Andy Steben is senior vice president of correspondent lending at Angel Oak Mortgage Solutions. Steben has been in the mortgage business since 2002 and has been involved in the non-QM industry since 2015. His breadth of knowledge spans all avenues of investments in the mortgage industry, including portfolio lending, direct sellers and servicers, and securitization. Prior to his career in the mortgage industry, Steben worked in commercial banking and played a major role in the success of three startups.