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 51 Daniel Sa NFM Lending OH 437 138,233,711 95%/5% Banker 20
52 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 52 Vipul Hapani Vema Mortgage LLC NC 436 208,229,290 47%/53% Broker 4
53 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 53 Paul Zgalich Rate PA 433 167,900,843 89%/11% Both 16
54 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 54 Kevin Kenerson Lending Hand Mortgage LLC TN 432 150,130,176 88%/12% Broker 22
55 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 55 Derek Haffner First United Bank Mortgage OK 430 105,071,851 97%/3% Banker 9
56 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 56 Jacques Laubert Homestead Funding Corp. NE 428 80,655,856 98%/2% Banker 26
57 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 57 Robert Oakes CIMG Residential Mortgage NC 424 192,067,412 91%/9% Banker 25
58 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 58 Zak Zouhari RMC Home Mortgage FL 424 146,007,812 100%/0% Banker 6
59 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 59 Amanda Mccall PrimeLending SC 420 142,956,023 97%/3% Banker 26
60 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 60 Jordan Wilhelmy Jet HomeLoans FL 415 191,407,562 100%/0% Banker 5
61 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 61 Jerry Sundt CrossCountry Mortgage LLC AZ 415 151,383,749 71%/29% Banker 22
62 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 62 James Allen Movement Mortgage CT 414 93,031,330 98%/2% Banker 0
63 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 63 Shelby Weston The Money Store OK 412 109,259,655 97%/3% Banker 22
64 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 64 Kory Kavanewsky CMG Home Loans CA 410 274,532,596 73%/27% Banker 21
65 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 65 Jared Clark Better Mortgage Corp. KY 407 156,069,529 89%/11% Banker 4
66 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 66 Phil Nguyen Bay Equity CA 404 190,519,766 99%/1% Banker 22
67 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 67 George Stone Jet HomeLoans FL 401 206,680,709 100%/0% Banker 25
68 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 68 Kimberly Winters Movement Mortgage NC 401 147,976,710 93%/7% Banker 26
69 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 69 Blaise Menzoni Nation One Mortgage Corp. NJ 400 101,176,239 89%/12% Banker 20
70 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 70 Duc Pham Wonder Rates CA 397 230,182,392 59%/41% Broker 8
71 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 71 Scott Fleming PrimeLending MO 397 122,750,894 85%/15% Banker 19
72 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 72 Carrie Martin Flat Branch Mortgage Inc. MO 395 68,583,603 97%/3% Banker 8
73 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 73 Karen Grim FBC Mortgage LLC FL 394 123,664,823 100%/0% Banker 33
74 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 74 Martin Medve Trident Home Loans LLC FL 393 236,336,241 82%/18% Broker 20
75 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 75 Adam Slack CrossCountry Mortgage LLC NC 393 155,017,955 87%/13% Banker 17
76 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 76 Ryan Parker Fairway Independent Mortgage Corp. AZ 393 132,619,980 90%/10% Banker 0
77 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 77 Khai Nguyen AML Funding LLC Dba Absolute Mortgage & Lending TX 393 117,539,010 84%/16% Banker 14
78 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 78 Mark Carroll CMG Home Loans WA 392 124,678,001 97%/3% Banker 21
79 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 79 John Abraham The Money Store and Caliber Home Loans IL 391 62,698,732 99%/1% Banker 34
80 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 80 Miguel Mouriz New American Funding FL 390 18,123,787 99%/1% Banker 20
81 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 81 Michael Brown Churchill Mortgage TN 388 142,864,146 86%/14% Banker 20
82 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 82 Brandon Brotsky Reach Home Loans LLC FL 387 145,898,490 88%/12% Broker 22
83 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 83 George Hackett Guaranteed Rate Affinity PA 387 109,161,218 97%/3% Both 22
84 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 84 Wesley Cohen TexasLending.com, a division of Network Funding, LP TX 383 67,720,992 8%/92% Banker 22
85 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 85 Kevin O'Laughlin Movement Mortgage PA 379 110,815,341 94%/6% Banker 0
86 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 86 Al Hensling United American Mortgage CA 378 230,863,672 74%/26% Banker 40
87 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 87 Patton Gade UMortgage PA 375 187,129,394 77%/23% Broker 10
88 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 88 Chris Drexler New American Funding GA 374 123,771,092 97%/3% Banker 28
89 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 89 Adam Dellemonico Movement Mortgage RI 373 140,293,082 90%/10% Banker 8
90 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 90 Reginald Maddox Atlantic Bay Mortgage Group VA 371 195,152,148 95%/5% Banker 25
91 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 91 Nick Barta Security First Financial CO 370 85,169,962 96%/4% Banker 16
92 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 92 Daniel Lemeshev CrossCountry Mortgage LLC NJ 369 213,014,382 91%/9% Banker 3
93 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 93 M Meghan Merrill CMG Home Loans NH 366 132,919,917 89%/11% Banker 26
94 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 94 Philip Crescenzo Nation One Mortgage Corp. NJ 366 117,798,974 96%/4% Banker 24
95 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 95 Gordon Palmieri FBC Mortgage LLC GA 363 152,240,825 100%/0% Banker 21
96 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 96 Amber Ernst New American Funding IA 362 71,526,798 92%/8% Banker 19
97 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 97 Neil Kantor Bay Equity MD 361 175,895,982 94%/6% Banker 21
98 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 98 Karen Nielson Guild Mortgage Company UT 358 108,988,117 84%/16% Banker 26
99 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 99 Dustin Rosenberg Convoy Home Loans CA 357 248,451,398 21%/79% Broker 11
100 juliem 14/05/2025 01:22 PM juliem 14/05/2025 01:22 PM 100 Julee Felsman Rate OR 357 157,345,783 89%/11% Both 31
Rank First Name Last Name Company State Closed Loans Total Volume Purchases vs. Refis Banker or Broker Yrs. in Biz

