Author - Scotsman Guide

Authors

John Keratsis

John Keratsis is president and CEO of Deephaven Mortgage, a leading provider of nonagency and non-QM loans. Deephaven was founded in 2012, and offers its products through a nationwide network of independent mortgage brokers and correspondent lenders. Keratsis joined the company in 2021. Previously, he was CEO at Boston National Title Agency and senior managing director at Incenter, Boston National’s parent company. Visit deephavenmortgage.com. Reach Keratsis at jkeratsis@deephavenmortgage.com.
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Greg Kerr

Greg Kerr is the owner of Alchemy Merch, which creates custom merchandise for companies. Alchemy has made over 4 million custom products for artists, brands and creatives in all fields. Kerr guides artists and corporate clients through the process of creating quality custom merchandise that helps them increase brand awareness and achieve customer loyalty. He is a musician and performs in a heavy hardcore band. He first started creating merchandise for brands while touring with his punk rock band in the early 2000s.
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Jarred Kessler

Jarred Kessler is the founder and CEO of EasyKnock, a property-technology company looking to revolutionize the housing industry by offering unique equity-release programs. He previously worked at Cantor Fitzgerald & Co. as the global head of equities. With experience at Credit Suisse, Morgan Stanley and Goldman Sachs, Kessler has a wealth of knowledge about the financial sector, the housing market, and economic trends.
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Lisa Kimball

Lisa Kimball is senior vice president of product and strategic programs for Finicity, a Mastercard company. In this role, Kimball works with clients, partners and industry innovators to advance the use of creative thought around consumer-permissioned financial data through Finicity’s open-banking platform. Kimball and her team are consistently improving Finicity’s current product suite while also creating next-generation client experiences to streamline lending processes, expand credit access and improve consumer financial awareness.
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Kirk King

Kirk King is president of Halo Programs, whose MortgageHalo software platform includes additional features and enhanced functionality to serve mortgage originators. King also is the past president of the Michigan Mortgage Lenders Association, Southeast Chapter. Learn more about HaloMortgage at haloprograms.com/mortgagehalo.
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Deb Klein

Deb Klein is the branch manager of the Dublin, California, branch of Planet Home Lending. Klein and her team believe that mortgage origination should be approached with honest and straightforward communication that educates clients.
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Lisa Klika

Lisa Klika is senior vice president and chief compliance officer at Guild Mortgage, overseeing the company’s risk-management, compliance, quality-assurance and legal functions. Klika has more than 15 years of experience in the industry and currently serves as vice chair of the Mortgage Bankers Association’s state legislative and regulatory committee. She also served on the MBA’s residential board of governors advisory committee and was chair of the MBA’s regulatory compliance committee.
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David Knudson

David Knudson is the president and co-founder of Gravity Capital LLC, a direct-lending alternative finance company based in Orem, Utah. Knudson oversees loan procurement, underwriting and risk management. With more than 40 years of real estate experience, from acquisitions and finance to dispositions, Knudson can quickly assess a hard money loan scenario, determine its viability and close the deal. Knudson also has found success as an author, speaker and investor.
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Suzanne Konstance

Suzanne Konstance serves as vice president of product management and marketing for Wolters Kluwer Lien Solutions. She and her team focus on understanding and solving market problems to provide effective, innovative solutions and execute powerful go-to market strategies. Prior to joining Wolters Kluwer Lien Solutions, Konstance held senior-level positions for companies such as Pitney Bowes, Citibank and MetLife. Konstance earned a bachelor’s degree from Cornell University and a master’s in business administration from Northwestern University’s Kellogg School of Management.
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David Kotter

is principal of Integrity Capital LLC, a limited liability company and commercial mortgage brokerage based in Scottsdale, Arizona. As a premier commercial mortgage finance consultant, the company provides a broad range of real estate services, including commercial debt financing, insurance and finance consulting.
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Eric Krattenstein

Eric Krattenstein is a partner, chief marketing officer and head of sales for Asset Based Lending (ABL), a private commercial mortgage lender that has funded more than 3,000 loans with a combined value of more than $1.1 billion for residential and mixed-use commercial properties. ABL is operated by knowledgeable and experienced real estate lenders who want to help investors succeed. Its mission is to help investors quickly and efficiently finance their business activities. Learn more at www.abl1.net.
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David Krebs

David A. Krebs is president of DAK Mortgage and is an originator of commercial mortgage loans nationwide, as well as residential loans in Florida. Krebs offers all types of commercial financing, from construction and renovation to debtor in possession. His residential business focuses on foreign nationals, nonwarrantable condominiums and jumbo loans. Krebs also specializes in “turndowns” by helping borrowers who were denied by banks get approved elsewhere. Visit his website at https://davidakrebs.com/.
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