
DSCR lending is surging. Not all of it is a win.
Fix‑and‑flip capital is slowing as rental lending is absorbing it — and lenders need to understand the difference
JJ Lunsford is co‑founder of Harmonial. He previously built and led marketing, sales and community at a national private lender, scaling it from startup to hundreds of millions in annual originations. JJ has invested at Omega Venture Partners and served as an investor and operations lead at Techstars. He began his career in sales and sales operations at Tealium and is focused on helping entrepreneurs access better funding with less friction.

Fix‑and‑flip capital is slowing as rental lending is absorbing it — and lenders need to understand the difference
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