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Kurt Brandly | 36

Greenside Capital

Florida

11 years in business

President of Greenside Capital, a top boutique brokerage specializing in investor financing. Former top producer and leader at Rocket Mortgage who helped redevelop multiple client-facing roles, partnered with Morgan Stanley and American Express, and earned dual master’s degrees in Business and Finance while working full-time. Kurt is redefining the client experience around homeownership, wealth building, and financial literacy.

James Burton | 39

Southern Trust Mortgage

South Carolina

4 years in business

James Burton is a South Carolina mortgage loan officer known for Lending the Lowcountry. With over four years of experience and a proud family legacy in mortgage lending, James became a top producer early in his career. A Citadel graduate and avid outdoorsman, he’s recognized for his relentless dedication, five-star service, and commitment to being his clients’ lender for life.

JD Cutri | 34

Plaza Home Mortgage

California

11 years in business

JD Cutri is the VP of Non-Delegated Lending for Plaza Home Mortgage, where he is responsible for driving growth and expanding Plaza’s Non-Delegated Correspondent production nationwide. Throughout his career, Cutri has been recognized for his leadership and performance, earlier as Co-Founder of Plaza’s Young Mortgage Professionals Association and more recently earning Plaza’s Select Circle Award and ranking as one of the company’s top producers.

Nate Clear | 36

FirstFunding Inc

City, TX

15 years in business

Nate Clear, President of FirstFunding, is transforming warehouse lending through innovation and disciplined execution. He has doubled monthly fundings, tripled sales, and launched new onboarding, training, and client service programs that improved efficiency, responsiveness, and client experience. Clear’s leadership drives agility, inclusion, and sustainable growth-fueling record performance.

Nick DeJesus | 38

Planet Home Lending

Pennsylvania

9 years in business

As a producing branch manager, DeJesus stands out for leadership, drive, and consistently exceptional results. Since opening Planet’s Bethlehem, PA branch in 2022, he’s built a high-performing team focused on affordability, personalized guidance, and lifelong relationships. A NAHREP and Planet President’s Club Top Originator, he also supports local animal shelters, helping families and pets alike find their forever homes.

Abbie Newell | 31

American Heritage Lending

Arizona

11 years in business

Abbie Newell is a seasoned Mortgage Closer at American Heritage Lending, bringing over a decade of experience; known for her precision, communication, and care, she ensures every deal, from purchase to refinance, closes smoothly. Her expertise across FHA, VA, USDA, and state housing programs strengthens AHL’s commitment to service and excellence.

Joseph Morley | 26

Park Place Finance

Texas

3 years in business

Joseph Morley is a Senior Account Executive at Park Place Finance, supporting lending operations and driving revenue growth. He specializes in building strong client relationships, developing strategic partnerships, and delivering consistent results through deep industry knowledge and proven sales expertise.

