
Contributing Author
An elite originator explains what separates top producers from the rest
From rescue deals to client trust, success requires expertise, emotional discipline and relentless follow‑up
Risha Kilaru is senior vice president of mortgage lending at OriginPoint and one of Northern California’s premier mortgage lenders. As No. 1 in Scotsman Guide’s Top Women Originators rankings for multiple years (in 2025 she placed second), Risha once closed $834.8 million in a single year. She started in the industry as a foreclosure technician and rose through underwriting, giving her the rare ability to structure deals that others walk away from. Visit Risha’s page on OriginPoint.com.

From rescue deals to client trust, success requires expertise, emotional discipline and relentless follow‑up
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