As the mortgage industry continues to adjust to a purchase-driven market, originators are taking a fresh look at which loan programs can support consistent production while addressing ongoing affordability challenges.
Higher interest rates, tighter inventory and increased competition have reshaped borrower qualification standards. In this environment, government lending has regained relevance, with loans backed by the U.S. Department of Veterans Affairs (VA) emerging as a particularly underutilized opportunity for originators.
While VA loans are widely recognized for their borrower-friendly features, their strategic value is often underestimated. In a market where differentiation, execution and agent confidence play a growing role, VA...
