Author

Authors

Barbara Byrne Denham

Barbara Byrne Denham is former senior economist and associate director at Moody’s Analytics. She previously served as chief economist at Eastern Consolidated and is a Ph.D. candidate at New York University, where she has studied economics, monetary theory and game theory.

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Jorge Caceres

Jorge Caceres is the vice president of inside sales and customer support at Enact, formerly Genworth Mortgage Insurance. Previously, Caceres served as the company’s director of multicultural marketing and housing finance agencies, and as its director of segment marketing, where he developed strategies to support emerging markets. The statements in this article are solely the opinions of Caceres and do not necessarily reflect the views of Enact or its management.

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John Cady

John Cady is the CEO and president of Citywide Home Mortgage. During the course of his 34-plus years in mortgage lending, he has grown both regional and national platforms in excess of $16 billion in yearly production. He has extensive experience in building and managing all channels of mortgage production and operations including retail, wholesale, joint venture, credit union, consumer direct and recruiting.

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Sean Cahan

Sean Cahan is president of Cornerstone First Mortgage, a full-service mortgage lender headquartered in San Diego. Under Cahan’s leadership, Cornerstone has grown from a single local mortgage branch to a nationwide company with 33 branches and licenses in 46 states. In addition to managing and overseeing Cornerstone’s operations and productions, Cahan originates loans for his own portfolio of clients. He has achieved the No. 1 top producer award at Cornerstone for the past six years. Reach Cahan at (619) 693-6020 or scahan@cfmtg.com.

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Mark Calabria

Mark Calabria is a senior adviser to the Cato Institute, a Washington, D.C.-based libertarian think tank. He is also the former director of the Federal Housing Finance Agency, which regulates and supervises Fannie Mae, Freddie Mac and the Federal Home Loan Banks. In that role, Calabria led the response to COVID-19, and he laid the groundwork for the removal of Fannie and Freddie from government conservatorship. Previously, Calabria served as chief economist to Vice President Mike Pence.

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Victor Calanog

Victor Calanog is chief economist and senior vice president for research at Reis Inc. (www.reis.com). He writes a monthly column on property types for Scotsman Guide. Calanog and his team of economists are responsible for data models, forecasting, valuation and portfolio services for clients in commercial real estate.

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Marisa Calderon

Marisa Calderon is chief of community finance and mobility at the National Community Reinvestment Coalition (NCRC) and is executive director of the NCRC Community Development Fund, a nonprofit community development financial institution named to Fast Company’s list of The World’s Most Innovative Companies of 2022. Calderon is an experienced executive who has been recognized, awarded and cited nationwide for her expertise in the housing and financial-services industries. She has more than two decades of experience dedicated to addressing issues of economic mobility and bridging America’s racial wealth gap.

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Joe Camerieri

Joe Camerieri serves as executive vice president of sales and strategy at Mortgage Cadence, which offers a comprehensive, customizable end-to-end loan origination system. As a mortgage industry leader, Camerieri has over 37 years of experience in consumer direct and retail mortgage banking. He has extensive knowledge of both operational and business development of the mortgage outsourcing segment, as well as in-depth knowledge of community bank, credit union and consumer direct mortgage markets.

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Adam Candler

Adam Candler is an associate director for BKM Capital Partners. As a longtime real estate capital markets and business development professional, he has been involved in placing or originating full capital-stack financing via banks, life companies, conduits, debt funds and agencies, with a focus on construction, repositioning and value-add strategies. He received an MBA from the University of Southern California, and he previously served in the U.S. Navy as a helicopter search and rescue swimmer. Reach Candler at (949) 301-9238.

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David Caputo

David Caputo is a data scientist at Moody’s Analytics specializing in commercial real estate. His work focuses on analyzing trends and forecasts in the U.S. retail sector. He produces research that examines the impact of key U.S. economic indicators on retail performance and delivers cross-sector analysis across several major markets.

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Kurt Carlton

Kurt Carlton is the president and co-founder of New Western, a nationwide real estate investment company. He oversees the New Western portfolio of companies, including all product, technology, marketing and growth initiatives. Born out of the chaos of the 2008 foreclosure crisis, Carlton co-engineered New Western to consistently stand strong as a pillar of economic promise throughout times of hardship. With a firm emphasis placed on increasing access to opportunity, his career has reflected his values of hard work, integrity and community service.

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Ryan Carry

Ryan Carry is the vice president of national sales for Impac Mortgage Corp., a national top 10 originator of non-QM assets. Carry is responsible for the growth and performance of the company’s wholesale division. He can be reached at ryan.carry@impacmail.com

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