Understanding Today’s First-Time Homebuyer

A Scotsman Guide featured sponsor

Homeownership remains an important goal for many Americans, but the journey to purchasing a first home has become increasingly complex. Economic and societal shifts have changed who first-time homebuyers are, how they finance their purchase, and the challenges they face along the way.

Explore this infographic from Radian Guaranty for insights into today’s first-time homebuyer and the key trends shaping their path to homeownership.

To access a PDF version of this infographic click here

Data featured in this infographic is sourced from the National Association of REALTORS® 2025 Profile of Home Buyers and Sellers unless otherwise noted. (https://prc-pa.net/wp-content/uploads/2025/11/NAR-2025-Profile-of-Buyers-Sellers.pdf).

Creating possibilities for a place to call home with Radian Guaranty Mortgage Insurance. For nearly 50 years, we’ve helped lenders confidently expand access to sustainable homeownership through competitive pricing, top-tier service, and easy-to-use technology.

Top Dollar Volume

Top FHA Volume

Top HELOC Volume

Most Loans Closed

Top Mortgage Brokers

Top Non-QM Volume

Top Purchase Volume

Top Refinance Volume

Top USDA Volume

Top VA Volume

Top Veteran Originators

Top Jumbo Originators

Top Women Originators

Top Overall

Top Wholesale

Top Retail

Top Non-QM

Top FHA

Top VA

Top Correspondent

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