Allison Moore | 27

Leader Bank

Massachusetts

3 years in business

Alli joined Leader Bank after grad-school and immediately made an impact with creative solutions for connecting with real estate agents and educating homebuyers. Alli is dedicated to developing accessible educational tools, classes, and content for young homebuyers, and to empowering her generation to get access to powerful wealth-building tools. Her impact at Leader has been instantly positive, and we’re proud to have her on the team.

Tracy Mock | 37

Gateway Mortgage

Texas

10 years in business

Tracy Mock, is a Mortgage Sales Manager for Gateway Mortgage based in San Antonio with a decade of industry experience. She focuses on helping first-time buyers navigate FHA, VA, conventional, and down-payment assistance programs with straightforward guidance, proactive updates, and disciplined loan management. Tracy’s approach combines clear budgeting, realistic timelines, and consistent communication to minimize surprises and keep transactions.

Rocco Mandarino | 28

Maverick Lending NYC

New Jersey

1 year in business

Rocco Mandarino, Branch Manager of Maverick Lending NYC, is one of private lending’s fastest-rising leaders. Specializing exclusively in DSCR and investor financing, he partners with top brokers, luxury SFR investors, and build-to-rent developers nationwide. Having surpassed $100M in his first year, Rocco is redefining speed, precision, and execution as the new gold standard in private lending.

Bryan Lovern | 37

CrossCountry Mortgage

Maryland

11 years in business

Bryan Lovern is an Originating Branch Manager at CrossCountry Mortgage. Since joining the mortgage industry in 2013, Bryan has used his years of experience as a sales manager to become an expert in FHA loans, refinances, and the local market, providing exceptional customer service to his clients. Bryan is based in Crofton, Maryland.

Andy Levison | 38

Groundfloor Lending

Georgia

5 years in business

Andy Levison is the Associate Director of Retail Originations at Groundfloor Lending. Since joining in 2020, he is the company’s top producer. Fluent in Spanish, he drives growth among the company’s Spanish speaking demo. In 2025 alone, he is projected to originate more than $110 million in loan volume. In 2023, he was tasked with expanding Groundfloor’s presence in Nashville, which has since become a key growth area. He also mentors new hires.

Christopher Leon | 39

CrossCountry Mortgage

Arizona

13 years in business

Chris Leon is a Regional Vice President and Originating Branch Manager at CrossCountry Mortgage. Based in Sierra Vista, Arizona, Chris has been recognized as a Scotsman Guide Top Originator since 2016 and as the #1 Latino Mortgage Originator in the Southwest by National Association of Real Estate Agents. Chris is dedicated to serving his borrowers as a loan officer, bringing the dream of homeownership to members of community.

Eric Krattenstein | 37

American Heritage Lending

New Jersey

10 years in business

Eric Krattenstein is the Managing Director of American Heritage Lending, leading national sales, marketing, and growth for one of the nation’s premier Non-QM and private lenders. With over a decade of executive experience in real estate finance, he drives scalable growth through data-driven strategy, innovation, and leadership that continues to redefine Non-QM lending nationwide.

Abdel Khawatmi | 35

PRMG

New Jersey

7 years in business

Abdel Khawatmi is the Branch Manager at PRMG & a President’s Cabinet Member recognized among the nation’s top 1% mortgage originator. A visionary leader known for scaling teams through technology, automation, and culture, he’s redefined what modern lending looks like. From national stages to mastermind events, Abdel empowers loan officers to systemize success, serve with impact, and build sustainable growth through innovation reshaping the modern

Victoria Kammer | 38

CrossCountry Mortgage

Pennsylvania

15 years in business

Victoria Kammer is an Originating Branch Manager at CrossCountry Mortgage, specializing in first-time homebuyers, jumbo loans, non-QM loans, purchase, and refinance. With a passion for the mortgage industry, Victoria has dedicated the past 15 years to supporting clients through the loan process and helping them find the home of their dreams. She recently earned recognition on Scotsman Guide’s 2025 Top Originators list. Victoria is a graduate of Lafayette College and resides in Philadelphia, Pennsylvania. 

