Author - Scotsman Guide

Authors

Matt Johnner

Matt Johnner is president and co-founder of BankLabs. The mission of BankLabs is to reimagine banking products of the future through community-oriented technologies that create new fee income, attract deposits, expand loan opportunities and differentiate the financial institution from competitors. BankLabs believes that community banking is a way of doing business, not a size, location or traditional definition.
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Luke Johnson

Luke Johnson is founder and CEO of Neat Capital. Johnson has extensive experience in real estate, finance and corporate development, having completed mergers, acquisitions, turnarounds and divestitures in the U.S., Latin America and Europe. He holds a finance degree from Tulane University and an MBA with honors from the University of California, Berkeley. He lives with his wife and two daughters in Boulder, Colorado.
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Ben Johnston

Ben Johnston is the chief operating officer of Kapitus, one of the most reliable and respected names in small business financing. Kapitus provides growth capital to small businesses and has provided over $7.5 billion to over 50,000 small businesses since 2006. Kapitus offers multiple loan products to small businesses, including Small Business Administration loans, revenue-based financing, equipment financing, cash-flow based factoring, revolving lines of credit and invoice factoring.

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Adam Johnston

Adam Johnston is chief appraiser and director of investigations for Genworth Mortgage Insurance. In addition to his 25 years of appraisal experience, Johnston is a former police officer and served in the United States Marine Corps. Johnston is a designated member of the Appraisal Institute and also was elected as 2018 chair of The Appraisal Foundation Board of Trustees. The statements in this article are solely Johnston’s opinions and do not reflect the views of Genworth or its management.
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Andrew Jones

Andrew Jones is a vice president at global consultancy SSA & Company. Focused on the financial services and real estate sectors, Jones has over 25 years of senior-level experience in banking, insurance and real estate at companies such as Barclays, Cushman & Wakefield, HSBC, Hiscox and Prudential. He is skilled in cross-functional leadership, productivity and cost improvement, restructuring activity, change management, resilience and risk.
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Jarod Jones

Jarod Jones is senior director of mortgage verifications services with Equifax Workforce Solutions, a subsidiary of consumer credit reporting agency Equifax. In his role, Jones is responsible for client management, project management, strategic planning, solution sales, market analysis and negotiations.

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Kris Jones

Kris Jones is vice president of originations at PACE Loan Group (PLG), which is a C-PACE balance-sheet lender and a leading provider of energy-efficient and clean-energy loans for multifamily housing and commercial real estate. Based in Eden Prairie, Minnesota, PLG has offices in California and New Jersey, and the company operates as a direct originator and servicer throughout the U.S.
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Evelyn Jozsa

Evelyn Jozsa is a creative writer at CommercialEdge, covering commercial real estate trends and insights in the U.S. Jozsa was previously a senior associate editor at Multi-Housing News and Commercial Property Executive. She has an academic background in journalism and Irish studies. Jozsa has been covering the commercial real estate industry since 2017.
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Ben Kadish

Ben Kadish is the president and founder of Maverick Commercial Mortgage Inc. and is a mortgage banking professional with more than 37 years of experience. Kadish’s primary focus is funding commercial mortgages ranging from $1 million to $40 million for income-producing properties.
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Yatin Karnik

Yatin Karnik is founder and CEO of Confer Inc. After 18 years in the home lending industry as a senior vice president for Wells Fargo Home Mortgage, Karnik realized that homebuyers and those looking to refinance existing mortgages needed a solution to democratize their loans and get a better deal. In furtherance of this goal, he founded Confer Inc., developing a revolutionary and disruptive application that will allow consumers to compare loan estimates. Reach Karnik at info@confer.today.
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Kevin Karty

Kevin Karty is vice president of borrower engagement at Aspen Grove Solutions, which helps banks and servicers automate complex workflows with simple, flexible and compliant technology. In his role, Karty focuses on building innovative solutions to revolutionize customer interaction. Aspen’s end-to-end integration of back-end workflows with optimized customer-facing digital experiences lets mortgage companies dramatically cut costs and improve success rates. Karty earned his Ph.D. in political economy from MIT, and degrees in politics and economics from Brandeis University.
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Marcia Kaufman

Marcia Kaufman is CEO at Bayport Funding. She has over three decades of experience in the mortgage banking and real estate industry, with expertise in identifying real estate opportunities, valuation, development, management, and exit strategy for assets. Before joining Bayport Funding Kaufman owned a real estate investment and brokerage firm and was a senior executive at national mortgage firms. Recently Kaufman worked to secure bridge financing for fix and flip investors and for the purchase of rental properties for eventual stabilization.
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