
Contributing Author
The refi boom: Stand out or get lost
Why a refinance surge is more than chasing rates — it’s about unlocking equity, building resilience and aligning with long-term goals
Max Chera, managing partner and co-founder of Express Capital Financing, is a recognized expert in real estate and hard money lending. Max built a successful brokerage by age 21, mastering high-volume sales and mentoring agents nationwide. With extensive experience as a broker and strategic adviser, Max has become the go-to expert for investors seeking tailored solutions and sustainable growth.

Why a refinance surge is more than chasing rates — it’s about unlocking equity, building resilience and aligning with long-term goals
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