The Federal Housing Administration (FHA) has loosened environmental guidance in its mortgage and insurance underwriting manual for multifamily deals in a move designed to reduce regulatory burdens and costs in compliance with a series of Trump administration executive orders.
The changes took effect immediately for mortgage applications that had not reached “initial endorsement” as of Monday, said the Department of Housing and Urban Development (HUD) in a press release announcing the publication of Mortgagee Letter 2026-04, which formalized four specific revisions to the Multifamily Accelerated Processing (MAP) Guide.
“We are cutting outdated requirements, reducing costs and delays, and putting FHA financing back to work to support housing ...