Ryan Kearns | 37

Kearns Mortgage Team, LLC

Florida

4 years in business

In just four years, Ryan Kearns has grown Kearns Mortgage Team from a solo start into a six-member brokerage known for client-first service and steady year-over-year growth despite challenging market environments. By blending education with technology, he creates clarity and confidence for families navigating the mortgage process. He serves on Hillsborough County’s Affordable Housing Advisory Board, shaping initiatives that expand opportunity.

Julian Zimmerman | 29

Groundfloor Lending

Kansas

6 years in business

Julian Zimmerman is the Director of Lending Operations at Groundfloor, where she has transformed the company’s lending infrastructure and operational efficiency since joining as a processor in 2020. In 2023, she built Groundfloor’s Loan Origination System and Borrower Portal from the ground up, doubling originations and improving compliance. In 2024, she launched the servicing platform, unifying and modernizing the borrower experience.

Daniel Norris | 33

American Heritage Lending

California

4 years in business

Daniel Norris is a Sr. Relationship Manager at American Heritage Lending, where he builds and maintains strong partnerships with brokers and clients nationwide. With over four years at AHL, Daniel is known for his responsiveness, attention to detail, and commitment to delivering the speed and service that define Non-QM lending redefined.

Phi Nguyen | 30

American Heritage Lending

California

5 years in business

Phi Nguyen is a Senior Loan Processor at American Heritage Lending, bringing over four years of Non-QM experience and a unique background in education. Her strong communication and problem-solving skills help guide clients through each step with care and precision. Known for her balance, empathy, and dedication, Phi embodies AHL’s people-first approach to lending.

Kylie Raffi | 28

Southern Trust Mortgage

Virginia

6 years in business

A top-producing loan officer with six years of experience at Southern Trust Mortgage, Kylie Raffi is dedicated to helping Hampton Roads families achieve homeownership. In 2024, she earned the Virginia Housing Bronze Award for assisting 23 families and securing $380,000 in grants, a testament to her commitment to affordable lending, community impact, and unwavering dedication as a trusted advocate for her clients and partners.

Brandon Reilly | 30

Southern Trust Mortgage

Virginia

8 years in business

A Hampden-Sydney College graduate with a background in construction and eight years of mortgage experience, Brandon Reilly is a trusted leader in Richmond, VA. Specializing in first-time, jumbo, and construction loans, he guides clients with patience and expertise. Brandon’s consultative style and community focus reflect his belief that every client deserves personalized care and attention.

Charles Ryan | 35

PRMG

Georgia

13 years in business

Charles Ryan is a top-producing Account Executive celebrated for his unwavering dedication, professionalism, and passion for helping clients succeed. With multiple 5-star reviews, Charles has earned a reputation for delivering exceptional service, clear and confident communication, and personalized lending solutions tailored to each client’s unique goals.
 

Jordan Saceda | 38

E Mortgage Capital

California

8 years in business

Born in Juneau, Alaska, Jordan Saceda learned early that smart financial decisions matter more than income. After moving to California, he found his calling in mortgages-helping families and investors navigate real estate with clarity. Jordan treats every client like family because he knows what’s at stake when financing a home.

Milad Shamoun | 29

Loan Goat

California

4 years in business

Milad Shamoun, Founder of Loan Goat, is a dominant force in California’s real estate finance world. A former U.S. Marine Sergeant, he transformed military precision into business excellence. Today, he stands as one of the top residential & commercial hard money lenders in the state. Known for creative marketing, funding large loans, deep market expertise, & relentless drive, Milad has made Loan Goat a gold standard in trust, speed, & results.

Kayla Tarabay | 32

Novus Home Mortgage

Massachusetts

3 years in business

With a kind-hearted approach and strong work ethic, Kayla Tarabay guides clients through every step of the mortgage process with clarity and care. Kayla’s dedication and commitment to building her personal brand have taken her business to new heights this year. Outside of work, Kayla is a proud mom, dog lover, and fitness enthusiast who believes life should be filled with energy, purpose, and a little fun.

Chaim Weiser | 30

The Leopard Group

New York

6 years in business

Chaim Weiser, Loan Officer at The Leopard Group, is rapidly earning recognition in the mortgage industry. Specializing in QM, Non-QM, bridge, HELOC, and commercial financing, he is known for precision, responsiveness, and strategic deal structuring. With strong relationships and a results-driven approach, Chaim delivers high-impact solutions and stands out as a true Top Emerging Star.

