Construction
Housing underbuilding weakens wealth building
Insufficient single-family construction limits ownership gains, disproportionately impacting Black households’ ability to build wealth
Michael Neal is a senior fellow and practice area lead at the Urban Institute’s Housing Finance Policy Center and research director at Boston College Law School. His work focuses on housing, wealth building and financial systems. Neal has been published in leading journals and has presented to major government agencies and conferences. He serves on multiple advisory boards, is a JPMorgan Chase Fellow and has earned numerous awards. Neal holds degrees from Morehouse College and the University of Pennsylvania, with additional studies at Oxford and Princeton.
Insufficient single-family construction limits ownership gains, disproportionately impacting Black households’ ability to build wealth
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