Servicing

Climate risks actively eroding U.S. housing markets, ICE study finds
Ryan Kingsley
Intercontinental Exchange says climate change is driving up borrower escrow costs and long-term valuation risks
Servicing

Climate risks actively eroding U.S. housing markets, ICE study finds
Ryan Kingsley
Intercontinental Exchange says climate change is driving up borrower escrow costs and long-term valuation risks
Latest Updates

Homeowners insurance premiums rise to record level in 2025
Surging escrow-related costs have increasingly become a barrier to closing loans

Rising taxes and homeowners insurance undermine affordability — even in buyer-friendly markets
A growing share of mortgage payments isn’t going toward building homeowner equity

Banking groups press regulators to ease mortgage capital rules
Trade associations claim current standards limit bank participation and access to mortgage credit



