
Contributing Author
The ‘lock-in effect’ is reshaping how U.S. homeowners tap equity
With refinancing non-viable, borrowers favoring second liens, blended rate math and surgical borrowing strategies

With refinancing non-viable, borrowers favoring second liens, blended rate math and surgical borrowing strategies

Mistakes even by independent originators can splash back on lenders

The speed with which artificial intelligence will revolutionize the mortgage business will be shocking

Nonqualified mortgages often fit when conventional financing hits a snag

Clients must fully grasp the benefits and drawbacks of adjustable-rate mortgages

Small mistakes can lead to severe consequences, including fines and legal actions
Do your research on private financing before counseling clients
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