Julia Willetts | 27

Merchants Mortgage

Colorado

9 years in business

Julia Willetts began her career at Merchants in 2016 and has since earned two promotions, now serving as Vice President of Loan Originations. Over the past year, she has funded more than $108M in loans across 15 states, helping real estate investors finance both rehab and new construction projects, while leading a team of loan originators that deliver exceptional service from start to finish.

Matthew Ziegert | 35

CrossCountry Mortgage

New Jersey

9 years in business

Matthew Ziegert is a Divisional Sales Manager at CrossCountry Mortgage specializing in purchase and refinance. He built his business around helping clients achieve homeownership by finding the ideal loan for their unique circumstances. Matthew has ranked in the top 1% of loan officers nationwide for the last eight years. He resides in Rockaway, New Jersey, with his wife and children. 

Nate Clear | 36

FirstFunding Inc

Texas

15 years in business

Nate Clear, President of FirstFunding, is transforming warehouse lending through innovation and disciplined execution. He has doubled monthly fundings, tripled sales, and launched new onboarding, training, and client service programs that improved efficiency, responsiveness, and client experience. Clear’s leadership drives agility, inclusion, and sustainable growth-fueling record performance.

Allison Moore | 27

Leader Bank

Massachusetts

3 years in business

Alli joined Leader Bank after grad-school and immediately made an impact with creative solutions for connecting with real estate agents and educating homebuyers. Alli is dedicated to developing accessible educational tools, classes, and content for young homebuyers, and to empowering her generation to get access to powerful wealth-building tools. Her impact at Leader has been instantly positive, and we’re proud to have her on the team.

Andy Levison | 38

Groundfloor Lending

Georgia

5 years in business

Andy Levison is the Associate Director of Retail Originations at Groundfloor Lending. Since joining in 2020, he is the company’s top producer. Fluent in Spanish, he drives growth among the company’s Spanish speaking demo. In 2025 alone, he is projected to originate more than $110 million in loan volume. In 2023, he was tasked with expanding Groundfloor’s presence in Nashville, which has since become a key growth area. He also mentors new hires.

Brent Hoffman | 36

PRMG

Ohio

14 years in business

Brent Hoffman made a bold move to give clients and partners the best. For nine years at PRMG, he’s built success on transparency, efficiency, and genuine care. As a Branch Manager and President’s Cabinet member, he delivers competitive loans with fast approvals and smooth closings. His independent structure ensures personalized service, and his passion shines through in every transaction.

Peter Jose | 35

PRMG

Maine

10 years in business

Peter Jose is a dynamic Branch Manager with a finance degree and a passion for helping people achieve homeownership. Known for his professionalism, enthusiasm, and creative problem-solving, he ensures borrowers feel informed and supported. A member of PRMG’s President’s Cabinet, he brings energy, expertise, and genuine care to every loan.

Kevin Victoria | 30

CV3 Financial Services

Arizona

7 years in business

In 7 years, Kevin has risen from Sales Associate to VP of Sales. He led his team of 11 originators to break company records, funding $800M/1,500 units in 2 years. A transformative leader with exceptional sales acumen and relentless work ethic, Kevin’s impact reaches far beyond his own production of $100M+. Balancing scale with personalized service, he has built systems, launched initiatives and solidified partnerships to drive enduring success.

Lauren Robert | 35

Leader Bank

Massachusetts

5 years in business

In 2023, Lauren helped launch Leader Bank’s Cape Cod Mortgage Office and has spent the time since helping to build the Leader Cape Team from the #11 to the #2 Purchase Lender in the area. Her personal expertise and experience has seen her own volume rise over 40% to $40 million and counting in 2025. In the last few years she has successfully built her own business, helped build a whole new loan office, and raise 3 children. She is a rock star!
 

Andres Saias | 32

RBI Private Lending

Florida

15 years in business

Andres Saias, Chief Lending Officer & founding Board Member at RBI Private Lending, is a seasoned real estate finance expert in real estate investment finance. With degrees from Georgetown (M.S. Real Estate) & Boston U, he’s driven RBI’s growth since 2015.

