Author - Scotsman Guide

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Jarred Kessler

Jarred Kessler is the founder and CEO of EasyKnock, a property-technology company looking to revolutionize the housing industry by offering unique equity-release programs. He previously worked at Cantor Fitzgerald & Co. as the global head of equities. With experience at Credit Suisse, Morgan Stanley and Goldman Sachs, Kessler has a wealth of knowledge about the financial sector, the housing market, and economic trends.
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Lisa Kimball

Lisa Kimball is senior vice president of product and strategic programs for Finicity, a Mastercard company. In this role, Kimball works with clients, partners and industry innovators to advance the use of creative thought around consumer-permissioned financial data through Finicity’s open-banking platform. Kimball and her team are consistently improving Finicity’s current product suite while also creating next-generation client experiences to streamline lending processes, expand credit access and improve consumer financial awareness.
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Kirk King

Kirk King is president of Halo Programs, whose MortgageHalo software platform includes additional features and enhanced functionality to serve mortgage originators. King also is the past president of the Michigan Mortgage Lenders Association, Southeast Chapter. Learn more about HaloMortgage at haloprograms.com/mortgagehalo.
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Deb Klein

Deb Klein is the branch manager of the Dublin, California, branch of Planet Home Lending. Klein and her team believe that mortgage origination should be approached with honest and straightforward communication that educates clients.
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Lisa Klika

Lisa Klika is senior vice president and chief compliance officer at Guild Mortgage, overseeing the company’s risk-management, compliance, quality-assurance and legal functions. Klika has more than 15 years of experience in the industry and currently serves as vice chair of the Mortgage Bankers Association’s state legislative and regulatory committee. She also served on the MBA’s residential board of governors advisory committee and was chair of the MBA’s regulatory compliance committee.
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David Knudson

David Knudson is the president and co-founder of Gravity Capital LLC, a direct-lending alternative finance company based in Orem, Utah. Knudson oversees loan procurement, underwriting and risk management. With more than 40 years of real estate experience, from acquisitions and finance to dispositions, Knudson can quickly assess a hard money loan scenario, determine its viability and close the deal. Knudson also has found success as an author, speaker and investor.
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Suzanne Konstance

Suzanne Konstance serves as vice president of product management and marketing for Wolters Kluwer Lien Solutions. She and her team focus on understanding and solving market problems to provide effective, innovative solutions and execute powerful go-to market strategies. Prior to joining Wolters Kluwer Lien Solutions, Konstance held senior-level positions for companies such as Pitney Bowes, Citibank and MetLife. Konstance earned a bachelor’s degree from Cornell University and a master’s in business administration from Northwestern University’s Kellogg School of Management.
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David Kotter

is principal of Integrity Capital LLC, a limited liability company and commercial mortgage brokerage based in Scottsdale, Arizona. As a premier commercial mortgage finance consultant, the company provides a broad range of real estate services, including commercial debt financing, insurance and finance consulting.
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Eric Krattenstein

Eric Krattenstein is a partner, chief marketing officer and head of sales for Asset Based Lending (ABL), a private commercial mortgage lender that has funded more than 3,000 loans with a combined value of more than $1.1 billion for residential and mixed-use commercial properties. ABL is operated by knowledgeable and experienced real estate lenders who want to help investors succeed. Its mission is to help investors quickly and efficiently finance their business activities. Learn more at www.abl1.net.
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David Krebs

David A. Krebs is president of DAK Mortgage and is an originator of commercial mortgage loans nationwide, as well as residential loans in Florida. Krebs offers all types of commercial financing, from construction and renovation to debtor in possession. His residential business focuses on foreign nationals, nonwarrantable condominiums and jumbo loans. Krebs also specializes in “turndowns” by helping borrowers who were denied by banks get approved elsewhere. Visit his website at https://davidakrebs.com/.
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Tom Kriby

Tom Kriby is vice president of client development and partnerships at Westwood Insurance Agency in West Hills, California, where he is responsible for national account management and business development. He has more than 16 years of sales, actuarial and risk-management leadership experience. Kriby previously served as assistant vice president of national programs for Universal North America. Prior to Universal, Kriby held roles with Benfield Inc., JPMorgan Chase and Tower Hill Insurance Group. He holds a bachelor’s degree in business administration from the University of Florida.
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Scott D. Kriss

Scott D. Kriss is president and CEO at Kriss Law/Atlantic Closing & Escrow. Kriss founded the company in 2008 and quickly grew the full-service title and settlement services firm into a national provider, earning multiple awards as Banker & Tradesman’s top regional closing firm. Today, Kriss Law/Atlantic Closing & Escrow is licensed in 30 states and partners with mortgage lenders of all sizes.
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