Government Loans - Scotsman Guide

Government Loans

Departing FHA commissioner on his achievements, and the road ahead

Eric Souza

Frank Cassidy talks with Scotsman Guide about his time at HUD and why he’s returning to the private sector

Government Loans

Departing FHA commissioner on his achievements, and the road ahead

Eric Souza

Frank Cassidy talks with Scotsman Guide about his time at HUD and why he’s returning to the private sector

Latest Updates

NAMB pushes policy priorities as ROAD to Housing Act trudges forward

FHA affirms tri-merge requirement for FICO 10T, VantageScore 4.0 rollouts

HUD oversight failure threatens mass reverse mortgage default, $250 million FHA payout

Mortgage delinquencies continue steady rise in first quarter

Concentration risk emerging among newer vintage loans, FHA borrowers

HUD eases environmental guidelines for FHA’s multifamily underwriting

HUD moves to roll back gender identity protections for federal housing programs

USDA, HUD rescind Biden-era energy efficiency mandate

HUD, USDA rescind Biden-era energy efficiency mandate.

USDA, HUD rescind Biden-era energy efficiency mandate

NAHB praises the move, which follows a notable court win for the home builder association

Ginnie Mae changes reporting policy following spike in FHA delinquency numbers

Ginnie will ‘temporarily exclude loans on TPPs when calculating delinquency ratios’

MBA recommends eight ways HUD can improve multifamily MI in Opportunity Zones

Implementation would ‘reduce friction in FHA execution,’ Bob Broeksmit writes

Foreclosure inventory hits six-year high in March

Foreclosure inventory reaches highest level since 2020

Foreclosure auction volumes hit six-year high during the first quarter of 2026.

Foreclosure auction volumes hit six-year high, signaling post-pandemic normalization

FHFA, HUD greenlight updated credit score models for federally backed mortgages

Survey reveals misconceptions deterring veterans from utilizing VA home loan benefits

Survey reveals misconceptions deterring veterans from utilizing VA home loan benefits

March mortgage rate locks saw non-QM and government loans gain market share at the expense of conforming products.

Non-QM, FHA channels power March mortgage lock volumes

‘Punitive double standard’: NAREB takes aim at FHA spousal debt rule

Joseph Gormley temporarily steps into FHA commissioner role as Frank Cassidy takes leave of absence.

Gormley temporarily steps into FHA commissioner role as Cassidy takes leave

HECM loan endorsements rebound in March

HECM loan endorsements rebound in March, though long-term weaknesses persist

First American sues Novad for $1.6 million in ongoing reverse mortgage dispute

First American sues Novad for $1.6 million in ongoing reverse mortgage dispute

White House budget proposal targets deep HUD funding cuts

White House budget proposal targets deep HUD funding cuts

Mortgage industry prepares for wave of FHA-delinquent short sales

Mortgage industry prepares for wave of FHA-delinquent short sales

USDA revamps Rural Housing Service programs, adds delegated underwriting authority.

USDA revamps RHS programs, adds delegated underwriting authority

Foreclosure activity dips monthly but continues annual rise in February

Foreclosure activity dips monthly but continues annual rise in February

FHA lending contracts as delinquency pressures crystalize.

FHA lending contracts as delinquency pressures crystalize

Federal judge blocks HUD, USDA from mandating stricter new-home energy standards.

Federal judge blocks HUD, USDA from mandating stricter new-home energy standards

Mortgage delinquencies stayed steady nationally in 2025, but nearly half of U.S. metro areas saw rising borrower stress.

Regional softening belies stable national delinquency trend in December

error: Content is protected !!