Erica LaCentra | 35

RCN Capital

Connecticut

13 years in business

Erica LaCentra, CMO at RCN Capital, has transformed the brand into a national leader. Her fearless leadership, strategic vision, and mentorship drive award-winning campaigns and industry innovation. Honored by MPA, NMP and more, she’s earned widespread recognition for her impact, with multiple industry accolades celebrating her innovation and influence. Erica is a trailblazer in private lending and a role model for women in marketing.

Kyle Johnson | 32

CrossCountry Mortgage

Washington State

10 years in business

Kyle Johnson is a nationally ranked Branch Manager and Mortgage Advisor with CrossCountry Mortgage, leading a top-performing team based in Lacey, WA. Helping families across the country, he’s guided over 2,000 families nationwide with a concierge-level approach rooted in clarity, care, and expertise, specializing in VA loans and relocations for military families.

Chania Ford | 28

Groundfloor Lending

Georgia

1 year in business

Chania Ford is a Business Development Manager at Groundfloor Lending. A first-generation Caribbean-American from New York City, she transitioned from product development to real estate finance, quickly excelling in investor relations. Known for her confidence and relationship-building skills, she’s a trusted partner to both new and experienced investors.

Alec Finn | 33

American Heritage Lending

Illinois

6 years in business

Alec Finn is a Producing Sales Manager at American Heritage Lending, helping real estate and mortgage professionals grow their referral networks and expand their Non-QM business. Based in Chicago, he drives Midwest market growth through creative lending solutions, strong partnerships, and a results-driven approach that reflects AHL’s mission to redefine Non-QM lending nationwide.

Daniel Halvorsen | 36

LoanPeople

Florida

14 years in business

Daniel is a Scotsman Guide Top Originator and 40 Under 40 winner. Through a referral-driven approach, he has personally funded over $1 billion in volume. Halvorsen is Northeast Florida’s #1 retail originator (CoreLogic) and a leading originator for loans utilizing Florida Housing Corp. DPA programs. He champions accessible homeownership, enjoys guitar and family time, and supports Clarke Schools For Hearing & Speech and Wolfson Children’s Hospital.

Travis Harris | 36

Southern Trust Mortgage

Virginia

13 years in business

A James Madison University graduate who began his career in mortgage marketing, Travis Harris has spent over a decade redefining community service through lending. Since 2012, he’s helped hundreds of Hampton Roads families achieve homeownership through creativity, education, and strong builder and Realtor partnerships. Known for his sharp mind and local heart, Travis builds lasting relationships through exceptional service.

Connor Donovan | 26

Park Place Finance

Texas

4 years in business

Connor Donovan serves as Chief Revenue Officer at Park Place Finance, leading the sales team and managing lending operations nationwide. With his experience in mortgage and financial services, he drives revenue growth, builds strategic partnerships, and leads high-performing sales teams through expert leadership and industry insight.

Thomas Evans | 31

Acadia Lending Group

Maine

8 years in business

Tom Evans combines industry expertise with genuine enthusiasm for helping people reach their homeownership goals. He works with everyone from first-time buyers to seasoned investors and those seeking second homes in Vacationland. Known for his quick thinking, strong problem-solving skills, and client-first approach, Tom delivers thoughtful lending solutions designed to fit every borrower’s needs.

Justin Margolis | 35

PRMG

Florida

13 years in business

Justin Margolis is a top 1% Originator and PRMG President’s Cabinet member known for his leadership in Non-QM lending. As VP of Non-QM Business Development and Branch Sales Manager, he drives growth, optimizes operations, and supports partners across Retail, Wholesale, and Correspondent channels. A Scotsman Guide Top Originator, Justin brings expertise, energy, and a results-driven focus to every transaction.

Daniel Lemeshev | 29

CrossCountry

Mortgage

New Jersey

3 years in business

Daniel Lemeshev is the SVP of Mortgage Lending at CrossCountry Mortgage, specializing in purchase, refinance, and first-time homebuyers. He has earned recognition as a Top 40 loan originator in the U.S., according to Scotsman Guide. Daniel is based in Hoboken, New Jersey.

Jessica Davolio | 35

Leader Bank

Massachusetts

6 years in business

Jess is a client advocate. She works through complicated and difficult deals with an unmatched tenacity. Her clients are consistently amazed by her consistent efforts to put them in the best financial position. In her first year with Leader Bank she grew her production volume by 90% to over $25 million and is set for even greater heights in 2026. She’s active in local mom’s groups, a golfer, and she never shies away from trying something new!

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