Scotsman Guide Magazine

Mortgage originators looking beyond pay as recruiting heats up

The improving sentiment in early 2026 prompted producers to reassess lenders’ products, technology, support and leadership

By Franco Terango

The mortgage industry has entered 2026 with renewed optimism. While the pace and extent of the recovery remain uncertain, many originators sense improving conditions ahead. For top producers, this environment often triggers more than just pipeline growth — it prompts reflection on whether their current platform is positioned to support the next phase of their business.
Historically, periods of improving market sentiment coincide with increased recruiting activity. Lenders and brokerages compete aggressively for experienced originators, often leading with attractive compensation packages designed to secure talent before volume accelerates. 
Compensation is important, but it should not be the sole driver of a career decision. Increasingl...

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