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Authors

Ethan Keller

Ethan Keller is an experienced financial strategist at Dominion Wealth Management, a financial planning company. Keller is passionate about safeguarding assets and maximizing wealth for high-net-worth individuals. Using an evidence-based approach with a special focus on risk management, Keller excels at crafting personalized financial solutions that protect and grow wealth effectively
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Jason Keller

Jason Keller is director of market strategy and compliance analytics at Wolters Kluwer, focusing on financial and corporate crimes and fair and responsible banking, including CRA compliance. He previously spent over 20 years at the Federal Reserve Bank of Chicago as a community and economic senior adviser. A commissioned bank examiner, he has led compliance evaluations, spoken widely on CRA and fair lending and remains active in civic and economic organizations. He can be reached at jason.keller@wolterskluwer.com.

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Ryan Kelley

Ryan Kelley is the founder of The Home Loan Expert LLC. In less than a decade, Kelley has gone from selling mortgages door to door to his neighbors to running one of the fastest-growing mortgage banks in America. Kelley rose to prominence with hard work and dedication, along with pioneering new techniques to get mortgages closed faster than anyone else in the business. With the addition of Hero.Loan, the rapidly expanding Veterans Affairs loan product, his company is growing every day.
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Denis Kelly

Denis G. Kelly is senior vice president of correspondent/national wholesale for Sprout Mortgage, a leading non-agency/non-QM lender with broker/correspondent-friendly platforms focusing on loans in the following categories: jumbo/super jumbo “near miss,” no-income verification investment loans, self-employed borrowers/bank-statement loans, recent credit events/challenging FICOs — all up to $20 million.
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Keith Kemph

Keith Kemph is president and CEO of BlackFin Group, a boutique management consulting firm that specializes in the financial-services and mortgage banking industry. Working with lenders, banks and credit unions of all sizes, BlackFin Group routinely moves clients forward by effectively guiding the implementation of both business strategies and technology initiatives. BlackFin Group has founded proprietary strategies, technologies, models and frameworks that routinely reduce expenses while increasing productivity and revenue. Visit blackfin-group.com.
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John Keratsis

John Keratsis is president and CEO of Deephaven Mortgage, a leading provider of nonagency and non-QM loans. Deephaven was founded in 2012, and offers its products through a nationwide network of independent mortgage brokers and correspondent lenders. Keratsis joined the company in 2021. Previously, he was CEO at Boston National Title Agency and senior managing director at Incenter, Boston National’s parent company. Visit deephavenmortgage.com. Reach Keratsis at jkeratsis@deephavenmortgage.com.
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Greg Kerr

Greg Kerr is the owner of Alchemy Merch, which creates custom merchandise for companies. Alchemy has made over 4 million custom products for artists, brands and creatives in all fields. Kerr guides artists and corporate clients through the process of creating quality custom merchandise that helps them increase brand awareness and achieve customer loyalty. He is a musician and performs in a heavy hardcore band. He first started creating merchandise for brands while touring with his punk rock band in the early 2000s.
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Jarred Kessler

Jarred Kessler is the founder and CEO of EasyKnock, a property-technology company looking to revolutionize the housing industry by offering unique equity-release programs. He previously worked at Cantor Fitzgerald & Co. as the global head of equities. With experience at Credit Suisse, Morgan Stanley and Goldman Sachs, Kessler has a wealth of knowledge about the financial sector, the housing market, and economic trends.
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Risha Kilaru

Risha Kilaru is senior vice president of mortgage lending at OriginPoint and one of Northern California’s premier mortgage lenders. As No. 1 in Scotsman Guide’s Top Women Originators rankings for multiple years (in 2025 she placed second), Risha once closed $834.8 million in a single year. She started in the industry as a foreclosure technician and rose through underwriting, giving her the rare ability to structure deals that others walk away from. Visit Risha’s page on OriginPoint.com.

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Lisa Kimball

Lisa Kimball is senior vice president of product and strategic programs for Finicity, a Mastercard company. In this role, Kimball works with clients, partners and industry innovators to advance the use of creative thought around consumer-permissioned financial data through Finicity’s open-banking platform. Kimball and her team are consistently improving Finicity’s current product suite while also creating next-generation client experiences to streamline lending processes, expand credit access and improve consumer financial awareness.
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Kirk King

Kirk King is president of Halo Programs, whose MortgageHalo software platform includes additional features and enhanced functionality to serve mortgage originators. King also is the past president of the Michigan Mortgage Lenders Association, Southeast Chapter. Learn more about HaloMortgage at haloprograms.com/mortgagehalo.
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Deb Klein

Deb Klein is the branch manager of the Dublin, California, branch of Planet Home Lending. Klein and her team believe that mortgage origination should be approached with honest and straightforward communication that educates clients.
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